Compare Today’s Mortgage Rates in Zap, North Dakota 58580
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Zap, North Dakota 58580.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,516 over the lifetime of your 30-year fixed loan, or a monthly savings of $15 in Zap and other areas of Mercer county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Zap, North Dakota 58580
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Interactive Mortgage Rate Projections for Zap, North Dakota 58580
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Zap, ND 58580. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Zap, North Dakota 58580 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Zap, North Dakota and around Mercer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.74% | 90.21% | 95.55% | 91.81% | 89.22% | 87.07% | 89.03% | 89.85% | 87.10% |
| avg mortgage rate | 6.50% | 4.15% | 2.82% | 3.12% | 4.08% | 4.31% | 3.98% | 3.73% | 3.94% |
| % 15 year fixed mortgage | 5.26% | 7.40% | 3.18% | 7.02% | 8.82% | 9.48% | 6.53% | 8.63% | 10.75% |
| avg mortgage rate | 6.03% | 3.52% | 2.36% | 2.70% | 3.29% | 3.68% | 3.09% | 2.90% | 3.09% |
| Avg credit score | 751.61 | 759.03 | 762.03 | 782.01 | 784.87 | 762.47 | 759.46 | 761.32 | 761.69 |
| Avg LTV (loan to value) | 82.74% | 82.93% | 83.61% | 83.26% | 80.63% | 79.81% | 80.93% | 80.38% | 79.53% |
| Avg DTI (debt to income) | 37.82 | 34.66 | 33.24 | 33.39 | 33.22 | 34.28 | 33.91 | 33.15 | 33.88 |
| % First time homebuyer | 48.68% | 30.31% | 27.66% | 33.33% | 36.52% | 28.16% | 32.64% | 25.13% | 25.00% |
| Avg mortgage insurance % | 15.41% | 14.94% | 14.71% | 14.11% | 12.82% | 10.74% | 10.92% | 11.38% | 9.61% |
Best Mortgage Brokers around Zap, North Dakota 58580
For those searching for a new home in Zap, we have compiled a list of the top mortgage brokers located in and around Zap, North Dakota 58580 to assist you with your search.
OneMain Financial
323 1st St E
Dickinson ND 58580
(701) 225-6068
http://branches.onemainfinancial.com/nd/dickinson/323-first-street-east.html
Wells Fargo Home Mortgage
300 1st Ave E
Dickinson ND 58580
(701) 225-6188
http://www.wellsfargo.com/mortgage/
A C Mortgage Money Works
417 7th Ave W
Dickinson ND 58580
(701) 483-4836
myron@pumpsystems.com
Anthony Kleinwaechter - American West Real Estate
301 W Villard St
Dickinson ND 58580
(701) 260-0240
anthony@ndsupernet.com
Wells Fargo Home Mortgage
1681 3rd Ave W
Dickinson ND 58580
(701) 483-0885
t-daryl@wellsfargo.com
Address
323 1st St E
Dickinson ND
Contact
(701) 225-6068
http://branches.onemainfinancial.com/nd/dickinson/323-first-street-east.html
Address
300 1st Ave E
Dickinson ND
Contact
(701) 225-6188
http://www.wellsfargo.com/mortgage/
Address
417 7th Ave W
Dickinson ND
Contact
(701) 483-4836
myron@pumpsystems.com