Compare Today’s Mortgage Rates for Zap, North Dakota

Pureloan searches mortgage lenders and major banks in Zap, North Dakota 58580 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,741 or $16 / month is expected in Zap and other areas of Mercer county.

Pureloan’s search engine explores all home mortgage options in Zap, North Dakota 58580, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Zap, North Dakota 58580

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Zap, ND

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Zap, ND 58580, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Zap, ND

Historical Mortgage Rates for Zap, North Dakota 58580 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Zap, North Dakota and around Mercer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.37% 85.51% 87.93% 90.89% 88.82% 86.40% 89.64% 88.98%
avg mortgage rate 4.85% 4.54% 3.79% 3.75% 4.32% 3.96% 3.73% 3.84%
% 15 year fixed mortgage 6.64% 11.59% 9.05% 7.85% 9.11% 11.08% 8.81% 9.45%
avg mortgage rate 4.29% 3.77% 3.29% 2.93% 3.38% 3.08% 2.90% 2.92%
Avg credit score 768.22 768.74 763.88 760.67 755.20 762.09 760.88 758.49
Avg LTV (loan to value) 77.26% 78.80% 79.88% 80.10% 80.85% 79.44% 80.42% 82.55%
Avg DTI (debt to income) 31.12 32.74 32.72 32.88 33.61 33.58 33.19 33.91
% First time homebuyer 22.92% 19.32% 20.69% 28.10% 28.36% 25.69% 25.13% 33.86%
Avg mortgage insurance % 4.75% 7.45% 8.73% 10.71% 10.24% 9.63% 11.46% 12.90%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Zap, North Dakota 58580

If you’re looking to buy a new home in Zap, we have compiled a list of the leading mortgage brokers around Zap, North Dakota 58580 to help you with your search.

Name
Address
Contact

OneMain Financial

323 1st St E

Dickinson ND 58580

(701) 225-6068

http://branches.onemainfinancial.com/nd/dickinson/323-first-street-east.html

Wells Fargo Home Mortgage

300 1st Ave E

Dickinson ND 58580

(701) 225-6188

http://www.wellsfargo.com/mortgage/

A C Mortgage Money Works

417 7th Ave W

Dickinson ND 58580

(701) 483-4836

myron@pumpsystems.com

Anthony Kleinwaechter - American West Real Estate

301 W Villard St

Dickinson ND 58580

(701) 260-0240

anthony@ndsupernet.com

Wells Fargo Home Mortgage

1681 3rd Ave W

Dickinson ND 58580

(701) 483-0885

t-daryl@wellsfargo.com

Address

323 1st St E

Dickinson ND

Contact

(701) 225-6068

http://branches.onemainfinancial.com/nd/dickinson/323-first-street-east.html

Address

300 1st Ave E

Dickinson ND

Contact

(701) 225-6188

http://www.wellsfargo.com/mortgage/

Address

417 7th Ave W

Dickinson ND

Contact

(701) 483-4836

myron@pumpsystems.com

News on Mortgages and Reverse Mortgages for Zap, North Dakota 58580