Compare Today’s Mortgage Rates for Phillips, Nebraska
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Phillips, Nebraska 68865. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,532 or $43 / month in Phillips and surrounding areas of Hamilton county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Phillips, Nebraska 68865.
Summary of Average Mortgage Terms in Phillips, Nebraska 68865
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Phillips, NE
To forecast and predict mortgage rates in Phillips, NE 68865, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Phillips, Nebraska 68865 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Phillips, Nebraska and around Hamilton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.46% | 85.45% | 89.47% | 93.15% | 91.11% | 91.56% | 91.75% | 92.53% |
| avg mortgage rate | 4.95% | 4.66% | 3.87% | 3.93% | 4.41% | 4.05% | 3.86% | 4.06% |
| % 15 year fixed mortgage | 6.60% | 11.01% | 8.47% | 5.84% | 7.75% | 7.54% | 6.69% | 6.59% |
| avg mortgage rate | 4.36% | 3.91% | 3.21% | 2.97% | 3.48% | 3.25% | 3.01% | 3.24% |
| Avg credit score | 763.31 | 762.90 | 765.55 | 758.64 | 755.07 | 757.00 | 753.16 | 754.29 |
| Avg LTV (loan to value) | 72.83% | 73.88% | 76.41% | 77.31% | 79.18% | 79.15% | 80.17% | 79.37% |
| Avg DTI (debt to income) | 32.84 | 33.20 | 33.39 | 33.85 | 33.92 | 34.07 | 34.45 | 35.38 |
| % First time homebuyer | 34.97% | 33.55% | 30.87% | 34.52% | 35.89% | 33.93% | 38.41% | 36.70% |
| Avg mortgage insurance % | 3.40% | 4.40% | 6.85% | 8.23% | 9.84% | 9.96% | 10.38% | 9.71% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Phillips, Nebraska 68865
If you’re looking to buy a new home in Phillips, we have compiled a list of the leading mortgage brokers around Phillips, Nebraska 68865 to help you with your search.
Name
Address
Contact
New West Mortgage Co.
1020 Jay St
Saint Paul NE 68865
(308) 754-4115
Wells Fargo Home Mortgage
747 N Burlington Ave
Hastings NE 68865
(402) 461-2641
http://www.wellsfargo.com/mortgage/
Ace Cash Express
3714 Cimarron Ave
Hastings NE 68865
(402) 461-0300
http://www.acecashexpress.com/
Mattley Dan Office
303 N Kansas Ave
Hastings NE 68865
(402) 463-5359
Direct Check
805 4th Ave
Holdrege NE 68865
(308) 995-8419
info@directcheckmarketing.com
Address
1020 Jay St
Saint Paul NE
Contact
(308) 754-4115
Address
747 N Burlington Ave
Hastings NE
Contact
(402) 461-2641
http://www.wellsfargo.com/mortgage/
Address
3714 Cimarron Ave
Hastings NE
Contact
(402) 461-0300
http://www.acecashexpress.com/