Compare Today’s Mortgage Rates for Effingham, New Hampshire

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Effingham, New Hampshire 03882. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,266 or $29 / month in Effingham and other areas of Carroll county.

Our search engine explores all home mortgage options in Effingham, New Hampshire 03882, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Effingham, New Hampshire 03882

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Effingham, NH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Effingham, NH 03882, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Effingham, NH

Historical Mortgage Rates for Effingham, New Hampshire 03882 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Effingham, New Hampshire and around Carroll county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 68.42% 76.09% 74.29% 82.22% 86.11% 79.80% 80.95% 74.14%
avg mortgage rate 4.88% 4.53% 3.85% 3.93% 4.44% 4.13% 3.93% 4.10%
% 15 year fixed mortgage 24.56% 19.57% 17.14% 13.33% 12.96% 16.16% 15.48% 18.97%
avg mortgage rate 4.21% 4.06% 3.50% 3.15% 3.50% 3.31% 3.37% 3.03%
Avg credit score 768.98 767.43 752.00 755.76 756.91 747.75 733.39 759.86
Avg LTV (loan to value) 77.81% 77.11% 83.94% 82.58% 83.27% 82.85% 82.69% 81.16%
Avg DTI (debt to income) 27.32 28.41 29.69 29.16 29.41 30.41 32.87 30.10
% First time homebuyer 31.58% 19.57% 34.29% 46.67% 16.67% 26.26% 22.62% 15.52%
Avg mortgage insurance % 4.58% 7.11% 10.43% 9.33% 13.63% 12.93% 13.36% 10.17%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Effingham, New Hampshire 03882

If you’re looking to buy a new home in Effingham, we have compiled a list of the leading mortgage brokers around Effingham, New Hampshire 03882 to help you with your search.

Name
Address
Contact

Fox Funding Group

142 Portsmouth Ave

Stratham NH 03882

(603) 772-0738

info@bbbnh.org

Seacoast Family Mortgage

775 US Route 1

York ME 03882

(207) 361-5363

http://www.seacoastfamilymortgage.com

Power Home Mortgage

226 York St

York ME 03882

(207) 351-8016

Seacoast Family Mortgage

55 Meadowlark Dr

York ME 03882

(207) 251-0633

http://seacoastreversemortgage.com

Salem Five Cents Mortgage

433 US Route 1

York ME 03882

(207) 363-8282

http://salemfive.com

Address

142 Portsmouth Ave

Stratham NH

Contact

(603) 772-0738

info@bbbnh.org

Address

775 US Route 1

York ME

Contact

(207) 361-5363

http://www.seacoastfamilymortgage.com

Address

226 York St

York ME

Contact

(207) 351-8016

News on Mortgages and Reverse Mortgages for Effingham, New Hampshire 03882