Compare Today’s Mortgage Rates in Laconia, New Hampshire 03246
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Laconia, New Hampshire 03246.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $17,370 over the lifetime of your 30-year fixed loan, or a monthly savings of $48 in Laconia and other areas of Belknap county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Laconia, New Hampshire 03246
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Laconia, New Hampshire 03246
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Laconia, NH 03246. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Laconia, New Hampshire 03246 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Laconia, New Hampshire and around Belknap county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.00% | 85.85% | 88.05% | 83.59% | 85.29% | 84.76% | 86.34% | 82.76% | |
| avg mortgage rate | 4.23% | 3.98% | 4.13% | 4.49% | 3.95% | 3.89% | 4.71% | 4.98% | |
| % 15 year fixed mortgage | 7.41% | 12.61% | 10.82% | 13.50% | 12.33% | 13.02% | 13.35% | 15.05% | |
| avg mortgage rate | 3.61% | 3.16% | 3.37% | 3.48% | 3.18% | 3.30% | 3.93% | 4.32% | |
| Avg credit score | 758.06 | 749.63 | 758.07 | 759.06 | 760.17 | 762.09 | 761.48 | 764.41 | |
| Avg LTV (loan to value) | 79.44% | 79.47% | 79.10% | 77.95% | 78.48% | 76.76% | 74.61% | 73.61% | |
| Avg DTI (debt to income) | 35.25 | 33.62 | 33.80 | 33.02 | 32.88 | 31.57 | 31.55 | 31.14 | |
| % First time homebuyer | 16.67% | 19.47% | 19.71% | 25.81% | 24.45% | 17.73% | 16.46% | 11.29% | |
| Avg mortgage insurance % | 8.94% | 8.97% | 8.23% | 7.93% | 6.24% | 3.82% | 2.13% | 1.64% |
Best Mortgage Brokers around Laconia, New Hampshire 03246
For those searching for a new home in Laconia, we have compiled a list of the top mortgage brokers located in and around Laconia, New Hampshire 03246 to assist you with your search.
Name
Address
Contact
Weststar Mortgage Inc.
5 Hilliard Rd
Laconia NH 03246
(603) 366-4777
Reeds Enterprises
113 Frank Bean Rd
Laconia NH 03246
(603) 524-2667
Family First Mortgage
5 Hilliard Rd
Laconia NH 03246
(603) 366-4777
Reitz
109 Court St
Laconia NH 03246
(603) 527-1188
NE Moves Mortgage
348 Court St
Laconia NH 03246
(603) 524-8725
Address
5 Hilliard Rd
Laconia NH
Contact
(603) 366-4777
Address
113 Frank Bean Rd
Laconia NH
Contact
(603) 524-2667
Address
5 Hilliard Rd
Laconia NH
Contact
(603) 366-4777