Compare Today’s Mortgage Rates in Barnegat, New Jersey 08005
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Barnegat, New Jersey 08005.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Barnegat, New Jersey 08005. For a 30-year fixed loan, our calculations show that you can expect to save up to $15,726 over the lifetime of your mortgage, which translates to a monthly savings of $44 in Barnegat and other areas of Ocean county.
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Summary of Average Mortgages in Barnegat, New Jersey 08005
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Barnegat, New Jersey 08005
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Barnegat, NJ 08005. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Barnegat, New Jersey 08005 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Barnegat, New Jersey and around Ocean county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.13% | 97.33% | 97.29% | 97.13% | 95.43% | 94.81% | 94.77% | 96.10% | 93.70% |
avg mortgage rate | 6.23% | 4.56% | 2.99% | 3.33% | 4.37% | 4.63% | 4.23% | 3.97% | 4.16% |
% 15 year fixed mortgage | 1.49% | 2.03% | 1.95% | 2.32% | 3.42% | 3.96% | 4.26% | 3.03% | 5.07% |
avg mortgage rate | 5.67% | 3.69% | 2.39% | 2.93% | 3.76% | 3.97% | 3.44% | 3.23% | 3.30% |
Avg credit score | 755.97 | 761.77 | 763.90 | 769.30 | 762.18 | 759.19 | 755.93 | 753.21 | 754.77 |
Avg LTV (loan to value) | 80.70% | 80.70% | 81.51% | 81.55% | 79.61% | 77.25% | 77.61% | 79.70% | 80.48% |
Avg DTI (debt to income) | 40.05 | 38.41 | 35.75 | 36.23 | 37.17 | 37.01 | 36.31 | 35.80 | 35.09 |
% First time homebuyer | 49.85% | 46.67% | 44.39% | 44.36% | 41.57% | 31.57% | 31.06% | 33.33% | 33.44% |
Avg mortgage insurance % | 13.62% | 12.97% | 12.70% | 12.66% | 11.37% | 8.64% | 8.32% | 9.97% | 10.73% |
Best Mortgage Brokers around Barnegat, New Jersey 08005
For those searching for a new home in Barnegat, we have compiled a list of the top mortgage brokers located in and around Barnegat, New Jersey 08005 to assist you with your search.
Name
Address
Contact
Tritown Mortgage Connection
500 Barnegat Blvd N
Barnegat NJ 08005
(609) 489-0686
Prospect Mortgage
1 Cedar St
Barnegat NJ 08005
(609) 698-1500
Abbey Mortgage
1 Cedar St
Barnegat NJ 08005
(609) 698-0259
Fairway Independent Mortgage
1816 Mount Holly Rd
Burlington NJ 08005
(609) 448-5626
http://www.thedennisteam.com
Mortgage Select Services
1105 Sunset Rd
Burlington NJ 08005
(609) 239-8889
Address
500 Barnegat Blvd N
Barnegat NJ
Contact
(609) 489-0686
Address
1 Cedar St
Barnegat NJ
Contact
(609) 698-1500
Address
1 Cedar St
Barnegat NJ
Contact
(609) 698-0259