Compare Today’s Mortgage Rates for Barnegat, New Jersey
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Barnegat, New Jersey 08005. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $22,887 or $64 / month in Barnegat and other areas of Ocean county.
Our search engine explores all home mortgage options in Barnegat, New Jersey 08005, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Barnegat, New Jersey 08005
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Barnegat, NJ
To forecast and predict mortgage rates in Barnegat, NJ 08005, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Barnegat, New Jersey 08005 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Barnegat, New Jersey and around Ocean county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.62% | 90.53% | 91.05% | 91.27% | 92.86% | 92.24% | 94.24% | 93.51% |
| avg mortgage rate | 4.98% | 4.67% | 3.90% | 4.01% | 4.48% | 4.16% | 3.96% | 4.18% |
| % 15 year fixed mortgage | 6.21% | 7.41% | 7.18% | 7.79% | 6.29% | 6.51% | 4.66% | 5.50% |
| avg mortgage rate | 4.37% | 3.95% | 3.20% | 3.16% | 3.52% | 3.29% | 3.19% | 3.34% |
| Avg credit score | 760.81 | 762.63 | 764.78 | 758.87 | 754.34 | 753.85 | 751.70 | 753.60 |
| Avg LTV (loan to value) | 74.34% | 76.53% | 78.72% | 79.76% | 80.94% | 80.89% | 80.38% | 79.15% |
| Avg DTI (debt to income) | 34.64 | 34.10 | 33.58 | 33.95 | 35.02 | 35.44 | 35.88 | 36.16 |
| % First time homebuyer | 30.67% | 27.91% | 27.36% | 30.52% | 34.61% | 35.29% | 35.11% | 33.80% |
| Avg mortgage insurance % | 3.53% | 5.63% | 8.25% | 9.63% | 11.32% | 11.31% | 10.51% | 9.67% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Barnegat, New Jersey 08005
If you’re looking to buy a new home in Barnegat, we have compiled a list of the leading mortgage brokers around Barnegat, New Jersey 08005 to help you with your search.
Name
Address
Contact
Tritown Mortgage Connection
500 Barnegat Blvd N
Barnegat NJ 08005
(609) 489-0686
Prospect Mortgage
1 Cedar St
Barnegat NJ 08005
(609) 698-1500
Abbey Mortgage
1 Cedar St
Barnegat NJ 08005
(609) 698-0259
Fairway Independent Mortgage
1816 Mount Holly Rd
Burlington NJ 08005
(609) 448-5626
http://www.thedennisteam.com
Mortgage Select Services
1105 Sunset Rd
Burlington NJ 08005
(609) 239-8889
Address
500 Barnegat Blvd N
Barnegat NJ
Contact
(609) 489-0686
Address
1 Cedar St
Barnegat NJ
Contact
(609) 698-1500
Address
1 Cedar St
Barnegat NJ
Contact
(609) 698-0259