Compare Today’s Mortgage Rates for Bayonne, New Jersey

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Bayonne, New Jersey 07002. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,985 or $44 / month in Bayonne and surrounding areas of Hudson county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Bayonne, New Jersey 07002.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Bayonne, New Jersey 07002

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Bayonne, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Bayonne, NJ 07002, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Bayonne, NJ

Historical Mortgage Rates for Bayonne, New Jersey 07002 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Bayonne, New Jersey and around Hudson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.57% 90.02% 90.50% 90.12% 91.72% 89.42% 91.50% 90.50%
avg mortgage rate 5.00% 4.67% 3.94% 3.98% 4.46% 4.12% 3.92% 4.14%
% 15 year fixed mortgage 6.50% 7.85% 8.11% 8.49% 7.26% 9.16% 7.03% 8.65%
avg mortgage rate 4.36% 3.96% 3.26% 3.14% 3.51% 3.28% 3.21% 3.30%
Avg credit score 756.64 759.12 757.50 753.61 750.37 749.56 748.75 748.95
Avg LTV (loan to value) 73.70% 74.69% 76.97% 77.51% 78.73% 79.16% 79.29% 80.15%
Avg DTI (debt to income) 35.09 34.41 34.04 34.38 34.91 35.27 35.53 35.79
% First time homebuyer 53.25% 51.64% 49.72% 50.39% 51.51% 53.33% 54.98% 54.22%
Avg mortgage insurance % 2.88% 3.86% 5.92% 7.00% 8.27% 8.79% 8.77% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Bayonne, New Jersey 07002

If you’re looking to buy a new home in Bayonne, we have compiled a list of the leading mortgage brokers around Bayonne, New Jersey 07002 to help you with your search.

Name
Address
Contact

First Savings Bank-New Jersey

171 Broadway

Bayonne NJ 07002

(201) 436-0818

Us Eagle Financial

473 Broadway

Bayonne NJ 07002

(201) 471-2966

First Alliance Home Mortgage

779 Broadway

Bayonne NJ 07002

(201) 243-9333

sam@alliedhomenet.com

Onemain Financial

508 Broadway

Bayonne NJ 07002

(201) 436-5880

http://www.onemainfinancial.com/

Pamrapo Savings Bank

987 Broadway

Bayonne NJ 07002

(201) 339-4600

william.campbell@hoovers.com

Address

171 Broadway

Bayonne NJ

Contact

(201) 436-0818

Address

473 Broadway

Bayonne NJ

Contact

(201) 471-2966

Address

779 Broadway

Bayonne NJ

Contact

(201) 243-9333

sam@alliedhomenet.com

News on Mortgages and Reverse Mortgages for Bayonne, New Jersey 07002