Compare Today’s Mortgage Rates in Bayonne, New Jersey 07002
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Bayonne, New Jersey 07002.
Our search engine thoroughly explores all home mortgage options in Bayonne, New Jersey 07002, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $37,842 in lifetime cash or $105 per month in Bayonne and other areas of Hudson county.
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Summary of Average Mortgages in Bayonne, New Jersey 07002
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Bayonne, New Jersey 07002
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bayonne, NJ 07002. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bayonne, New Jersey 07002 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bayonne, New Jersey and around Hudson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.21% | 94.64% | 95.35% | 93.55% | 93.74% | 91.24% | 90.06% | 88.97% | 88.84% |
avg mortgage rate | 6.49% | 4.64% | 3.04% | 3.50% | 4.54% | 4.71% | 4.29% | 4.01% | 4.17% |
% 15 year fixed mortgage | 4.15% | 4.11% | 3.65% | 5.10% | 4.44% | 7.23% | 8.54% | 9.05% | 9.61% |
avg mortgage rate | 6.16% | 4.02% | 2.47% | 3.05% | 3.93% | 4.03% | 3.55% | 3.39% | 3.46% |
Avg credit score | 750.38 | 747.68 | 749.99 | 759.80 | 743.49 | 747.35 | 745.91 | 744.80 | 746.69 |
Avg LTV (loan to value) | 81.88% | 83.72% | 84.38% | 84.63% | 84.79% | 81.30% | 82.29% | 82.21% | 82.00% |
Avg DTI (debt to income) | 38.25 | 36.85 | 35.31 | 34.68 | 35.78 | 35.98 | 35.28 | 34.12 | 32.91 |
% First time homebuyer | 52.08% | 42.39% | 40.04% | 45.93% | 50.15% | 39.47% | 38.80% | 42.01% | 44.34% |
Avg mortgage insurance % | 12.60% | 14.41% | 14.64% | 14.46% | 13.99% | 11.25% | 11.80% | 11.38% | 11.87% |
Best Mortgage Brokers around Bayonne, New Jersey 07002
For those searching for a new home in Bayonne, we have compiled a list of the top mortgage brokers located in and around Bayonne, New Jersey 07002 to assist you with your search.
Name
Address
Contact
First Savings Bank-New Jersey
171 Broadway
Bayonne NJ 07002
(201) 436-0818
Us Eagle Financial
473 Broadway
Bayonne NJ 07002
(201) 471-2966
First Alliance Home Mortgage
779 Broadway
Bayonne NJ 07002
(201) 243-9333
sam@alliedhomenet.com
Onemain Financial
508 Broadway
Bayonne NJ 07002
(201) 436-5880
http://www.onemainfinancial.com/
Pamrapo Savings Bank
987 Broadway
Bayonne NJ 07002
(201) 339-4600
william.campbell@hoovers.com
Address
171 Broadway
Bayonne NJ
Contact
(201) 436-0818
Address
473 Broadway
Bayonne NJ
Contact
(201) 471-2966
Address
779 Broadway
Bayonne NJ
Contact
(201) 243-9333
sam@alliedhomenet.com