Compare Today’s Mortgage Rates in Belleville, New Jersey 07109
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Belleville, New Jersey 07109.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $23,964 over the lifetime of your 30-year fixed loan, or a monthly savings of $67 in Belleville and other areas of Essex county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
40.79458
-74.163119
2597
Summary of Average Mortgages in Belleville, New Jersey 07109
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Belleville, New Jersey 07109
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Belleville, New Jersey 07109
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Belleville, NJ 07109. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Belleville, New Jersey 07109 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Belleville, New Jersey and around Essex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.55% | 92.24% | 92.47% | 92.39% | 93.10% | 87.42% | 89.34% | 91.94% | 92.38% |
| avg mortgage rate | 6.64% | 4.70% | 2.98% | 3.33% | 4.44% | 4.66% | 4.17% | 3.96% | 4.11% |
| % 15 year fixed mortgage | 1.72% | 5.71% | 5.02% | 6.09% | 6.21% | 11.32% | 9.84% | 5.65% | 4.76% |
| avg mortgage rate | 5.88% | 3.58% | 2.39% | 2.94% | 3.78% | 4.10% | 3.25% | 3.25% | 3.25% |
| Avg credit score | 743.19 | 747.36 | 752.60 | 748.77 | 746.97 | 743.19 | 751.39 | 736.73 | 740.49 |
| Avg LTV (loan to value) | 82.64% | 81.76% | 84.04% | 84.88% | 87.15% | 84.15% | 83.00% | 84.32% | 84.20% |
| Avg DTI (debt to income) | 35.52 | 34.28 | 33.33 | 34.13 | 34.44 | 34.38 | 32.97 | 34.37 | 33.81 |
| % First time homebuyer | 41.38% | 24.49% | 24.73% | 19.80% | 20.00% | 22.64% | 18.85% | 23.39% | 25.71% |
| Avg mortgage insurance % | 15.47% | 14.63% | 16.34% | 18.34% | 18.26% | 14.53% | 15.81% | 16.13% | 13.63% |
Best Mortgage Brokers around Belleville, New Jersey 07109
For those searching for a new home in Belleville, we have compiled a list of the top mortgage brokers located in and around Belleville, New Jersey 07109 to assist you with your search.
Name
Address
Contact
Womans Venture Fund
76 Clinton Ave
Newark NJ 07109
(973) 368-8740
The Legal Group
525 Franklin Ave
Nutley NJ 07109
(973) 284-1500
Dana Capital Group
228 Franklin Ave
Nutley NJ 07109
(973) 542-1440
Mt Olive Mortgage
402 Centre St
Nutley NJ 07109
(973) 667-8500
Wells Fargo Home Mortgage
536 Washington Ave
Nutley NJ 07109
(973) 542-1228
http://www.wellsfargo.com/mortgage/
Address
76 Clinton Ave
Newark NJ
Contact
(973) 368-8740
Address
525 Franklin Ave
Nutley NJ
Contact
(973) 284-1500
Address
228 Franklin Ave
Nutley NJ
Contact
(973) 542-1440