Compare Today’s Mortgage Rates for Belleville, New Jersey

Pureloan searches mortgage lenders and major banks in Belleville, New Jersey 07109 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,109 or $20 / month is expected in Belleville and other areas of Essex county.

Pureloan’s search engine explores all home mortgage options in Belleville, New Jersey 07109, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Belleville, New Jersey 07109

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Belleville, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Belleville, NJ 07109, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Belleville, NJ

Historical Mortgage Rates for Belleville, New Jersey 07109 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Belleville, New Jersey and around Essex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 85.69% 84.15% 82.39% 85.01% 86.95% 86.48% 88.36% 88.50%
avg mortgage rate 4.91% 4.62% 3.88% 3.98% 4.45% 4.10% 3.94% 4.16%
% 15 year fixed mortgage 11.86% 13.26% 14.52% 12.99% 10.92% 11.02% 9.45% 9.28%
avg mortgage rate 4.33% 3.91% 3.25% 3.11% 3.55% 3.27% 3.17% 3.42%
Avg credit score 756.10 755.95 753.99 754.53 749.74 749.73 746.45 764.54
Avg LTV (loan to value) 76.01% 76.90% 80.57% 80.80% 82.64% 82.40% 82.95% 81.62%
Avg DTI (debt to income) 31.70 30.97 31.75 31.34 32.21 31.39 33.48 33.42
% First time homebuyer 29.12% 25.23% 28.41% 32.27% 27.79% 27.90% 26.64% 26.16%
Avg mortgage insurance % 5.33% 6.02% 10.04% 10.39% 13.13% 12.08% 13.41% 11.42%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Belleville, New Jersey 07109

If you’re looking to buy a new home in Belleville, we have compiled a list of the leading mortgage brokers around Belleville, New Jersey 07109 to help you with your search.

Name
Address
Contact

Womans Venture Fund

76 Clinton Ave

Newark NJ 07109

(973) 368-8740

The Legal Group

525 Franklin Ave

Nutley NJ 07109

(973) 284-1500

Dana Capital Group

228 Franklin Ave

Nutley NJ 07109

(973) 542-1440

Mt Olive Mortgage

402 Centre St

Nutley NJ 07109

(973) 667-8500

Wells Fargo Home Mortgage

536 Washington Ave

Nutley NJ 07109

(973) 542-1228

http://www.wellsfargo.com/mortgage/

Address

76 Clinton Ave

Newark NJ

Contact

(973) 368-8740

Address

525 Franklin Ave

Nutley NJ

Contact

(973) 284-1500

Address

228 Franklin Ave

Nutley NJ

Contact

(973) 542-1440

News on Mortgages and Reverse Mortgages for Belleville, New Jersey 07109