Compare Today’s Mortgage Rates for Berkeley Heights, New Jersey
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Berkeley Heights, New Jersey 07922. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,378 or $20 / month in Berkeley Heights and other areas of Union county.
Our search engine explores all home mortgage options in Berkeley Heights, New Jersey 07922, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Berkeley Heights, New Jersey 07922
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Berkeley Heights, NJ
To forecast and predict mortgage rates in Berkeley Heights, NJ 07922, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Berkeley Heights, New Jersey 07922 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Berkeley Heights, New Jersey and around Union county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.58% | 86.42% | 84.88% | 86.27% | 84.84% | 85.62% | 88.96% | 84.84% |
| avg mortgage rate | 4.96% | 4.64% | 3.87% | 3.92% | 4.39% | 4.05% | 3.87% | 4.11% |
| % 15 year fixed mortgage | 8.13% | 10.78% | 11.63% | 12.35% | 13.48% | 12.31% | 9.45% | 13.36% |
| avg mortgage rate | 4.37% | 3.92% | 3.11% | 3.13% | 3.44% | 3.20% | 3.04% | 3.47% |
| Avg credit score | 762.57 | 763.52 | 760.72 | 757.73 | 755.14 | 754.14 | 750.72 | 750.37 |
| Avg LTV (loan to value) | 73.15% | 72.70% | 76.28% | 77.01% | 77.43% | 78.73% | 78.98% | 78.45% |
| Avg DTI (debt to income) | 33.50 | 32.90 | 32.55 | 33.29 | 33.96 | 33.15 | 34.03 | 35.71 |
| % First time homebuyer | 42.21% | 36.64% | 36.98% | 38.12% | 43.80% | 42.05% | 41.60% | 39.35% |
| Avg mortgage insurance % | 3.59% | 3.83% | 6.09% | 7.34% | 7.91% | 8.65% | 9.40% | 8.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Berkeley Heights, New Jersey 07922
If you’re looking to buy a new home in Berkeley Heights, we have compiled a list of the leading mortgage brokers around Berkeley Heights, New Jersey 07922 to help you with your search.
Name
Address
Contact
Top Flight Gymnastics and Cheerleading
10 Summit Ave
Berkeley Heights NJ 07922
(908) 665-1600
info@topflightgym.com
Garban Icap
2 Connell Dr
Berkeley Heights NJ 07922
(908) 464-1789
Kwartler Associates
150 Allen Rd
Basking Ridge NJ 07922
(908) 604-2514
mkrieger@kwartler.com
Allied Home MTG Capital Corporation
3640 Valley Rd
Basking Ridge NJ 07922
(908) 350-3693
http://alliedhomenet.com
Student Funding Group
106 Allen Rd
Basking Ridge NJ 07922
(908) 542-0005
contact@stufund.com
Address
10 Summit Ave
Berkeley Heights NJ
Contact
(908) 665-1600
info@topflightgym.com
Address
2 Connell Dr
Berkeley Heights NJ
Contact
(908) 464-1789
Address
150 Allen Rd
Basking Ridge NJ
Contact
(908) 604-2514
mkrieger@kwartler.com