Compare Today’s Mortgage Rates for Berkeley Heights, New Jersey

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Berkeley Heights, New Jersey 07922. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $48,652 or $135 / month in Berkeley Heights and other areas of Union county.

Our search engine explores all home mortgage options in Berkeley Heights, New Jersey 07922, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.67522 -74.434599

Summary of Average Mortgage Terms in Berkeley Heights, New Jersey 07922

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Berkeley Heights, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Berkeley Heights, NJ 07922, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Berkeley Heights, NJ

Historical Mortgage Rates for Berkeley Heights, New Jersey 07922 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Berkeley Heights, New Jersey and around Union county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 88.58% 86.42% 84.88% 86.27% 84.84% 85.62% 88.96% 84.84%
avg mortgage rate 4.96% 4.64% 3.87% 3.92% 4.39% 4.05% 3.87% 4.11%
% 15 year fixed mortgage 8.13% 10.78% 11.63% 12.35% 13.48% 12.31% 9.45% 13.36%
avg mortgage rate 4.37% 3.92% 3.11% 3.13% 3.44% 3.20% 3.04% 3.47%
Avg credit score 762.57 763.52 760.72 757.73 755.14 754.14 750.72 750.37
Avg LTV (loan to value) 73.15% 72.70% 76.28% 77.01% 77.43% 78.73% 78.98% 78.45%
Avg DTI (debt to income) 33.50 32.90 32.55 33.29 33.96 33.15 34.03 35.71
% First time homebuyer 42.21% 36.64% 36.98% 38.12% 43.80% 42.05% 41.60% 39.35%
Avg mortgage insurance % 3.59% 3.83% 6.09% 7.34% 7.91% 8.65% 9.40% 8.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Berkeley Heights, New Jersey 07922

If you’re looking to buy a new home in Berkeley Heights, we have compiled a list of the leading mortgage brokers around Berkeley Heights, New Jersey 07922 to help you with your search.

Name
Address
Contact

Top Flight Gymnastics and Cheerleading

10 Summit Ave

Berkeley Heights NJ 07922

(908) 665-1600

info@topflightgym.com

Garban Icap

2 Connell Dr

Berkeley Heights NJ 07922

(908) 464-1789

Kwartler Associates

150 Allen Rd

Basking Ridge NJ 07922

(908) 604-2514

mkrieger@kwartler.com

Allied Home MTG Capital Corporation

3640 Valley Rd

Basking Ridge NJ 07922

(908) 350-3693

http://alliedhomenet.com

Student Funding Group

106 Allen Rd

Basking Ridge NJ 07922

(908) 542-0005

contact@stufund.com

Address

10 Summit Ave

Berkeley Heights NJ

Contact

(908) 665-1600

info@topflightgym.com

Address

2 Connell Dr

Berkeley Heights NJ

Contact

(908) 464-1789

Address

150 Allen Rd

Basking Ridge NJ

Contact

(908) 604-2514

mkrieger@kwartler.com

News on Mortgages and Reverse Mortgages for Berkeley Heights, New Jersey 07922