Compare Today’s Mortgage Rates for Caldwell, New Jersey
Pureloan searches mortgage lenders and major banks in Caldwell, New Jersey 07007 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $23,729 or $66 / month is expected in Caldwell and other areas of Essex county.
Pureloan’s search engine explores all home mortgage options in Caldwell, New Jersey 07007, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Caldwell, New Jersey 07007
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Caldwell, NJ
To forecast and predict mortgage rates in Caldwell, NJ 07007, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Caldwell, New Jersey 07007 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Caldwell, New Jersey and around Essex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.57% | 90.02% | 90.50% | 90.12% | 91.72% | 89.42% | 91.50% | 90.50% |
| avg mortgage rate | 5.00% | 4.67% | 3.94% | 3.98% | 4.46% | 4.12% | 3.92% | 4.14% |
| % 15 year fixed mortgage | 6.50% | 7.85% | 8.11% | 8.49% | 7.26% | 9.16% | 7.03% | 8.65% |
| avg mortgage rate | 4.36% | 3.96% | 3.26% | 3.14% | 3.51% | 3.28% | 3.21% | 3.30% |
| Avg credit score | 756.64 | 759.12 | 757.50 | 753.61 | 750.37 | 749.56 | 748.75 | 748.95 |
| Avg LTV (loan to value) | 73.70% | 74.69% | 76.97% | 77.51% | 78.73% | 79.16% | 79.29% | 80.15% |
| Avg DTI (debt to income) | 35.09 | 34.41 | 34.04 | 34.38 | 34.91 | 35.27 | 35.53 | 35.79 |
| % First time homebuyer | 53.25% | 51.64% | 49.72% | 50.39% | 51.51% | 53.33% | 54.98% | 54.22% |
| Avg mortgage insurance % | 2.88% | 3.86% | 5.92% | 7.00% | 8.27% | 8.79% | 8.77% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Caldwell, New Jersey 07007
If you’re looking to buy a new home in Caldwell, we have compiled a list of the leading mortgage brokers around Caldwell, New Jersey 07007 to help you with your search.
Name
Address
Contact
Codelco
33 Bloomfield Ave
Caldwell NJ 07007
(973) 228-6644
Pappas Financial Service
9 Canterbury Dr
Caldwell NJ 07007
(973) 429-0725
1stfinancial@gmail.com
MCS Mortgage
132 W Greenbrook Rd
Caldwell NJ 07007
(973) 396-8593
Old Dominion Mortgage Co.
132 W Greenbrook Rd
Caldwell NJ 07007
(973) 364-9800
wdederickjr@olddmtg.com
Commercial Finance Quaker Stt
406 Lincoln Park E
Cranford NJ 07007
(908) 272-5201
Address
33 Bloomfield Ave
Caldwell NJ
Contact
(973) 228-6644
Address
9 Canterbury Dr
Caldwell NJ
Contact
(973) 429-0725
1stfinancial@gmail.com
Address
132 W Greenbrook Rd
Caldwell NJ
Contact
(973) 396-8593