Compare Today’s Mortgage Rates in Caldwell, New Jersey 07007
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Caldwell, New Jersey 07007.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $52,448 over the lifetime of your 30-year fixed loan, or a monthly savings of $146 in Caldwell and other areas of Essex county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Caldwell, New Jersey 07007
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Caldwell, New Jersey 07007
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Caldwell, NJ 07007. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Caldwell, New Jersey 07007 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Caldwell, New Jersey and around Essex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.21% | 94.64% | 95.35% | 93.55% | 93.74% | 91.24% | 90.06% | 88.97% | 88.84% |
avg mortgage rate | 6.49% | 4.64% | 3.04% | 3.50% | 4.54% | 4.71% | 4.29% | 4.01% | 4.17% |
% 15 year fixed mortgage | 4.15% | 4.11% | 3.65% | 5.10% | 4.44% | 7.23% | 8.54% | 9.05% | 9.61% |
avg mortgage rate | 6.16% | 4.02% | 2.47% | 3.05% | 3.93% | 4.03% | 3.55% | 3.39% | 3.46% |
Avg credit score | 750.38 | 747.68 | 749.99 | 759.80 | 743.49 | 747.35 | 745.91 | 744.80 | 746.69 |
Avg LTV (loan to value) | 81.88% | 83.72% | 84.38% | 84.63% | 84.79% | 81.30% | 82.29% | 82.21% | 82.00% |
Avg DTI (debt to income) | 38.25 | 36.85 | 35.31 | 34.68 | 35.78 | 35.98 | 35.28 | 34.12 | 32.91 |
% First time homebuyer | 52.08% | 42.39% | 40.04% | 45.93% | 50.15% | 39.47% | 38.80% | 42.01% | 44.34% |
Avg mortgage insurance % | 12.60% | 14.41% | 14.64% | 14.46% | 13.99% | 11.25% | 11.80% | 11.38% | 11.87% |
Best Mortgage Brokers around Caldwell, New Jersey 07007
For those searching for a new home in Caldwell, we have compiled a list of the top mortgage brokers located in and around Caldwell, New Jersey 07007 to assist you with your search.
Name
Address
Contact
Codelco
33 Bloomfield Ave
Caldwell NJ 07007
(973) 228-6644
Pappas Financial Service
9 Canterbury Dr
Caldwell NJ 07007
(973) 429-0725
1stfinancial@gmail.com
MCS Mortgage
132 W Greenbrook Rd
Caldwell NJ 07007
(973) 396-8593
Old Dominion Mortgage Co.
132 W Greenbrook Rd
Caldwell NJ 07007
(973) 364-9800
wdederickjr@olddmtg.com
Commercial Finance Quaker Stt
406 Lincoln Park E
Cranford NJ 07007
(908) 272-5201
Address
33 Bloomfield Ave
Caldwell NJ
Contact
(973) 228-6644
Address
9 Canterbury Dr
Caldwell NJ
Contact
(973) 429-0725
1stfinancial@gmail.com
Address
132 W Greenbrook Rd
Caldwell NJ
Contact
(973) 396-8593