Compare Today’s Mortgage Rates for Caldwell, New Jersey

Pureloan searches mortgage lenders and major banks in Caldwell, New Jersey 07007 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $21,058 or $58 / month is expected in Caldwell and other areas of Essex county.

Pureloan’s search engine explores all home mortgage options in Caldwell, New Jersey 07007, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Caldwell, New Jersey 07007

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Caldwell, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Caldwell, NJ 07007, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Caldwell, NJ

Historical Mortgage Rates for Caldwell, New Jersey 07007 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Caldwell, New Jersey and around Essex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.57% 90.02% 90.50% 90.12% 91.72% 89.42% 91.50% 90.50%
avg mortgage rate 5.00% 4.67% 3.94% 3.98% 4.46% 4.12% 3.92% 4.14%
% 15 year fixed mortgage 6.50% 7.85% 8.11% 8.49% 7.26% 9.16% 7.03% 8.65%
avg mortgage rate 4.36% 3.96% 3.26% 3.14% 3.51% 3.28% 3.21% 3.30%
Avg credit score 756.64 759.12 757.50 753.61 750.37 749.56 748.75 748.95
Avg LTV (loan to value) 73.70% 74.69% 76.97% 77.51% 78.73% 79.16% 79.29% 80.15%
Avg DTI (debt to income) 35.09 34.41 34.04 34.38 34.91 35.27 35.53 35.79
% First time homebuyer 53.25% 51.64% 49.72% 50.39% 51.51% 53.33% 54.98% 54.22%
Avg mortgage insurance % 2.88% 3.86% 5.92% 7.00% 8.27% 8.79% 8.77% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Caldwell, New Jersey 07007

If you’re looking to buy a new home in Caldwell, we have compiled a list of the leading mortgage brokers around Caldwell, New Jersey 07007 to help you with your search.

Name
Address
Contact

Codelco

33 Bloomfield Ave

Caldwell NJ 07007

(973) 228-6644

Pappas Financial Service

9 Canterbury Dr

Caldwell NJ 07007

(973) 429-0725

1stfinancial@gmail.com

MCS Mortgage

132 W Greenbrook Rd

Caldwell NJ 07007

(973) 396-8593

Old Dominion Mortgage Co.

132 W Greenbrook Rd

Caldwell NJ 07007

(973) 364-9800

wdederickjr@olddmtg.com

Commercial Finance Quaker Stt

406 Lincoln Park E

Cranford NJ 07007

(908) 272-5201

Address

33 Bloomfield Ave

Caldwell NJ

Contact

(973) 228-6644

Address

9 Canterbury Dr

Caldwell NJ

Contact

(973) 429-0725

1stfinancial@gmail.com

Address

132 W Greenbrook Rd

Caldwell NJ

Contact

(973) 396-8593

News on Mortgages and Reverse Mortgages for Caldwell, New Jersey 07007