Compare Today’s Mortgage Rates in Changewater, New Jersey 07831
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Changewater, New Jersey 07831.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $23,592 over the lifetime of your 30-year fixed loan, or a monthly savings of $66 in Changewater and other areas of Hunterdon county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Changewater, New Jersey 07831
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Changewater, New Jersey 07831
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Changewater, NJ 07831. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Changewater, New Jersey 07831 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Changewater, New Jersey and around Hunterdon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.40% | 92.87% | 92.28% | 91.52% | 90.83% | 89.33% | 87.87% | 89.25% | 88.91% |
avg mortgage rate | 6.41% | 4.55% | 3.02% | 3.37% | 4.41% | 4.66% | 4.23% | 3.96% | 4.13% |
% 15 year fixed mortgage | 5.34% | 5.19% | 6.57% | 6.46% | 7.53% | 8.68% | 10.29% | 9.57% | 9.98% |
avg mortgage rate | 5.26% | 3.48% | 2.44% | 2.97% | 3.90% | 3.99% | 3.37% | 3.25% | 3.36% |
Avg credit score | 774.56 | 752.92 | 759.42 | 762.47 | 749.58 | 748.61 | 749.39 | 743.22 | 746.86 |
Avg LTV (loan to value) | 78.25% | 79.98% | 81.11% | 82.06% | 80.76% | 80.82% | 80.88% | 82.03% | 81.32% |
Avg DTI (debt to income) | 38.10 | 36.41 | 34.69 | 35.38 | 36.17 | 36.08 | 35.29 | 35.53 | 34.15 |
% First time homebuyer | 34.10% | 31.29% | 29.18% | 29.18% | 28.67% | 27.30% | 23.41% | 29.62% | 27.42% |
Avg mortgage insurance % | 11.34% | 11.89% | 12.55% | 13.17% | 12.90% | 12.04% | 11.26% | 11.54% | 11.57% |
Best Mortgage Brokers around Changewater, New Jersey 07831
For those searching for a new home in Changewater, we have compiled a list of the top mortgage brokers located in and around Changewater, New Jersey 07831 to assist you with your search.
Name
Address
Contact
Sun West Mortgate
1 Indian Rd
Denville NJ 07831
(973) 998-5883
http://www.swmc.com
Investors Savings Bank
3130 Rt-10
Denville NJ 07831
(973) 442-7790
http://www.isbnj.com
East Coast Mortgage
400 Morris Ave
Denville NJ 07831
(862) 209-4704
Haworth Robert D
3108 State Route 10
Denville NJ 07831
(973) 442-1075
Meadowbrook Financial
273 E Main St
Denville NJ 07831
(973) 536-1885
msteffen@mfmbankers.com
Address
1 Indian Rd
Denville NJ
Contact
(973) 998-5883
http://www.swmc.com
Address
3130 Rt-10
Denville NJ
Contact
(973) 442-7790
http://www.isbnj.com
Address
400 Morris Ave
Denville NJ
Contact
(862) 209-4704