Compare Today’s Mortgage Rates for Chester, New Jersey

Pureloan searches mortgage lenders and major banks in Chester, New Jersey 07930 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $74,215 or $206 / month is expected in Chester and other areas of Somerset county.

Pureloan’s search engine explores all home mortgage options in Chester, New Jersey 07930, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.716667 -74.656944

Summary of Average Mortgage Terms in Chester, New Jersey 07930

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Chester, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Chester, NJ 07930, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Chester, NJ

Historical Mortgage Rates for Chester, New Jersey 07930 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Chester, New Jersey and around Somerset county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 88.58% 86.42% 84.88% 86.27% 84.84% 85.62% 88.96% 84.84%
avg mortgage rate 4.96% 4.64% 3.87% 3.92% 4.39% 4.05% 3.87% 4.11%
% 15 year fixed mortgage 8.13% 10.78% 11.63% 12.35% 13.48% 12.31% 9.45% 13.36%
avg mortgage rate 4.37% 3.92% 3.11% 3.13% 3.44% 3.20% 3.04% 3.47%
Avg credit score 762.57 763.52 760.72 757.73 755.14 754.14 750.72 750.37
Avg LTV (loan to value) 73.15% 72.70% 76.28% 77.01% 77.43% 78.73% 78.98% 78.45%
Avg DTI (debt to income) 33.50 32.90 32.55 33.29 33.96 33.15 34.03 35.71
% First time homebuyer 42.21% 36.64% 36.98% 38.12% 43.80% 42.05% 41.60% 39.35%
Avg mortgage insurance % 3.59% 3.83% 6.09% 7.34% 7.91% 8.65% 9.40% 8.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chester, New Jersey 07930

If you’re looking to buy a new home in Chester, we have compiled a list of the leading mortgage brokers around Chester, New Jersey 07930 to help you with your search.

Name
Address
Contact

Black River Mortgage Co.

415 State Route 24

Chester NJ 07930

(908) 879-6800

Millennium Home Mortgage

4 Swayze Ln

Chester NJ 07930

(908) 879-6800

Millennium Home Mortgage

31 Fairmount Ave

Chester NJ 07930

(908) 879-6800

Gateway Funding

423 Main St

Chester NJ 07930

(908) 879-0279

http://www.gateway-funding.com/mortgage/index.aspx

Huntington Mortgage Group

32 Collis Ln

Chester NJ 07930

(908) 879-8880

https://www.huntington.com/

Address

415 State Route 24

Chester NJ

Contact

(908) 879-6800

Address

4 Swayze Ln

Chester NJ

Contact

(908) 879-6800

Address

31 Fairmount Ave

Chester NJ

Contact

(908) 879-6800

News on Mortgages and Reverse Mortgages for Chester, New Jersey 07930