Compare Today’s Mortgage Rates for Clayton, New Jersey

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Clayton, New Jersey 08312. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,156 or $23 / month in Clayton and surrounding areas of Gloucester county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Clayton, New Jersey 08312.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Clayton, New Jersey 08312

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Clayton, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Clayton, NJ 08312, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Clayton, NJ

Historical Mortgage Rates for Clayton, New Jersey 08312 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Clayton, New Jersey and around Gloucester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 89.13% 86.34% 86.25% 89.83% 93.95% 93.05% 87.72% 87.66%
avg mortgage rate 4.87% 4.65% 3.82% 3.91% 4.38% 4.08% 3.83% 4.15%
% 15 year fixed mortgage 8.33% 10.57% 11.25% 9.60% 5.53% 5.38% 10.33% 11.04%
avg mortgage rate 4.29% 3.91% 3.17% 3.00% 3.56% 3.38% 3.02% 3.59%
Avg credit score 760.34 760.29 759.64 755.50 753.37 754.28 753.12 746.91
Avg LTV (loan to value) 76.41% 78.87% 77.64% 80.30% 82.74% 81.67% 82.04% 81.71%
Avg DTI (debt to income) 32.39 31.15 30.88 32.50 32.91 32.70 32.84 33.88
% First time homebuyer 24.28% 23.35% 17.08% 14.12% 21.05% 31.39% 26.12% 15.58%
Avg mortgage insurance % 5.11% 6.64% 6.62% 10.21% 12.94% 12.11% 12.46% 11.18%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Clayton, New Jersey 08312

If you’re looking to buy a new home in Clayton, we have compiled a list of the leading mortgage brokers around Clayton, New Jersey 08312 to help you with your search.

Name
Address
Contact

Receivable Training Associates

32 June Ann Dr

Clayton NJ 08312

(856) 243-5761

http://receivabletrainingassociates.com

Gateway Funding

1117 E Landis Ave

Vineland NJ 08312

(856) 692-9494

http://gateway-funding.com/MORTGAGE/INDEX.ASPX

OneMain Financial

1881 S Delsea Dr

Vineland NJ 08312

(856) 692-1820

http://branches.onemainfinancial.com/nj/vineland/1881-south-delsea-drive.html

Springleaf Financial Services

2321 S Delsea Dr

Vineland NJ 08312

(856) 692-7550

http://springleaffinancial.com/

Us Da

1318 S Main Rd

Vineland NJ 08312

(856) 205-0449

angela.andreoli@nj.usda.gov

Address

32 June Ann Dr

Clayton NJ

Contact

(856) 243-5761

http://receivabletrainingassociates.com

Address

1117 E Landis Ave

Vineland NJ

Contact

(856) 692-9494

http://gateway-funding.com/MORTGAGE/INDEX.ASPX

Address

1881 S Delsea Dr

Vineland NJ

Contact

(856) 692-1820

http://branches.onemainfinancial.com/nj/vineland/1881-south-delsea-drive.html

News on Mortgages and Reverse Mortgages for Clayton, New Jersey 08312