Compare Today’s Mortgage Rates in Clifton, New Jersey 07012
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Clifton, New Jersey 07012.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Clifton, New Jersey 07012. For a 30-year fixed loan, our calculations show that you can expect to save up to $57,165 over the lifetime of your mortgage, which translates to a monthly savings of $159 in Clifton and other areas of Passaic county.
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Summary of Average Mortgages in Clifton, New Jersey 07012
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Clifton, New Jersey 07012
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Clifton, NJ 07012. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Clifton, New Jersey 07012 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Clifton, New Jersey and around Passaic county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.44% | 91.69% | 92.96% | 89.97% | 86.84% | 87.70% | 88.73% | 89.19% | 86.96% |
avg mortgage rate | 6.63% | 4.54% | 3.05% | 3.60% | 4.58% | 4.71% | 4.26% | 3.95% | 4.20% |
% 15 year fixed mortgage | 4.17% | 7.14% | 4.94% | 7.12% | 8.50% | 10.36% | 9.30% | 7.81% | 9.13% |
avg mortgage rate | 6.08% | 3.68% | 2.39% | 3.02% | 3.93% | 4.15% | 3.59% | 3.06% | 3.40% |
Avg credit score | 753.93 | 749.23 | 776.93 | 752.41 | 746.16 | 777.49 | 747.07 | 743.98 | 741.93 |
Avg LTV (loan to value) | 81.54% | 83.44% | 84.50% | 85.40% | 84.79% | 82.61% | 82.11% | 82.39% | 84.40% |
Avg DTI (debt to income) | 35.41 | 34.77 | 32.92 | 32.76 | 33.89 | 34.25 | 32.45 | 32.53 | 32.19 |
% First time homebuyer | 23.61% | 35.38% | 30.84% | 36.68% | 39.47% | 32.36% | 29.30% | 28.23% | 31.30% |
Avg mortgage insurance % | 13.33% | 14.95% | 15.56% | 16.65% | 15.97% | 13.43% | 12.61% | 13.33% | 14.64% |
Best Mortgage Brokers around Clifton, New Jersey 07012
For those searching for a new home in Clifton, we have compiled a list of the top mortgage brokers located in and around Clifton, New Jersey 07012 to assist you with your search.
Name
Address
Contact
Leon Washington
314 South Pkwy
Clifton NJ 07012
(973) 249-6991
First Financial Equaties
282 Main Ave
Clifton NJ 07012
(973) 473-2400
Waring Investments
125 Kingsland Ave
Clifton NJ 07012
(973) 472-7218
contact@waringinvestments.com
GMAC Mortgage
935 Allwood Rd
Clifton NJ 07012
(973) 778-7391
website@www.gmacmortgage.com
First Horizon Home Loans
777 Passaic Ave
Clifton NJ 07012
(973) 574-9900
http://www.pelsby.com/
Address
314 South Pkwy
Clifton NJ
Contact
(973) 249-6991
Address
282 Main Ave
Clifton NJ
Contact
(973) 473-2400
Address
125 Kingsland Ave
Clifton NJ
Contact
(973) 472-7218
contact@waringinvestments.com