Compare Today’s Mortgage Rates for Clifton, New Jersey

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Clifton, New Jersey 07014. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,050 or $50 / month in Clifton and surrounding areas of Passaic county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Clifton, New Jersey 07014.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Clifton, New Jersey 07014

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Clifton, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Clifton, NJ 07014, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Clifton, NJ

Historical Mortgage Rates for Clifton, New Jersey 07014 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Clifton, New Jersey and around Passaic county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 87.41% 92.09% 86.86% 87.95% 91.80% 88.97% 90.79% 90.18%
avg mortgage rate 4.93% 4.73% 3.89% 3.93% 4.48% 4.13% 3.98% 4.13%
% 15 year fixed mortgage 9.09% 6.47% 9.49% 8.48% 6.56% 9.13% 6.58% 6.25%
avg mortgage rate 4.29% 4.01% 3.27% 3.08% 3.49% 3.34% 3.32% 3.79%
Avg credit score 752.68 749.68 749.99 749.11 745.10 741.27 744.80 747.46
Avg LTV (loan to value) 75.06% 79.22% 82.02% 81.84% 84.06% 83.20% 83.45% 80.18%
Avg DTI (debt to income) 32.13 32.58 31.87 32.53 33.19 32.17 33.40 33.40
% First time homebuyer 32.17% 27.34% 29.93% 36.61% 36.07% 29.66% 29.39% 27.68%
Avg mortgage insurance % 5.87% 7.81% 10.99% 12.21% 14.67% 14.02% 13.42% 9.45%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Clifton, New Jersey 07014

If you’re looking to buy a new home in Clifton, we have compiled a list of the leading mortgage brokers around Clifton, New Jersey 07014 to help you with your search.

Name
Address
Contact

Leon Washington

314 South Pkwy

Clifton NJ 07014

(973) 249-6991

First Financial Equaties

282 Main Ave

Clifton NJ 07014

(973) 473-2400

Waring Investments

125 Kingsland Ave

Clifton NJ 07014

(973) 472-7218

contact@waringinvestments.com

GMAC Mortgage

935 Allwood Rd

Clifton NJ 07014

(973) 778-7391

website@www.gmacmortgage.com

First Horizon Home Loans

777 Passaic Ave

Clifton NJ 07014

(973) 574-9900

http://www.pelsby.com/

Address

314 South Pkwy

Clifton NJ

Contact

(973) 249-6991

Address

282 Main Ave

Clifton NJ

Contact

(973) 473-2400

Address

125 Kingsland Ave

Clifton NJ

Contact

(973) 472-7218

contact@waringinvestments.com

News on Mortgages and Reverse Mortgages for Clifton, New Jersey 07014