Compare Today’s Mortgage Rates in Columbia, New Jersey 07832
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Columbia, New Jersey 07832.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Columbia, New Jersey 07832. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,881 over the lifetime of your mortgage, which translates to a monthly savings of $41 in Columbia and other areas of Northampton county.
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Summary of Average Mortgages in Columbia, New Jersey 07832
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Columbia, New Jersey 07832
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Columbia, NJ 07832. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Columbia, New Jersey 07832 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Columbia, New Jersey and around Northampton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.40% | 92.87% | 92.28% | 91.52% | 90.83% | 89.33% | 87.87% | 89.25% | 88.91% |
avg mortgage rate | 6.41% | 4.55% | 3.02% | 3.37% | 4.41% | 4.66% | 4.23% | 3.96% | 4.13% |
% 15 year fixed mortgage | 5.34% | 5.19% | 6.57% | 6.46% | 7.53% | 8.68% | 10.29% | 9.57% | 9.98% |
avg mortgage rate | 5.26% | 3.48% | 2.44% | 2.97% | 3.90% | 3.99% | 3.37% | 3.25% | 3.36% |
Avg credit score | 774.56 | 752.92 | 759.42 | 762.47 | 749.58 | 748.61 | 749.39 | 743.22 | 746.86 |
Avg LTV (loan to value) | 78.25% | 79.98% | 81.11% | 82.06% | 80.76% | 80.82% | 80.88% | 82.03% | 81.32% |
Avg DTI (debt to income) | 38.10 | 36.41 | 34.69 | 35.38 | 36.17 | 36.08 | 35.29 | 35.53 | 34.15 |
% First time homebuyer | 34.10% | 31.29% | 29.18% | 29.18% | 28.67% | 27.30% | 23.41% | 29.62% | 27.42% |
Avg mortgage insurance % | 11.34% | 11.89% | 12.55% | 13.17% | 12.90% | 12.04% | 11.26% | 11.54% | 11.57% |
Best Mortgage Brokers around Columbia, New Jersey 07832
For those searching for a new home in Columbia, we have compiled a list of the top mortgage brokers located in and around Columbia, New Jersey 07832 to assist you with your search.
Name
Address
Contact
Sun West Mortgate
1 Indian Rd
Denville NJ 07832
(973) 998-5883
http://www.swmc.com
Investors Savings Bank
3130 Rt-10
Denville NJ 07832
(973) 442-7790
http://www.isbnj.com
East Coast Mortgage
400 Morris Ave
Denville NJ 07832
(862) 209-4704
Haworth Robert D
3108 State Route 10
Denville NJ 07832
(973) 442-1075
Meadowbrook Financial
273 E Main St
Denville NJ 07832
(973) 536-1885
msteffen@mfmbankers.com
Address
1 Indian Rd
Denville NJ
Contact
(973) 998-5883
http://www.swmc.com
Address
3130 Rt-10
Denville NJ
Contact
(973) 442-7790
http://www.isbnj.com
Address
400 Morris Ave
Denville NJ
Contact
(862) 209-4704