Compare Today’s Mortgage Rates for Edgewater, New Jersey

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Edgewater, New Jersey 07020. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $23,255 or $65 / month in Edgewater and surrounding areas of Bergen county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Edgewater, New Jersey 07020.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Edgewater, New Jersey 07020

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Edgewater, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Edgewater, NJ 07020, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Edgewater, NJ

Historical Mortgage Rates for Edgewater, New Jersey 07020 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Edgewater, New Jersey and around Bergen county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 87.41% 92.09% 86.86% 87.95% 91.80% 88.97% 90.79% 90.18%
avg mortgage rate 4.93% 4.73% 3.89% 3.93% 4.48% 4.13% 3.98% 4.13%
% 15 year fixed mortgage 9.09% 6.47% 9.49% 8.48% 6.56% 9.13% 6.58% 6.25%
avg mortgage rate 4.29% 4.01% 3.27% 3.08% 3.49% 3.34% 3.32% 3.79%
Avg credit score 752.68 749.68 749.99 749.11 745.10 741.27 744.80 747.46
Avg LTV (loan to value) 75.06% 79.22% 82.02% 81.84% 84.06% 83.20% 83.45% 80.18%
Avg DTI (debt to income) 32.13 32.58 31.87 32.53 33.19 32.17 33.40 33.40
% First time homebuyer 32.17% 27.34% 29.93% 36.61% 36.07% 29.66% 29.39% 27.68%
Avg mortgage insurance % 5.87% 7.81% 10.99% 12.21% 14.67% 14.02% 13.42% 9.45%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Edgewater, New Jersey 07020

If you’re looking to buy a new home in Edgewater, we have compiled a list of the leading mortgage brokers around Edgewater, New Jersey 07020 to help you with your search.

Name
Address
Contact

Federated Mortgage

101 Tower Dr

Edgewater NJ 07020

(201) 282-5211

http://www.fmcoa.com

Wells Fargo Home Mortgage

400 Kelby St

Fort Lee NJ 07020

(201) 944-0469

http://www.wellsfargo.com/mortgage/

504 Company The Pla Five Hundred Four Co.

2050 Center Ave

Fort Lee NJ 07020

(201) 346-0300

American Microloan

2125 Center Ave

Fort Lee NJ 07020

(201) 292-8172

cs@americanmicroloan.com

Aspen Mortgage

2460 Lemoine Ave

Fort Lee NJ 07020

(201) 944-5040

joon-hyun@gigalinksys.com

Address

101 Tower Dr

Edgewater NJ

Contact

(201) 282-5211

http://www.fmcoa.com

Address

400 Kelby St

Fort Lee NJ

Contact

(201) 944-0469

http://www.wellsfargo.com/mortgage/

Address

2050 Center Ave

Fort Lee NJ

Contact

(201) 346-0300

News on Mortgages and Reverse Mortgages for Edgewater, New Jersey 07020