Compare Today’s Mortgage Rates in Edgewater, New Jersey 07020
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Edgewater, New Jersey 07020.
Our search engine thoroughly explores all home mortgage options in Edgewater, New Jersey 07020, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $32,290 in lifetime cash or $90 per month in Edgewater and other areas of Bergen county.
Summary of Average Mortgages in Edgewater, New Jersey 07020
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Interactive Mortgage Rate Projections for Edgewater, New Jersey 07020
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Edgewater, NJ 07020. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Edgewater, New Jersey 07020 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Edgewater, New Jersey and around Bergen county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.44% | 91.69% | 92.96% | 89.97% | 86.84% | 87.70% | 88.73% | 89.19% | 86.96% |
avg mortgage rate | 6.63% | 4.54% | 3.05% | 3.60% | 4.58% | 4.71% | 4.26% | 3.95% | 4.20% |
% 15 year fixed mortgage | 4.17% | 7.14% | 4.94% | 7.12% | 8.50% | 10.36% | 9.30% | 7.81% | 9.13% |
avg mortgage rate | 6.08% | 3.68% | 2.39% | 3.02% | 3.93% | 4.15% | 3.59% | 3.06% | 3.40% |
Avg credit score | 753.93 | 749.23 | 776.93 | 752.41 | 746.16 | 777.49 | 747.07 | 743.98 | 741.93 |
Avg LTV (loan to value) | 81.54% | 83.44% | 84.50% | 85.40% | 84.79% | 82.61% | 82.11% | 82.39% | 84.40% |
Avg DTI (debt to income) | 35.41 | 34.77 | 32.92 | 32.76 | 33.89 | 34.25 | 32.45 | 32.53 | 32.19 |
% First time homebuyer | 23.61% | 35.38% | 30.84% | 36.68% | 39.47% | 32.36% | 29.30% | 28.23% | 31.30% |
Avg mortgage insurance % | 13.33% | 14.95% | 15.56% | 16.65% | 15.97% | 13.43% | 12.61% | 13.33% | 14.64% |
Best Mortgage Brokers around Edgewater, New Jersey 07020
For those searching for a new home in Edgewater, we have compiled a list of the top mortgage brokers located in and around Edgewater, New Jersey 07020 to assist you with your search.
Federated Mortgage
101 Tower Dr
Edgewater NJ 07020
(201) 282-5211
http://www.fmcoa.com
Wells Fargo Home Mortgage
400 Kelby St
Fort Lee NJ 07020
(201) 944-0469
http://www.wellsfargo.com/mortgage/
504 Company The Pla Five Hundred Four Co.
2050 Center Ave
Fort Lee NJ 07020
(201) 346-0300
American Microloan
2125 Center Ave
Fort Lee NJ 07020
(201) 292-8172
cs@americanmicroloan.com
Aspen Mortgage
2460 Lemoine Ave
Fort Lee NJ 07020
(201) 944-5040
joon-hyun@gigalinksys.com
Address
101 Tower Dr
Edgewater NJ
Contact
(201) 282-5211
http://www.fmcoa.com
Address
400 Kelby St
Fort Lee NJ
Contact
(201) 944-0469
http://www.wellsfargo.com/mortgage/
Address
2050 Center Ave
Fort Lee NJ
Contact
(201) 346-0300