Compare Today’s Mortgage Rates in Fairfield, New Jersey 07004
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Fairfield, New Jersey 07004.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $24,406 over the lifetime of your 30-year fixed loan, or a monthly savings of $68 in Fairfield and other areas of Essex county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Fairfield, New Jersey 07004
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Fairfield, New Jersey 07004
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Fairfield, NJ 07004. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Fairfield, New Jersey 07004 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Fairfield, New Jersey and around Essex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.21% | 94.64% | 95.35% | 93.55% | 93.74% | 91.24% | 90.06% | 88.97% | 88.84% |
avg mortgage rate | 6.49% | 4.64% | 3.04% | 3.50% | 4.54% | 4.71% | 4.29% | 4.01% | 4.17% |
% 15 year fixed mortgage | 4.15% | 4.11% | 3.65% | 5.10% | 4.44% | 7.23% | 8.54% | 9.05% | 9.61% |
avg mortgage rate | 6.16% | 4.02% | 2.47% | 3.05% | 3.93% | 4.03% | 3.55% | 3.39% | 3.46% |
Avg credit score | 750.38 | 747.68 | 749.99 | 759.80 | 743.49 | 747.35 | 745.91 | 744.80 | 746.69 |
Avg LTV (loan to value) | 81.88% | 83.72% | 84.38% | 84.63% | 84.79% | 81.30% | 82.29% | 82.21% | 82.00% |
Avg DTI (debt to income) | 38.25 | 36.85 | 35.31 | 34.68 | 35.78 | 35.98 | 35.28 | 34.12 | 32.91 |
% First time homebuyer | 52.08% | 42.39% | 40.04% | 45.93% | 50.15% | 39.47% | 38.80% | 42.01% | 44.34% |
Avg mortgage insurance % | 12.60% | 14.41% | 14.64% | 14.46% | 13.99% | 11.25% | 11.80% | 11.38% | 11.87% |
Best Mortgage Brokers around Fairfield, New Jersey 07004
For those searching for a new home in Fairfield, we have compiled a list of the top mortgage brokers located in and around Fairfield, New Jersey 07004 to assist you with your search.
Name
Address
Contact
National City Mortgage
155 Passaic Ave
Fairfield NJ 07004
(973) 276-1010
Centennial Mortgage Group
376 Hollywood Ave
Fairfield NJ 07004
(973) 227-6611
Allied Mortgage
124 Little Falls Rd
Fairfield NJ 07004
(973) 276-8444
Centennial Mortgage
30 Two Bridges Rd
Fairfield NJ 07004
(973) 439-1555
careerquestion@cio.com
Online Mortgage Group
353 US Highway 46
Fairfield NJ 07004
(973) 575-0504
Address
155 Passaic Ave
Fairfield NJ
Contact
(973) 276-1010
Address
376 Hollywood Ave
Fairfield NJ
Contact
(973) 227-6611
Address
124 Little Falls Rd
Fairfield NJ
Contact
(973) 276-8444