Compare Today’s Mortgage Rates in Hackensack, New Jersey 07601
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Hackensack, New Jersey 07601.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $43,851 over the lifetime of your 30-year fixed loan, or a monthly savings of $122 in Hackensack and other areas of Bergen county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Hackensack, New Jersey 07601
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Hackensack, New Jersey 07601
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hackensack, NJ 07601. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hackensack, New Jersey 07601 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hackensack, New Jersey and around Bergen county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.24% | 93.88% | 93.45% | 90.92% | 90.96% | 88.56% | 86.94% | 89.24% | 83.55% |
avg mortgage rate | 6.35% | 4.60% | 3.04% | 3.41% | 4.44% | 4.71% | 4.28% | 3.99% | 4.17% |
% 15 year fixed mortgage | 3.24% | 4.99% | 5.33% | 7.35% | 7.14% | 8.81% | 10.82% | 8.99% | 14.17% |
avg mortgage rate | 5.53% | 3.73% | 2.41% | 2.96% | 3.79% | 4.06% | 3.55% | 3.23% | 3.38% |
Avg credit score | 751.52 | 756.71 | 753.09 | 754.23 | 753.68 | 748.59 | 746.23 | 748.21 | 746.84 |
Avg LTV (loan to value) | 79.41% | 80.49% | 81.73% | 82.02% | 81.76% | 79.47% | 80.79% | 81.97% | 81.53% |
Avg DTI (debt to income) | 38.84 | 37.70 | 35.19 | 35.31 | 36.45 | 36.43 | 35.51 | 34.57 | 33.87 |
% First time homebuyer | 40.30% | 37.10% | 33.12% | 32.85% | 33.73% | 26.27% | 27.39% | 30.50% | 28.60% |
Avg mortgage insurance % | 12.03% | 12.35% | 12.30% | 12.58% | 12.49% | 9.76% | 10.56% | 11.98% | 11.28% |
Best Mortgage Brokers around Hackensack, New Jersey 07601
For those searching for a new home in Hackensack, we have compiled a list of the top mortgage brokers located in and around Hackensack, New Jersey 07601 to assist you with your search.
Name
Address
Contact
One Source Mortgage
3 University Plaza Dr
Hackensack NJ 07601
(201) 525-1689
smiller@1sourcemortgage.com
Chelsea Financial Services
90 Main St
Hackensack NJ 07601
(201) 342-6594
Montvale Mortgage
2 University Plz
Hackensack NJ 07601
(201) 498-1105
plcsales@optimum.net
CNS
400 Hackensack Ave
Hackensack NJ 07601
(201) 678-0005
Amc Financial
394 Beech St
Hackensack NJ 07601
(201) 488-7202
Address
3 University Plaza Dr
Hackensack NJ
Contact
(201) 525-1689
smiller@1sourcemortgage.com
Address
90 Main St
Hackensack NJ
Contact
(201) 342-6594
Address
2 University Plz
Hackensack NJ
Contact
(201) 498-1105
plcsales@optimum.net