Compare Today’s Mortgage Rates in Haledon, New Jersey 07538
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Haledon, New Jersey 07538.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $15,000 over the lifetime of your 30-year fixed loan, or a monthly savings of $42 in Haledon and other areas of Passaic county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Haledon, New Jersey 07538
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Haledon, New Jersey 07538
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Haledon, NJ 07538. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Haledon, New Jersey 07538 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Haledon, New Jersey and around Passaic county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.90% | 91.62% | 91.53% | 90.33% | 89.43% | 87.24% | 86.36% | 87.80% | 83.98% |
avg mortgage rate | 6.25% | 4.49% | 2.96% | 3.31% | 4.31% | 4.61% | 4.21% | 3.93% | 4.11% |
% 15 year fixed mortgage | 6.22% | 7.08% | 7.16% | 8.08% | 8.75% | 10.74% | 11.65% | 10.73% | 14.12% |
avg mortgage rate | 5.45% | 3.54% | 2.31% | 2.87% | 3.74% | 3.93% | 3.42% | 3.16% | 3.27% |
Avg credit score | 756.81 | 762.24 | 761.32 | 762.43 | 758.33 | 755.19 | 750.55 | 747.84 | 749.98 |
Avg LTV (loan to value) | 79.78% | 80.62% | 81.52% | 81.77% | 80.72% | 79.09% | 79.75% | 80.75% | 80.62% |
Avg DTI (debt to income) | 38.31 | 36.21 | 34.33 | 34.77 | 36.36 | 36.45 | 35.80 | 34.85 | 34.13 |
% First time homebuyer | 50.36% | 47.56% | 42.94% | 41.58% | 39.75% | 35.82% | 35.62% | 35.12% | 35.59% |
Avg mortgage insurance % | 11.84% | 11.75% | 11.96% | 12.32% | 11.42% | 9.02% | 9.19% | 10.18% | 9.91% |
Best Mortgage Brokers around Haledon, New Jersey 07538
For those searching for a new home in Haledon, we have compiled a list of the top mortgage brokers located in and around Haledon, New Jersey 07538 to assist you with your search.
Name
Address
Contact
Hope Funding
24 Church St
Haledon NJ 07538
(973) 925-7844
Jumbo American Enterprises
401 Haledon Ave
Haledon NJ 07538
(973) 782-4818
Little Fis
380 US Highway 46
Totowa NJ 07538
(973) 287-7870
Bright Ideas Funding Group
264 Union Blvd
Totowa NJ 07538
(973) 956-0022
OneMain Financial
79 Union Blvd
Totowa NJ 07538
(973) 790-0060
http://branches.onemainfinancial.com/nj/totowa/79-union-boulevard.html
Address
24 Church St
Haledon NJ
Contact
(973) 925-7844
Address
401 Haledon Ave
Haledon NJ
Contact
(973) 782-4818
Address
380 US Highway 46
Totowa NJ
Contact
(973) 287-7870