Compare Today’s Mortgage Rates in Howell, New Jersey 07731
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Howell, New Jersey 07731.
Our search engine thoroughly explores all home mortgage options in Howell, New Jersey 07731, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $27,375 in lifetime cash or $76 per month in Howell and other areas of Monmouth county.
Summary of Average Mortgages in Howell, New Jersey 07731
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Interactive Mortgage Rate Projections for Howell, New Jersey 07731
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Howell, NJ 07731. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Howell, New Jersey 07731 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Howell, New Jersey and around Monmouth county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.88% | 91.66% | 92.28% | 90.64% | 89.21% | 85.37% | 85.15% | 86.53% | 83.90% |
avg mortgage rate | 6.42% | 4.55% | 3.00% | 3.40% | 4.41% | 4.66% | 4.26% | 3.96% | 4.15% |
% 15 year fixed mortgage | 5.20% | 6.57% | 6.34% | 7.93% | 9.21% | 12.16% | 13.21% | 11.69% | 13.85% |
avg mortgage rate | 5.74% | 3.71% | 2.40% | 2.96% | 3.77% | 4.01% | 3.47% | 3.22% | 3.37% |
Avg credit score | 757.40 | 759.32 | 761.04 | 761.45 | 753.60 | 761.95 | 755.41 | 750.03 | 748.18 |
Avg LTV (loan to value) | 82.32% | 83.32% | 83.47% | 83.19% | 82.84% | 79.35% | 80.51% | 81.49% | 81.05% |
Avg DTI (debt to income) | 37.92 | 36.44 | 34.27 | 34.30 | 35.56 | 35.63 | 34.85 | 34.28 | 33.95 |
% First time homebuyer | 52.46% | 51.09% | 52.36% | 54.16% | 50.81% | 42.82% | 45.26% | 47.13% | 46.84% |
Avg mortgage insurance % | 13.90% | 13.65% | 13.41% | 12.91% | 12.46% | 8.78% | 9.35% | 10.78% | 10.07% |
Best Mortgage Brokers around Howell, New Jersey 07731
For those searching for a new home in Howell, we have compiled a list of the top mortgage brokers located in and around Howell, New Jersey 07731 to assist you with your search.
Apex Lending
9 Hidden Valley Ct
Howell NJ 07731
(732) 920-8010
http://apexlending.com
Mega Financial Services
1202 US Highway 9
Howell NJ 07731
(732) 780-6888
ssaxon@sunshine-realty.net
Cfic Home Mortgage
706 Candlewood Cmns
Howell NJ 07731
(732) 534-5190
http://www.cficmortgage.com
Red Oak Mortgage
2366 US Highway 9
Howell NJ 07731
(732) 414-1066
Meeker, John Realtor - John Meeker, Realtor
5 Basswood Dr
Howell NJ 07731
(732) 910-2593
http://johnmeekerhomes.com/
Address
9 Hidden Valley Ct
Howell NJ
Contact
(732) 920-8010
http://apexlending.com
Address
1202 US Highway 9
Howell NJ
Contact
(732) 780-6888
ssaxon@sunshine-realty.net
Address
706 Candlewood Cmns
Howell NJ
Contact
(732) 534-5190
http://www.cficmortgage.com