Compare Today’s Mortgage Rates for Jersey City, New Jersey

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Jersey City, New Jersey 07395. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,628 or $43 / month in Jersey City and surrounding areas of Hudson county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Jersey City, New Jersey 07395.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Jersey City, New Jersey 07395

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Jersey City, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Jersey City, NJ 07395, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Jersey City, NJ

Historical Mortgage Rates for Jersey City, New Jersey 07395 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Jersey City, New Jersey and around Hudson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 81.41% 77.18% 78.85% 80.81% 83.51% 82.68% 86.37% 84.66%
avg mortgage rate 4.99% 4.75% 3.92% 3.99% 4.48% 4.12% 3.96% 4.21%
% 15 year fixed mortgage 15.67% 19.00% 17.68% 16.66% 13.70% 14.10% 11.43% 12.82%
avg mortgage rate 4.37% 4.03% 3.34% 3.18% 3.57% 3.38% 3.23% 3.38%
Avg credit score 759.16 759.12 758.56 755.78 752.54 750.60 749.80 752.10
Avg LTV (loan to value) 76.38% 78.04% 80.80% 81.62% 82.23% 81.76% 82.17% 81.70%
Avg DTI (debt to income) 31.29 31.43 31.27 31.23 32.02 31.77 32.91 33.22
% First time homebuyer 25.03% 23.07% 22.46% 29.58% 30.77% 31.56% 28.40% 30.78%
Avg mortgage insurance % 4.77% 6.13% 10.13% 10.98% 12.15% 11.82% 11.54% 10.52%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Jersey City, New Jersey 07395

If you’re looking to buy a new home in Jersey City, we have compiled a list of the leading mortgage brokers around Jersey City, New Jersey 07395 to help you with your search.

Name
Address
Contact

Service Behavioral Health Systems

133 South St

Jersey City NJ 07395

(201) 222-7972

Heritage Financial

3478 John F Kennedy Blvd

Jersey City NJ 07395

(201) 876-2929

info@settleatheritage.com

First Second Mortgage Of Nj

449 W Side Ave

Jersey City NJ 07395

(201) 333-8922

American Home Loans

85 Gifford Ave

Jersey City NJ 07395

(201) 435-8989

http://www.americanhm.com

1st 2nd Mortgage Nj

449 W Side Ave

Jersey City NJ 07395

(201) 918-2747

Address

133 South St

Jersey City NJ

Contact

(201) 222-7972

Address

3478 John F Kennedy Blvd

Jersey City NJ

Contact

(201) 876-2929

info@settleatheritage.com

Address

449 W Side Ave

Jersey City NJ

Contact

(201) 333-8922

News on Mortgages and Reverse Mortgages for Jersey City, New Jersey 07395