Compare Today’s Mortgage Rates for Jersey City, New Jersey

Pureloan searches mortgage lenders and major banks in Jersey City, New Jersey 07399 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $18,919 or $53 / month is expected in Jersey City and other areas of Hudson county.

Pureloan’s search engine explores all home mortgage options in Jersey City, New Jersey 07399, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Jersey City, New Jersey 07399

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Jersey City, NJ 07399, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Jersey City, New Jersey 07399 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Jersey City, New Jersey and around Hudson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 81.41% 77.18% 78.85% 80.81% 83.51% 82.68% 86.37% 84.66%
avg mortgage rate 4.99% 4.75% 3.92% 3.99% 4.48% 4.12% 3.96% 4.21%
% 15 year fixed mortgage 15.67% 19.00% 17.68% 16.66% 13.70% 14.10% 11.43% 12.82%
avg mortgage rate 4.37% 4.03% 3.34% 3.18% 3.57% 3.38% 3.23% 3.38%
Avg credit score 759.16 759.12 758.56 755.78 752.54 750.60 749.80 752.10
Avg LTV (loan to value) 76.38% 78.04% 80.80% 81.62% 82.23% 81.76% 82.17% 81.70%
Avg DTI (debt to income) 31.29 31.43 31.27 31.23 32.02 31.77 32.91 33.22
% First time homebuyer 25.03% 23.07% 22.46% 29.58% 30.77% 31.56% 28.40% 30.78%
Avg mortgage insurance % 4.77% 6.13% 10.13% 10.98% 12.15% 11.82% 11.54% 10.52%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Jersey City, New Jersey 07399

If you’re looking to buy a new home in Jersey City, we have compiled a list of the leading mortgage brokers around Jersey City, New Jersey 07399 to help you with your search.

Name
Address
Contact

Service Behavioral Health Systems

133 South St

Jersey City NJ 07399

(201) 222-7972

Heritage Financial

3478 John F Kennedy Blvd

Jersey City NJ 07399

(201) 876-2929

info@settleatheritage.com

First Second Mortgage Of Nj

449 W Side Ave

Jersey City NJ 07399

(201) 333-8922

American Home Loans

85 Gifford Ave

Jersey City NJ 07399

(201) 435-8989

http://www.americanhm.com

1st 2nd Mortgage Nj

449 W Side Ave

Jersey City NJ 07399

(201) 918-2747

Address

133 South St

Jersey City NJ

Contact

(201) 222-7972

Address

3478 John F Kennedy Blvd

Jersey City NJ

Contact

(201) 876-2929

info@settleatheritage.com

Address

449 W Side Ave

Jersey City NJ

Contact

(201) 333-8922

News on Mortgages and Reverse Mortgages for Jersey City, New Jersey 07399