Compare Today’s Mortgage Rates in Jersey City, New Jersey 07308
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Jersey City, New Jersey 07308.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Jersey City, New Jersey 07308. For a 30-year fixed loan, our calculations show that you can expect to save up to $24,406 over the lifetime of your mortgage, which translates to a monthly savings of $68 in Jersey City and other areas of Hudson county.
40.7164
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Summary of Average Mortgages in Jersey City, New Jersey 07308
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Jersey City, New Jersey 07308
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Jersey City, NJ 07308. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Jersey City, New Jersey 07308 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Jersey City, New Jersey and around Hudson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.14% | 92.57% | 91.62% | 89.87% | 88.66% | 87.61% | 86.39% | 86.68% | 81.36% |
avg mortgage rate | 6.48% | 4.66% | 3.05% | 3.39% | 4.44% | 4.69% | 4.23% | 3.93% | 4.10% |
% 15 year fixed mortgage | 3.70% | 5.96% | 6.56% | 7.97% | 8.95% | 9.29% | 11.20% | 10.87% | 14.51% |
avg mortgage rate | 5.77% | 3.83% | 2.47% | 2.96% | 3.97% | 4.13% | 3.47% | 3.20% | 3.36% |
Avg credit score | 753.86 | 765.63 | 757.38 | 759.23 | 754.78 | 761.79 | 753.95 | 750.07 | 750.82 |
Avg LTV (loan to value) | 79.39% | 80.78% | 83.02% | 83.94% | 83.49% | 80.93% | 82.21% | 82.81% | 81.57% |
Avg DTI (debt to income) | 36.78 | 35.06 | 33.25 | 33.26 | 34.18 | 34.03 | 33.12 | 33.09 | 31.43 |
% First time homebuyer | 35.53% | 30.84% | 29.16% | 30.74% | 29.60% | 21.98% | 24.63% | 22.32% | 24.29% |
Avg mortgage insurance % | 12.45% | 12.51% | 13.75% | 14.70% | 14.14% | 11.25% | 11.68% | 12.58% | 11.92% |
Best Mortgage Brokers around Jersey City, New Jersey 07308
For those searching for a new home in Jersey City, we have compiled a list of the top mortgage brokers located in and around Jersey City, New Jersey 07308 to assist you with your search.
Name
Address
Contact
Service Behavioral Health Systems
133 South St
Jersey City NJ 07308
(201) 222-7972
Heritage Financial
3478 John F Kennedy Blvd
Jersey City NJ 07308
(201) 876-2929
info@settleatheritage.com
First Second Mortgage Of Nj
449 W Side Ave
Jersey City NJ 07308
(201) 333-8922
American Home Loans
85 Gifford Ave
Jersey City NJ 07308
(201) 435-8989
http://www.americanhm.com
1st 2nd Mortgage Nj
449 W Side Ave
Jersey City NJ 07308
(201) 918-2747
Address
133 South St
Jersey City NJ
Contact
(201) 222-7972
Address
3478 John F Kennedy Blvd
Jersey City NJ
Contact
(201) 876-2929
info@settleatheritage.com
Address
449 W Side Ave
Jersey City NJ
Contact
(201) 333-8922