Compare Today’s Mortgage Rates in Lake Hopatcong, New Jersey 07849
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Lake Hopatcong, New Jersey 07849.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Lake Hopatcong, New Jersey 07849. For a 30-year fixed loan, our calculations show that you can expect to save up to $36,797 over the lifetime of your mortgage, which translates to a monthly savings of $102 in Lake Hopatcong and other areas of Morris county.
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Summary of Average Mortgages in Lake Hopatcong, New Jersey 07849
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lake Hopatcong, New Jersey 07849
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lake Hopatcong, NJ 07849. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lake Hopatcong, New Jersey 07849 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lake Hopatcong, New Jersey and around Morris county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.40% | 92.87% | 92.28% | 91.52% | 90.83% | 89.33% | 87.87% | 89.25% | 88.91% |
| avg mortgage rate | 6.41% | 4.55% | 3.02% | 3.37% | 4.41% | 4.66% | 4.23% | 3.96% | 4.13% |
| % 15 year fixed mortgage | 5.34% | 5.19% | 6.57% | 6.46% | 7.53% | 8.68% | 10.29% | 9.57% | 9.98% |
| avg mortgage rate | 5.26% | 3.48% | 2.44% | 2.97% | 3.90% | 3.99% | 3.37% | 3.25% | 3.36% |
| Avg credit score | 774.56 | 752.92 | 759.42 | 762.47 | 749.58 | 748.61 | 749.39 | 743.22 | 746.86 |
| Avg LTV (loan to value) | 78.25% | 79.98% | 81.11% | 82.06% | 80.76% | 80.82% | 80.88% | 82.03% | 81.32% |
| Avg DTI (debt to income) | 38.10 | 36.41 | 34.69 | 35.38 | 36.17 | 36.08 | 35.29 | 35.53 | 34.15 |
| % First time homebuyer | 34.10% | 31.29% | 29.18% | 29.18% | 28.67% | 27.30% | 23.41% | 29.62% | 27.42% |
| Avg mortgage insurance % | 11.34% | 11.89% | 12.55% | 13.17% | 12.90% | 12.04% | 11.26% | 11.54% | 11.57% |
Best Mortgage Brokers around Lake Hopatcong, New Jersey 07849
For those searching for a new home in Lake Hopatcong, we have compiled a list of the top mortgage brokers located in and around Lake Hopatcong, New Jersey 07849 to assist you with your search.
Name
Address
Contact
First Metropolitan Mortgage
706 State Route 15 S
Lake Hopatcong NJ 07849
(973) 663-2568
http://1stmetro.net
OneMain Financial
1070 US Highway 46
Ledgewood NJ 07849
(973) 252-9555
wecare@afsindia.com
Superior Mortgage
111 Howard Blvd
Mount Arlington NJ 07849
(973) 770-4900
http://www.supmort.com
Guaranteed Rate
111 Howard Blvd
Mt Arlington NJ 07849
(973) 770-4900
http://www.guaranteedrate.com/
Quicken Loans
400 Valley Rd
Mount Arlington NJ 07849
(973) 659-3278
http://www.quickenloans.com/
Address
706 State Route 15 S
Lake Hopatcong NJ
Contact
(973) 663-2568
http://1stmetro.net
Address
1070 US Highway 46
Ledgewood NJ
Contact
(973) 252-9555
wecare@afsindia.com
Address
111 Howard Blvd
Mount Arlington NJ
Contact
(973) 770-4900
http://www.supmort.com