Compare Today’s Mortgage Rates for Lakewood, New Jersey

Pureloan searches mortgage lenders and major banks in Lakewood, New Jersey 08701 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,091 or $20 / month is expected in Lakewood and other areas of Ocean county.

Pureloan’s search engine explores all home mortgage options in Lakewood, New Jersey 08701, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lakewood, New Jersey 08701

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Lakewood, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lakewood, NJ 08701, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Lakewood, NJ

Historical Mortgage Rates for Lakewood, New Jersey 08701 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Lakewood, New Jersey and around Ocean county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.58% 88.97% 88.46% 89.14% 90.92% 90.89% 93.76% 94.84%
avg mortgage rate 5.00% 4.68% 3.92% 3.95% 4.49% 4.16% 3.97% 4.17%
% 15 year fixed mortgage 5.03% 8.12% 8.19% 9.01% 7.73% 7.41% 4.99% 4.53%
avg mortgage rate 4.40% 3.89% 3.33% 3.15% 3.53% 3.40% 3.15% 3.34%
Avg credit score 758.62 758.08 759.68 755.93 753.89 752.77 750.59 750.91
Avg LTV (loan to value) 71.70% 72.10% 72.72% 75.26% 75.88% 76.43% 77.23% 77.00%
Avg DTI (debt to income) 36.31 34.97 34.74 35.00 35.54 35.96 36.67 36.84
% First time homebuyer 32.01% 30.17% 25.59% 34.83% 35.65% 36.59% 37.43% 35.16%
Avg mortgage insurance % 1.95% 2.48% 3.88% 5.62% 6.53% 6.72% 7.52% 7.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lakewood, New Jersey 08701

If you’re looking to buy a new home in Lakewood, we have compiled a list of the leading mortgage brokers around Lakewood, New Jersey 08701 to help you with your search.

Name
Address
Contact

Check Cashing Station

202 Main St

Lakewood NJ 08701

(732) 886-9397

avallonec@checkcashingstation.com

Leiman Mortgage Network

545 E County Line Rd

Lakewood NJ 08701

(732) 987-6477

info@leimanmortgage.com

Equity Source Home Loans

150 Airport Rd

Lakewood NJ 08701

(732) 901-0019

http://equitysource.com

First Meridian Mortgage

212 2nd St

Lakewood NJ 08701

(732) 905-9600

http://fmm.com

Homelock.com

1091 River Ave

Lakewood NJ 08701

(732) 987-5768

http://homelock.com

Address

202 Main St

Lakewood NJ

Contact

(732) 886-9397

avallonec@checkcashingstation.com

Address

545 E County Line Rd

Lakewood NJ

Contact

(732) 987-6477

info@leimanmortgage.com

Address

150 Airport Rd

Lakewood NJ

Contact

(732) 901-0019

http://equitysource.com

News on Mortgages and Reverse Mortgages for Lakewood, New Jersey 08701