Compare Today’s Mortgage Rates in Livingston, New Jersey 07039

Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Livingston, New Jersey 07039.

Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Livingston, New Jersey 07039. For a 30-year fixed loan, our calculations show that you can expect to save up to $29,042 over the lifetime of your mortgage, which translates to a monthly savings of $81 in Livingston and other areas of Essex county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.789633 -74.3202 2536

Summary of Average Mortgages in Livingston, New Jersey 07039

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Livingston, New Jersey 07039

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Livingston, NJ 07039. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Livingston, New Jersey 07039

Livingston is a township in Essex County, in the U.S. state of New Jersey. As of the 2020 United States census, the township's population was 31,330, its highest decennial count ever and an increase of 1,964 from 29,366 recorded at the 2010 census, which in turn reflected an increase of 1,975 from the 27,391 counted in the 2000 census. Read more

Livingston is a township in Essex County, in the U.S. state of New Jersey. As of the 2020 United States census, the township's population was 31,330, its highest decennial count ever and an increase of 1,964 from 29,366 recorded at the 2010 census, which in turn reflected an increase of 1,975 from the 27,391 counted in the 2000 census. In 2022, the Population Estimates Program by the United States Census Bureau calculated that the township had a population of 31,000.Livingston was incorporated as a township by an act of the New Jersey Legislature on February 5, 1813, from portions of Caldwell Township and Springfield Township. Portions of the original township were later taken to form Fairmount and Roseland.The township was named for William Livingston, the first Governor of New Jersey; his family's coat of arms served as the township's seal for many years.The community has been one of the state's highest-income communities. Based on data from the American Community Survey for 2013–2017, township residents had a median household income of $153,381, ranked 14th in the state among municipalities with more than 10,000 residents, more than double the statewide median of $76,475. Read less

Historical Mortgage Rates in Livingston, New Jersey 07039 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Livingston, New Jersey and around Essex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 90.18% 90.79% 88.97% 91.80% 87.95% 86.86% 92.09% 87.41%
avg mortgage rate 4.13% 3.98% 4.13% 4.48% 3.93% 3.89% 4.73% 4.93%
% 15 year fixed mortgage 6.25% 6.58% 9.13% 6.56% 8.48% 9.49% 6.47% 9.09%
avg mortgage rate 3.79% 3.32% 3.34% 3.49% 3.08% 3.27% 4.01% 4.29%
Avg credit score 747.46 744.80 741.27 745.10 749.11 749.99 749.68 752.68
Avg LTV (loan to value) 80.18% 83.45% 83.20% 84.06% 81.84% 82.02% 79.22% 75.06%
Avg DTI (debt to income) 33.40 33.40 32.17 33.19 32.53 31.87 32.58 32.13
% First time homebuyer 27.68% 29.39% 29.66% 36.07% 36.61% 29.93% 27.34% 32.17%
Avg mortgage insurance % 9.45% 13.42% 14.02% 14.67% 12.21% 10.99% 7.81% 5.87%

Source: Financial Report of the US Government

Best Mortgage Brokers around Livingston, New Jersey 07039

For those searching for a new home in Livingston, we have compiled a list of the top mortgage brokers located in and around Livingston, New Jersey 07039 to assist you with your search.

Name
Address
Contact

American Mortgage Company

27 N Baums Ct

Livingston NJ 07039

(973) 740-8866

webmaster@americanmortgage.com

Republic State Committee

550 W Mount Pleasant Ave

Livingston NJ 07039

(973) 535-3466

GMI Home Loans

15 Burnet Hill Rd

Livingston NJ 07039

(917) 258-3546

Five Regent Park Associates

5 Regent St

Livingston NJ 07039

(973) 533-1911

CIT Leasing Corporation

1 Cit Dr

Livingston NJ 07039

(973) 740-5796

Address

27 N Baums Ct

Livingston NJ

Contact

(973) 740-8866

webmaster@americanmortgage.com

Address

550 W Mount Pleasant Ave

Livingston NJ

Contact

(973) 535-3466

Address

15 Burnet Hill Rd

Livingston NJ

Contact

(917) 258-3546

News on Mortgages and Reverse Mortgages for Livingston, New Jersey 07039