Compare Today’s Mortgage Rates in Livingston, New Jersey 07039
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Livingston, New Jersey 07039.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Livingston, New Jersey 07039. For a 30-year fixed loan, our calculations show that you can expect to save up to $29,042 over the lifetime of your mortgage, which translates to a monthly savings of $81 in Livingston and other areas of Essex county.
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Summary of Average Mortgages in Livingston, New Jersey 07039
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Livingston, New Jersey 07039
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Livingston, NJ 07039. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Livingston, New Jersey 07039 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Livingston, New Jersey and around Essex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.18% | 90.79% | 88.97% | 91.80% | 87.95% | 86.86% | 92.09% | 87.41% | |
avg mortgage rate | 4.13% | 3.98% | 4.13% | 4.48% | 3.93% | 3.89% | 4.73% | 4.93% | |
% 15 year fixed mortgage | 6.25% | 6.58% | 9.13% | 6.56% | 8.48% | 9.49% | 6.47% | 9.09% | |
avg mortgage rate | 3.79% | 3.32% | 3.34% | 3.49% | 3.08% | 3.27% | 4.01% | 4.29% | |
Avg credit score | 747.46 | 744.80 | 741.27 | 745.10 | 749.11 | 749.99 | 749.68 | 752.68 | |
Avg LTV (loan to value) | 80.18% | 83.45% | 83.20% | 84.06% | 81.84% | 82.02% | 79.22% | 75.06% | |
Avg DTI (debt to income) | 33.40 | 33.40 | 32.17 | 33.19 | 32.53 | 31.87 | 32.58 | 32.13 | |
% First time homebuyer | 27.68% | 29.39% | 29.66% | 36.07% | 36.61% | 29.93% | 27.34% | 32.17% | |
Avg mortgage insurance % | 9.45% | 13.42% | 14.02% | 14.67% | 12.21% | 10.99% | 7.81% | 5.87% |
Best Mortgage Brokers around Livingston, New Jersey 07039
For those searching for a new home in Livingston, we have compiled a list of the top mortgage brokers located in and around Livingston, New Jersey 07039 to assist you with your search.
Name
Address
Contact
American Mortgage Company
27 N Baums Ct
Livingston NJ 07039
(973) 740-8866
webmaster@americanmortgage.com
Republic State Committee
550 W Mount Pleasant Ave
Livingston NJ 07039
(973) 535-3466
GMI Home Loans
15 Burnet Hill Rd
Livingston NJ 07039
(917) 258-3546
Five Regent Park Associates
5 Regent St
Livingston NJ 07039
(973) 533-1911
CIT Leasing Corporation
1 Cit Dr
Livingston NJ 07039
(973) 740-5796
Address
27 N Baums Ct
Livingston NJ
Contact
(973) 740-8866
webmaster@americanmortgage.com
Address
550 W Mount Pleasant Ave
Livingston NJ
Contact
(973) 535-3466
Address
15 Burnet Hill Rd
Livingston NJ
Contact
(917) 258-3546