Compare Today’s Mortgage Rates in Lodi, New Jersey 07644
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Lodi, New Jersey 07644.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $21,059 over the lifetime of your 30-year fixed loan, or a monthly savings of $58 in Lodi and other areas of Bergen county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Lodi, New Jersey 07644
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lodi, New Jersey 07644
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lodi, NJ 07644. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lodi, New Jersey 07644 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lodi, New Jersey and around Bergen county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.24% | 93.88% | 93.45% | 90.92% | 90.96% | 88.56% | 86.94% | 89.24% | 83.55% |
| avg mortgage rate | 6.35% | 4.60% | 3.04% | 3.41% | 4.44% | 4.71% | 4.28% | 3.99% | 4.17% |
| % 15 year fixed mortgage | 3.24% | 4.99% | 5.33% | 7.35% | 7.14% | 8.81% | 10.82% | 8.99% | 14.17% |
| avg mortgage rate | 5.53% | 3.73% | 2.41% | 2.96% | 3.79% | 4.06% | 3.55% | 3.23% | 3.38% |
| Avg credit score | 751.52 | 756.71 | 753.09 | 754.23 | 753.68 | 748.59 | 746.23 | 748.21 | 746.84 |
| Avg LTV (loan to value) | 79.41% | 80.49% | 81.73% | 82.02% | 81.76% | 79.47% | 80.79% | 81.97% | 81.53% |
| Avg DTI (debt to income) | 38.84 | 37.70 | 35.19 | 35.31 | 36.45 | 36.43 | 35.51 | 34.57 | 33.87 |
| % First time homebuyer | 40.30% | 37.10% | 33.12% | 32.85% | 33.73% | 26.27% | 27.39% | 30.50% | 28.60% |
| Avg mortgage insurance % | 12.03% | 12.35% | 12.30% | 12.58% | 12.49% | 9.76% | 10.56% | 11.98% | 11.28% |
Best Mortgage Brokers around Lodi, New Jersey 07644
For those searching for a new home in Lodi, we have compiled a list of the top mortgage brokers located in and around Lodi, New Jersey 07644 to assist you with your search.
Name
Address
Contact
Ambassador Funding
210 Summit Ave
Montvale NJ 07644
(201) 391-1065
http://www.ambassadorfundingllc.com
Nj Lenders
100 Paragon Dr
Montvale NJ 07644
(914) 245-4900
sforman@formanteam.com
Home Star Direct Group
1 Paragon Dr
Montvale NJ 07644
(201) 802-0808
http://www.homestardirect.com
Sims Mortgage Funding
100 Paragon Dr
Montvale NJ 07644
(201) 307-9383
http://simsmortgage.com
Montvale Management
1 Paragon Dr
Montvale NJ 07644
(201) 799-2400
http://ivyequities.com
Address
210 Summit Ave
Montvale NJ
Contact
(201) 391-1065
http://www.ambassadorfundingllc.com
Address
100 Paragon Dr
Montvale NJ
Contact
(914) 245-4900
sforman@formanteam.com
Address
1 Paragon Dr
Montvale NJ
Contact
(201) 802-0808
http://www.homestardirect.com