Compare Today’s Mortgage Rates in Lyons, New Jersey 07939
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Lyons, New Jersey 07939.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $19,137 over the lifetime of your 30-year fixed loan, or a monthly savings of $53 in Lyons and other areas of Somerset county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Lyons, New Jersey 07939
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lyons, New Jersey 07939
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lyons, NJ 07939. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lyons, New Jersey 07939 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lyons, New Jersey and around Somerset county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.33% | 85.05% | 88.86% | 83.11% | 80.23% | 82.02% | 80.10% | 82.32% | 80.75% |
| avg mortgage rate | 6.70% | 4.66% | 3.08% | 3.46% | 4.50% | 4.76% | 4.22% | 3.96% | 4.08% |
| % 15 year fixed mortgage | 8.00% | 12.81% | 8.73% | 14.57% | 16.35% | 15.79% | 15.82% | 15.47% | 14.29% |
| avg mortgage rate | 6.08% | 3.92% | 2.49% | 3.08% | 3.92% | 4.12% | 3.62% | 3.20% | 3.35% |
| Avg credit score | 727.29 | 743.98 | 772.04 | 743.10 | 740.31 | 734.14 | 734.10 | 735.21 | 742.11 |
| Avg LTV (loan to value) | 83.36% | 84.22% | 84.90% | 85.68% | 86.24% | 85.40% | 85.47% | 85.81% | 86.24% |
| Avg DTI (debt to income) | 35.43 | 34.59 | 33.50 | 33.37 | 34.81 | 35.03 | 35.01 | 31.62 | 30.78 |
| % First time homebuyer | 37.33% | 39.15% | 33.13% | 35.43% | 37.26% | 31.14% | 27.04% | 31.49% | 33.54% |
| Avg mortgage insurance % | 16.00% | 16.72% | 16.33% | 15.80% | 16.57% | 15.64% | 16.70% | 15.10% | 16.27% |
Best Mortgage Brokers around Lyons, New Jersey 07939
For those searching for a new home in Lyons, we have compiled a list of the top mortgage brokers located in and around Lyons, New Jersey 07939 to assist you with your search.
Name
Address
Contact
Premiere Lending
340 Main St
Madison NJ 07939
(973) 219-9282
Guaranteed Rate
14 Main St
Madison NJ 07939
(973) 295-6478
http://www.guaranteedrate.com/
Superior Mortgage
14 Main St
Madison NJ 07939
(973) 295-6478
http://www.superiormortgage.net/
Gaito Michael
9 Conifer Dr
Mendham NJ 07939
(973) 543-8787
Pnc Mortgage
161 Madison Ave
Morristown NJ 07939
(973) 971-3501
audrey.roth@pncmortgage.com
Address
340 Main St
Madison NJ
Contact
(973) 219-9282
Address
14 Main St
Madison NJ
Contact
(973) 295-6478
http://www.guaranteedrate.com/
Address
14 Main St
Madison NJ
Contact
(973) 295-6478
http://www.superiormortgage.net/