Compare Today’s Mortgage Rates for Montvale, New Jersey

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Montvale, New Jersey 07645. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,504 or $32 / month in Montvale and surrounding areas of Bergen county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Montvale, New Jersey 07645.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Montvale, New Jersey 07645

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Montvale, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Montvale, NJ 07645, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Montvale, NJ

Historical Mortgage Rates for Montvale, New Jersey 07645 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Montvale, New Jersey and around Bergen county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.28% 83.54% 82.60% 84.95% 86.39% 85.09% 90.05% 87.54%
avg mortgage rate 4.97% 4.69% 3.90% 4.00% 4.48% 4.16% 3.97% 4.22%
% 15 year fixed mortgage 12.37% 14.29% 15.33% 13.55% 11.87% 12.86% 8.37% 10.41%
avg mortgage rate 4.34% 3.92% 3.31% 3.22% 3.56% 3.37% 3.21% 3.51%
Avg credit score 759.63 757.54 757.81 756.30 750.14 747.08 745.83 746.99
Avg LTV (loan to value) 75.45% 76.77% 79.33% 79.51% 80.87% 80.90% 81.22% 80.28%
Avg DTI (debt to income) 34.23 33.51 33.50 33.87 34.61 34.70 35.21 36.16
% First time homebuyer 35.80% 33.82% 30.72% 32.02% 33.95% 34.62% 36.78% 34.85%
Avg mortgage insurance % 3.90% 5.51% 8.54% 8.76% 10.86% 10.87% 11.38% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Montvale, New Jersey 07645

If you’re looking to buy a new home in Montvale, we have compiled a list of the leading mortgage brokers around Montvale, New Jersey 07645 to help you with your search.

Name
Address
Contact

Empire Equity Group

25 Philips Pkwy

Montvale NJ 07645

(201) 505-9800

info.ny@empireequity.com

Alpine Funding

85 Chestnut Ridge Rd

Montvale NJ 07645

(201) 746-0900

American Finance Group

65 Akers Ave

Montvale NJ 07645

(201) 476-1196

Montvale Management

1 Paragon Dr

Montvale NJ 07645

(201) 799-2400

http://ivyequities.com

Sims Mortgage Funding

100 Paragon Dr

Montvale NJ 07645

(201) 307-9383

http://simsmortgage.com

Address

25 Philips Pkwy

Montvale NJ

Contact

(201) 505-9800

info.ny@empireequity.com

Address

85 Chestnut Ridge Rd

Montvale NJ

Contact

(201) 746-0900

Address

65 Akers Ave

Montvale NJ

Contact

(201) 476-1196

News on Mortgages and Reverse Mortgages for Montvale, New Jersey 07645