Compare Today’s Mortgage Rates in Montvale, New Jersey 07645
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Montvale, New Jersey 07645.
Our search engine thoroughly explores all home mortgage options in Montvale, New Jersey 07645, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $18,069 in lifetime cash or $50 per month in Montvale and other areas of Bergen county.
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Summary of Average Mortgages in Montvale, New Jersey 07645
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Montvale, New Jersey 07645
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Montvale, NJ 07645. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Montvale, New Jersey 07645 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Montvale, New Jersey and around Bergen county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.24% | 93.88% | 93.45% | 90.92% | 90.96% | 88.56% | 86.94% | 89.24% | 83.55% |
avg mortgage rate | 6.35% | 4.60% | 3.04% | 3.41% | 4.44% | 4.71% | 4.28% | 3.99% | 4.17% |
% 15 year fixed mortgage | 3.24% | 4.99% | 5.33% | 7.35% | 7.14% | 8.81% | 10.82% | 8.99% | 14.17% |
avg mortgage rate | 5.53% | 3.73% | 2.41% | 2.96% | 3.79% | 4.06% | 3.55% | 3.23% | 3.38% |
Avg credit score | 751.52 | 756.71 | 753.09 | 754.23 | 753.68 | 748.59 | 746.23 | 748.21 | 746.84 |
Avg LTV (loan to value) | 79.41% | 80.49% | 81.73% | 82.02% | 81.76% | 79.47% | 80.79% | 81.97% | 81.53% |
Avg DTI (debt to income) | 38.84 | 37.70 | 35.19 | 35.31 | 36.45 | 36.43 | 35.51 | 34.57 | 33.87 |
% First time homebuyer | 40.30% | 37.10% | 33.12% | 32.85% | 33.73% | 26.27% | 27.39% | 30.50% | 28.60% |
Avg mortgage insurance % | 12.03% | 12.35% | 12.30% | 12.58% | 12.49% | 9.76% | 10.56% | 11.98% | 11.28% |
Best Mortgage Brokers around Montvale, New Jersey 07645
For those searching for a new home in Montvale, we have compiled a list of the top mortgage brokers located in and around Montvale, New Jersey 07645 to assist you with your search.
Name
Address
Contact
Empire Equity Group
25 Philips Pkwy
Montvale NJ 07645
(201) 505-9800
info.ny@empireequity.com
Alpine Funding
85 Chestnut Ridge Rd
Montvale NJ 07645
(201) 746-0900
American Finance Group
65 Akers Ave
Montvale NJ 07645
(201) 476-1196
Montvale Management
1 Paragon Dr
Montvale NJ 07645
(201) 799-2400
http://ivyequities.com
Sims Mortgage Funding
100 Paragon Dr
Montvale NJ 07645
(201) 307-9383
http://simsmortgage.com
Address
25 Philips Pkwy
Montvale NJ
Contact
(201) 505-9800
info.ny@empireequity.com
Address
85 Chestnut Ridge Rd
Montvale NJ
Contact
(201) 746-0900
Address
65 Akers Ave
Montvale NJ
Contact
(201) 476-1196