Compare Today’s Mortgage Rates in New Brunswick, New Jersey 08905
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in New Brunswick, New Jersey 08905.
Our search engine thoroughly explores all home mortgage options in New Brunswick, New Jersey 08905, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,654 in lifetime cash or $35 per month in New Brunswick and other areas of Middlesex county.
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Summary of Average Mortgages in New Brunswick, New Jersey 08905
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for New Brunswick, New Jersey 08905
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in New Brunswick, NJ 08905. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in New Brunswick, New Jersey 08905 from 2024 - 2016
We have compiled mortgage rates charts for home loans in New Brunswick, New Jersey and around Middlesex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.71% | 95.92% | 96.35% | 94.22% | 93.98% | 93.70% | 92.61% | 93.11% | 90.59% |
avg mortgage rate | 6.25% | 4.46% | 3.08% | 3.47% | 4.56% | 4.77% | 4.34% | 4.05% | 4.20% |
% 15 year fixed mortgage | 1.69% | 3.32% | 3.05% | 4.99% | 4.72% | 5.49% | 6.61% | 6.26% | 8.70% |
avg mortgage rate | 5.70% | 3.43% | 2.46% | 2.98% | 3.80% | 4.09% | 3.54% | 3.31% | 3.37% |
Avg credit score | 753.23 | 758.88 | 757.37 | 758.84 | 750.99 | 749.85 | 750.38 | 750.34 | 754.86 |
Avg LTV (loan to value) | 77.33% | 78.14% | 79.78% | 79.52% | 78.63% | 77.86% | 79.65% | 80.16% | 78.71% |
Avg DTI (debt to income) | 39.01 | 37.89 | 35.87 | 36.03 | 37.30 | 37.08 | 36.52 | 35.41 | 34.49 |
% First time homebuyer | 39.13% | 32.20% | 31.30% | 30.53% | 29.46% | 27.94% | 24.59% | 25.25% | 24.51% |
Avg mortgage insurance % | 11.72% | 10.84% | 11.32% | 11.43% | 10.74% | 9.37% | 9.41% | 10.03% | 8.73% |
Best Mortgage Brokers around New Brunswick, New Jersey 08905
For those searching for a new home in New Brunswick, we have compiled a list of the top mortgage brokers located in and around New Brunswick, New Jersey 08905 to assist you with your search.
Name
Address
Contact
First Residential Mortgage Service
131 Neilson St
New Brunswick NJ 08905
(732) 839-4300
Family Home Lending Corporation
75 Paterson St
New Brunswick NJ 08905
(732) 214-1717
New Jersey Community Capital
108 Church St
New Brunswick NJ 08905
(609) 989-7766
Casa De financiamiento
150 Baldwin St
New Brunswick NJ 08905
(732) 246-2699
Riverside Hope Manor Community Building
15 John St
New Brunswick NJ 08905
(732) 435-1001
Address
131 Neilson St
New Brunswick NJ
Contact
(732) 839-4300
Address
75 Paterson St
New Brunswick NJ
Contact
(732) 214-1717
Address
108 Church St
New Brunswick NJ
Contact
(609) 989-7766