Compare Today’s Mortgage Rates for New Brunswick, New Jersey

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in New Brunswick, New Jersey 08905. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,311 or $40 / month in New Brunswick and surrounding areas of Middlesex county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for New Brunswick, New Jersey 08905.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in New Brunswick, New Jersey 08905

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for New Brunswick, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in New Brunswick, NJ 08905, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for New Brunswick, NJ

Historical Mortgage Rates for New Brunswick, New Jersey 08905 from 2013 - 2020

We have compiled mortgage rate charts for home loans in New Brunswick, New Jersey and around Middlesex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.91% 86.46% 86.45% 90.89% 90.14% 92.28% 91.38%
avg mortgage rate 5.07% 4.84% 4.07% 4.06% 4.59% 4.21% 4.05% 4.31%
% 15 year fixed mortgage 7.08% 8.85% 12.17% 12.69% 8.51% 9.05% 6.90% 7.40%
avg mortgage rate 4.38% 4.03% 3.40% 3.19% 3.64% 3.37% 3.28% 3.43%
Avg credit score 762.44 764.56 764.84 759.20 754.26 754.22 750.46 761.38
Avg LTV (loan to value) 75.51% 76.46% 77.65% 77.97% 78.79% 79.06% 80.11% 80.05%
Avg DTI (debt to income) 34.46 33.65 33.23 33.10 33.91 34.69 35.38 36.09
% First time homebuyer 20.62% 18.41% 16.89% 21.85% 24.25% 26.76% 26.66% 25.36%
Avg mortgage insurance % 1.64% 2.32% 4.54% 6.02% 8.24% 8.96% 9.87% 9.33%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around New Brunswick, New Jersey 08905

If you’re looking to buy a new home in New Brunswick, we have compiled a list of the leading mortgage brokers around New Brunswick, New Jersey 08905 to help you with your search.

Name
Address
Contact

First Residential Mortgage Service

131 Neilson St

New Brunswick NJ 08905

(732) 839-4300

Family Home Lending Corporation

75 Paterson St

New Brunswick NJ 08905

(732) 214-1717

New Jersey Community Capital

108 Church St

New Brunswick NJ 08905

(609) 989-7766

Casa De financiamiento

150 Baldwin St

New Brunswick NJ 08905

(732) 246-2699

Riverside Hope Manor Community Building

15 John St

New Brunswick NJ 08905

(732) 435-1001

Address

131 Neilson St

New Brunswick NJ

Contact

(732) 839-4300

Address

75 Paterson St

New Brunswick NJ

Contact

(732) 214-1717

Address

108 Church St

New Brunswick NJ

Contact

(609) 989-7766

News on Mortgages and Reverse Mortgages for New Brunswick, New Jersey 08905