Compare Today’s Mortgage Rates in Newton, New Jersey 07860
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Newton, New Jersey 07860.
Our search engine thoroughly explores all home mortgage options in Newton, New Jersey 07860, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $21,254 in lifetime cash or $59 per month in Newton and other areas of Sussex county.
Summary of Average Mortgages in Newton, New Jersey 07860
Become a certified mortgage expert on Pureloan.com
in Newton, New Jersey 07860
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Newton, New Jersey 07860
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Newton, NJ 07860. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Newton, New Jersey 07860 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Newton, New Jersey and around Sussex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.40% | 92.87% | 92.28% | 91.52% | 90.83% | 89.33% | 87.87% | 89.25% | 88.91% |
avg mortgage rate | 6.41% | 4.55% | 3.02% | 3.37% | 4.41% | 4.66% | 4.23% | 3.96% | 4.13% |
% 15 year fixed mortgage | 5.34% | 5.19% | 6.57% | 6.46% | 7.53% | 8.68% | 10.29% | 9.57% | 9.98% |
avg mortgage rate | 5.26% | 3.48% | 2.44% | 2.97% | 3.90% | 3.99% | 3.37% | 3.25% | 3.36% |
Avg credit score | 774.56 | 752.92 | 759.42 | 762.47 | 749.58 | 748.61 | 749.39 | 743.22 | 746.86 |
Avg LTV (loan to value) | 78.25% | 79.98% | 81.11% | 82.06% | 80.76% | 80.82% | 80.88% | 82.03% | 81.32% |
Avg DTI (debt to income) | 38.10 | 36.41 | 34.69 | 35.38 | 36.17 | 36.08 | 35.29 | 35.53 | 34.15 |
% First time homebuyer | 34.10% | 31.29% | 29.18% | 29.18% | 28.67% | 27.30% | 23.41% | 29.62% | 27.42% |
Avg mortgage insurance % | 11.34% | 11.89% | 12.55% | 13.17% | 12.90% | 12.04% | 11.26% | 11.54% | 11.57% |
Best Mortgage Brokers around Newton, New Jersey 07860
For those searching for a new home in Newton, we have compiled a list of the top mortgage brokers located in and around Newton, New Jersey 07860 to assist you with your search.
Marquis Mortgage Assoc
57 High St
Newton NJ 07860
(973) 940-0505
http://www.terryharrigan.com
Liquid Capital of Northern NJ
100 Sparta Ave
Newton NJ 07860
(973) 383-6661
ldoernberg@liquidcapitalcorp.com
P & A Financial Services
94 Main St
Newton NJ 07860
(973) 300-5555
Stone Street Mortgage
185 Spring St
Newton NJ 07860
(973) 383-0911
jstockmal@stonestmortgage.com
McNally & Associates
93 Main St
Newton NJ 07860
(973) 300-4260
steve@mcnally-law.com
Address
57 High St
Newton NJ
Contact
(973) 940-0505
http://www.terryharrigan.com
Address
100 Sparta Ave
Newton NJ
Contact
(973) 383-6661
ldoernberg@liquidcapitalcorp.com
Address
94 Main St
Newton NJ
Contact
(973) 300-5555