Compare Today’s Mortgage Rates in Ocean Gate, New Jersey 08740
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ocean Gate, New Jersey 08740.
Our search engine thoroughly explores all home mortgage options in Ocean Gate, New Jersey 08740, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $21,346 in lifetime cash or $59 per month in Ocean Gate and other areas of Ocean county.
Summary of Average Mortgages in Ocean Gate, New Jersey 08740
Become a certified mortgage expert on Pureloan.com
in Ocean Gate, New Jersey 08740
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Ocean Gate, New Jersey 08740
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ocean Gate, NJ 08740. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ocean Gate, New Jersey 08740 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ocean Gate, New Jersey and around Ocean county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.37% | 92.66% | 93.10% | 91.83% | 93.50% | 89.36% | 88.93% | 89.50% | 89.24% |
| avg mortgage rate | 6.53% | 4.73% | 3.11% | 3.54% | 4.44% | 4.67% | 4.24% | 3.94% | 4.14% |
| % 15 year fixed mortgage | 4.63% | 5.50% | 5.88% | 5.72% | 4.33% | 8.51% | 9.02% | 8.00% | 9.49% |
| avg mortgage rate | 5.70% | 3.97% | 2.38% | 2.85% | 3.76% | 4.22% | 3.43% | 3.06% | 3.38% |
| Avg credit score | 749.43 | 771.20 | 755.26 | 755.58 | 749.94 | 757.06 | 754.65 | 754.39 | 745.89 |
| Avg LTV (loan to value) | 80.63% | 80.27% | 81.59% | 81.54% | 81.47% | 78.14% | 78.41% | 79.70% | 80.67% |
| Avg DTI (debt to income) | 38.95 | 36.64 | 34.21 | 34.65 | 35.39 | 33.70 | 34.07 | 34.04 | 34.59 |
| % First time homebuyer | 35.19% | 30.96% | 29.61% | 24.80% | 23.47% | 25.96% | 22.54% | 21.50% | 22.15% |
| Avg mortgage insurance % | 12.40% | 12.86% | 13.43% | 13.00% | 13.14% | 10.76% | 10.22% | 9.31% | 11.10% |
Best Mortgage Brokers around Ocean Gate, New Jersey 08740
For those searching for a new home in Ocean Gate, we have compiled a list of the top mortgage brokers located in and around Ocean Gate, New Jersey 08740 to assist you with your search.
Crown Mortgage
707 Arnold Ave
Point Pleasant Beach NJ 08740
(732) 714-0967
info@crownloans.net
Prospect Mortgage
2200 Bridge Ave
Point Pleasant Boro NJ 08740
(732) 295-1084
hmdalarpublicrequests@prospectmtg.com
All American
1101 Richmond Ave
Point Pleasant Beach NJ 08740
(732) 892-7888
http://www.allamericanlending.com
Wells Fargo Home Mortgage
3112 Bridge Ave
Point Pleasant Boro NJ 08740
(732) 892-6600
marty.finn@wellsfargo.com
Metro Cities Mortgage
2200 Bridge Ave
Point Pleasant Boro NJ 08740
(732) 701-9200
Address
707 Arnold Ave
Point Pleasant Beach NJ
Contact
(732) 714-0967
info@crownloans.net
Address
2200 Bridge Ave
Point Pleasant Boro NJ
Contact
(732) 295-1084
hmdalarpublicrequests@prospectmtg.com
Address
1101 Richmond Ave
Point Pleasant Beach NJ
Contact
(732) 892-7888
http://www.allamericanlending.com