Compare Today’s Mortgage Rates in Old Bridge, New Jersey 08857
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Old Bridge, New Jersey 08857.
Our search engine thoroughly explores all home mortgage options in Old Bridge, New Jersey 08857, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $52,334 in lifetime cash or $145 per month in Old Bridge and other areas of Middlesex county.
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Summary of Average Mortgages in Old Bridge, New Jersey 08857
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Old Bridge, New Jersey 08857
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Old Bridge, NJ 08857. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Old Bridge, New Jersey 08857 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Old Bridge, New Jersey and around Middlesex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.08% | 90.87% | 87.30% | 88.93% | 84.85% | 82.49% | 76.80% | 84.17% | 75.76% |
avg mortgage rate | 6.67% | 4.71% | 3.08% | 3.53% | 4.61% | 4.71% | 4.26% | 4.01% | 4.10% |
% 15 year fixed mortgage | 3.28% | 7.60% | 10.48% | 9.84% | 11.62% | 15.25% | 19.20% | 14.17% | 21.97% |
avg mortgage rate | 5.56% | 4.01% | 2.42% | 2.82% | 3.76% | 4.02% | 3.47% | 3.23% | 3.33% |
Avg credit score | 745.38 | 788.40 | 759.43 | 761.89 | 758.03 | 749.38 | 757.24 | 757.14 | 761.80 |
Avg LTV (loan to value) | 76.39% | 77.91% | 79.46% | 80.49% | 79.55% | 76.41% | 77.98% | 80.20% | 77.36% |
Avg DTI (debt to income) | 34.33 | 34.95 | 32.98 | 32.92 | 33.70 | 33.68 | 31.79 | 31.63 | 30.21 |
% First time homebuyer | 22.95% | 18.63% | 20.32% | 14.34% | 17.17% | 21.47% | 10.40% | 15.00% | 15.15% |
Avg mortgage insurance % | 10.98% | 9.22% | 9.37% | 9.89% | 9.60% | 7.99% | 5.47% | 8.06% | 6.27% |
Best Mortgage Brokers around Old Bridge, New Jersey 08857
For those searching for a new home in Old Bridge, we have compiled a list of the top mortgage brokers located in and around Old Bridge, New Jersey 08857 to assist you with your search.
Name
Address
Contact
Gmi Home Loanllc
2698 Highway 516
Old Bridge NJ 08857
(732) 707-4192
Allied Home Mortgage
22 Old Matawan Rd
Old Bridge NJ 08857
(732) 387-0041
Unity Mortgage
1405 State Route 18
Old Bridge NJ 08857
(732) 679-1111
Direct Lending Group
313 State St
Perth Amboy NJ 08857
(732) 442-1129
American Exchange Loans
807 Amboy Ave
Perth Amboy NJ 08857
(732) 324-6225
Address
2698 Highway 516
Old Bridge NJ
Contact
(732) 707-4192
Address
22 Old Matawan Rd
Old Bridge NJ
Contact
(732) 387-0041
Address
1405 State Route 18
Old Bridge NJ
Contact
(732) 679-1111