Compare Today’s Mortgage Rates in Park Ridge, New Jersey 07656
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Park Ridge, New Jersey 07656.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $36,075 over the lifetime of your 30-year fixed loan, or a monthly savings of $100 in Park Ridge and other areas of Bergen county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Park Ridge, New Jersey 07656
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Park Ridge, New Jersey 07656
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Park Ridge, NJ 07656. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Park Ridge, New Jersey 07656 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Park Ridge, New Jersey and around Bergen county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.36% | 94.43% | 94.74% | 91.36% | 92.27% | 89.05% | 87.94% | 86.10% | 83.52% |
| avg mortgage rate | 6.41% | 4.70% | 3.17% | 3.62% | 4.60% | 4.74% | 4.30% | 4.04% | 4.19% |
| % 15 year fixed mortgage | 3.03% | 4.43% | 4.35% | 6.58% | 6.27% | 9.40% | 9.92% | 11.33% | 14.70% |
| avg mortgage rate | 5.50% | 3.74% | 2.58% | 3.05% | 4.06% | 4.21% | 3.65% | 3.44% | 3.53% |
| Avg credit score | 746.58 | 754.62 | 758.12 | 752.81 | 751.50 | 750.66 | 747.27 | 747.55 | 749.44 |
| Avg LTV (loan to value) | 82.98% | 79.88% | 81.50% | 82.31% | 81.19% | 80.57% | 81.89% | 82.21% | 81.06% |
| Avg DTI (debt to income) | 38.76 | 36.70 | 35.41 | 35.53 | 36.97 | 35.36 | 35.21 | 33.80 | 33.11 |
| % First time homebuyer | 40.30% | 33.30% | 29.41% | 29.74% | 26.65% | 22.52% | 22.12% | 23.72% | 25.84% |
| Avg mortgage insurance % | 13.78% | 10.45% | 11.92% | 12.37% | 11.28% | 10.41% | 11.08% | 11.53% | 10.79% |
Best Mortgage Brokers around Park Ridge, New Jersey 07656
For those searching for a new home in Park Ridge, we have compiled a list of the top mortgage brokers located in and around Park Ridge, New Jersey 07656 to assist you with your search.
Name
Address
Contact
The Mortgage Department
114 Colony Ave
Park Ridge NJ 07656
(201) 664-8838
Worldwide Capital Mortgage
102 Pascack Rd
Park Ridge NJ 07656
(201) 505-9797
http://www.worldwidecapitalmortgage.com
Pinnacle Commercial Credit
196 Kinderkamack Rd
Park Ridge NJ 07656
(201) 930-1124
beatty@pincomcap.com
Amerifund Home Mortgage
256 State
Teaneck NJ 07656
(201) 530-1660
CKP Equity
255 Carlton Ter
Teaneck NJ 07656
(201) 928-1400
http://synergy-cro.com
Address
114 Colony Ave
Park Ridge NJ
Contact
(201) 664-8838
Address
102 Pascack Rd
Park Ridge NJ
Contact
(201) 505-9797
http://www.worldwidecapitalmortgage.com
Address
196 Kinderkamack Rd
Park Ridge NJ
Contact
(201) 930-1124
beatty@pincomcap.com