Compare Today’s Mortgage Rates in Perth Amboy, New Jersey 08861
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Perth Amboy, New Jersey 08861.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $15,156 over the lifetime of your 30-year fixed loan, or a monthly savings of $42 in Perth Amboy and other areas of Middlesex county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Perth Amboy, New Jersey 08861
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Perth Amboy, New Jersey 08861
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Perth Amboy, NJ 08861. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Perth Amboy, New Jersey 08861 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Perth Amboy, New Jersey and around Middlesex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.08% | 90.87% | 87.30% | 88.93% | 84.85% | 82.49% | 76.80% | 84.17% | 75.76% |
avg mortgage rate | 6.67% | 4.71% | 3.08% | 3.53% | 4.61% | 4.71% | 4.26% | 4.01% | 4.10% |
% 15 year fixed mortgage | 3.28% | 7.60% | 10.48% | 9.84% | 11.62% | 15.25% | 19.20% | 14.17% | 21.97% |
avg mortgage rate | 5.56% | 4.01% | 2.42% | 2.82% | 3.76% | 4.02% | 3.47% | 3.23% | 3.33% |
Avg credit score | 745.38 | 788.40 | 759.43 | 761.89 | 758.03 | 749.38 | 757.24 | 757.14 | 761.80 |
Avg LTV (loan to value) | 76.39% | 77.91% | 79.46% | 80.49% | 79.55% | 76.41% | 77.98% | 80.20% | 77.36% |
Avg DTI (debt to income) | 34.33 | 34.95 | 32.98 | 32.92 | 33.70 | 33.68 | 31.79 | 31.63 | 30.21 |
% First time homebuyer | 22.95% | 18.63% | 20.32% | 14.34% | 17.17% | 21.47% | 10.40% | 15.00% | 15.15% |
Avg mortgage insurance % | 10.98% | 9.22% | 9.37% | 9.89% | 9.60% | 7.99% | 5.47% | 8.06% | 6.27% |
Best Mortgage Brokers around Perth Amboy, New Jersey 08861
For those searching for a new home in Perth Amboy, we have compiled a list of the top mortgage brokers located in and around Perth Amboy, New Jersey 08861 to assist you with your search.
Name
Address
Contact
American Exchange Loans
807 Amboy Ave
Perth Amboy NJ 08861
(732) 324-6225
Direct Lending Group
313 State St
Perth Amboy NJ 08861
(732) 442-1129
Senior Corps
350 Marshall St
Phillipsburg NJ 08861
(908) 454-7000
http://www.seniorcorps.gov/
City Federal Savings Bank
305 Roseberry St
Phillipsburg NJ 08861
(908) 454-5555
Mortgage Unlimited Ll
4 E Somerset St
Raritan NJ 08861
(908) 450-7425
Address
807 Amboy Ave
Perth Amboy NJ
Contact
(732) 324-6225
Address
313 State St
Perth Amboy NJ
Contact
(732) 442-1129
Address
350 Marshall St
Phillipsburg NJ
Contact
(908) 454-7000
http://www.seniorcorps.gov/