Compare Today’s Mortgage Rates for Perth Amboy, New Jersey

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Perth Amboy, New Jersey 08862. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $13,093 or $36 / month in Perth Amboy and surrounding areas of Middlesex county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Perth Amboy, New Jersey 08862.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Perth Amboy, New Jersey 08862

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Perth Amboy, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Perth Amboy, NJ 08862, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Perth Amboy, NJ

Historical Mortgage Rates for Perth Amboy, New Jersey 08862 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Perth Amboy, New Jersey and around Middlesex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.74% 86.69% 86.99% 87.39% 88.65% 87.57% 88.92% 89.32%
avg mortgage rate 4.94% 4.65% 3.89% 3.93% 4.42% 4.08% 3.88% 4.12%
% 15 year fixed mortgage 8.46% 10.84% 11.41% 11.04% 9.80% 10.70% 9.65% 8.92%
avg mortgage rate 4.32% 3.86% 3.16% 3.08% 3.45% 3.18% 3.09% 3.30%
Avg credit score 761.83 761.00 761.69 757.79 754.67 754.66 751.31 752.31
Avg LTV (loan to value) 73.39% 74.66% 76.50% 77.97% 79.56% 79.81% 80.33% 80.47%
Avg DTI (debt to income) 33.78 33.47 33.14 33.64 34.37 35.17 35.58 36.03
% First time homebuyer 49.30% 43.60% 45.46% 48.16% 49.69% 51.51% 52.51% 52.09%
Avg mortgage insurance % 3.14% 4.03% 6.00% 7.90% 8.98% 9.84% 10.55% 10.12%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Perth Amboy, New Jersey 08862

If you’re looking to buy a new home in Perth Amboy, we have compiled a list of the leading mortgage brokers around Perth Amboy, New Jersey 08862 to help you with your search.

Name
Address
Contact

American Exchange Loans

807 Amboy Ave

Perth Amboy NJ 08862

(732) 324-6225

Direct Lending Group

313 State St

Perth Amboy NJ 08862

(732) 442-1129

Senior Corps

350 Marshall St

Phillipsburg NJ 08862

(908) 454-7000

http://www.seniorcorps.gov/

City Federal Savings Bank

305 Roseberry St

Phillipsburg NJ 08862

(908) 454-5555

Mortgage Unlimited Ll

4 E Somerset St

Raritan NJ 08862

(908) 450-7425

Address

807 Amboy Ave

Perth Amboy NJ

Contact

(732) 324-6225

Address

313 State St

Perth Amboy NJ

Contact

(732) 442-1129

Address

350 Marshall St

Phillipsburg NJ

Contact

(908) 454-7000

http://www.seniorcorps.gov/

News on Mortgages and Reverse Mortgages for Perth Amboy, New Jersey 08862