Compare Today’s Mortgage Rates in Phillipsburg, New Jersey 08865
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Phillipsburg, New Jersey 08865.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $52,334 over the lifetime of your 30-year fixed loan, or a monthly savings of $145 in Phillipsburg and other areas of Warren county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Phillipsburg, New Jersey 08865
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Interactive Mortgage Rate Projections for Phillipsburg, New Jersey 08865
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Phillipsburg, NJ 08865. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Phillipsburg, New Jersey 08865 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Phillipsburg, New Jersey and around Warren county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.08% | 90.87% | 87.30% | 88.93% | 84.85% | 82.49% | 76.80% | 84.17% | 75.76% |
avg mortgage rate | 6.67% | 4.71% | 3.08% | 3.53% | 4.61% | 4.71% | 4.26% | 4.01% | 4.10% |
% 15 year fixed mortgage | 3.28% | 7.60% | 10.48% | 9.84% | 11.62% | 15.25% | 19.20% | 14.17% | 21.97% |
avg mortgage rate | 5.56% | 4.01% | 2.42% | 2.82% | 3.76% | 4.02% | 3.47% | 3.23% | 3.33% |
Avg credit score | 745.38 | 788.40 | 759.43 | 761.89 | 758.03 | 749.38 | 757.24 | 757.14 | 761.80 |
Avg LTV (loan to value) | 76.39% | 77.91% | 79.46% | 80.49% | 79.55% | 76.41% | 77.98% | 80.20% | 77.36% |
Avg DTI (debt to income) | 34.33 | 34.95 | 32.98 | 32.92 | 33.70 | 33.68 | 31.79 | 31.63 | 30.21 |
% First time homebuyer | 22.95% | 18.63% | 20.32% | 14.34% | 17.17% | 21.47% | 10.40% | 15.00% | 15.15% |
Avg mortgage insurance % | 10.98% | 9.22% | 9.37% | 9.89% | 9.60% | 7.99% | 5.47% | 8.06% | 6.27% |
Best Mortgage Brokers around Phillipsburg, New Jersey 08865
For those searching for a new home in Phillipsburg, we have compiled a list of the top mortgage brokers located in and around Phillipsburg, New Jersey 08865 to assist you with your search.
City Federal Savings Bank
305 Roseberry St
Phillipsburg NJ 08865
(908) 454-5555
Senior Corps
350 Marshall St
Phillipsburg NJ 08865
(908) 454-7000
http://www.seniorcorps.gov/
First Hallmark Mortgage
2 Executive Dr
Somerset NJ 08865
(908) 203-8680
http://firsthallmark.com
National One Mortgage Banker
15 Clyde Rd
Somerset NJ 08865
(732) 873-2200
http://www.natonemortgage.com/
Wells Fargo Home Mortgage
100 Franklin Square Dr
Somerset NJ 08865
(732) 564-2000
robert.maund@abbotdowning.com
Address
305 Roseberry St
Phillipsburg NJ
Contact
(908) 454-5555
Address
350 Marshall St
Phillipsburg NJ
Contact
(908) 454-7000
http://www.seniorcorps.gov/
Address
2 Executive Dr
Somerset NJ
Contact
(908) 203-8680
http://firsthallmark.com