Compare Today’s Mortgage Rates for Plainfield, New Jersey

Pureloan searches mortgage lenders and major banks in Plainfield, New Jersey 07062 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,984 or $33 / month is expected in Plainfield and other areas of Union county.

Pureloan’s search engine explores all home mortgage options in Plainfield, New Jersey 07062, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Plainfield, New Jersey 07062

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Plainfield, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Plainfield, NJ 07062, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Plainfield, NJ

Historical Mortgage Rates for Plainfield, New Jersey 07062 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Plainfield, New Jersey and around Union county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 87.41% 92.09% 86.86% 87.95% 91.80% 88.97% 90.79% 90.18%
avg mortgage rate 4.93% 4.73% 3.89% 3.93% 4.48% 4.13% 3.98% 4.13%
% 15 year fixed mortgage 9.09% 6.47% 9.49% 8.48% 6.56% 9.13% 6.58% 6.25%
avg mortgage rate 4.29% 4.01% 3.27% 3.08% 3.49% 3.34% 3.32% 3.79%
Avg credit score 752.68 749.68 749.99 749.11 745.10 741.27 744.80 747.46
Avg LTV (loan to value) 75.06% 79.22% 82.02% 81.84% 84.06% 83.20% 83.45% 80.18%
Avg DTI (debt to income) 32.13 32.58 31.87 32.53 33.19 32.17 33.40 33.40
% First time homebuyer 32.17% 27.34% 29.93% 36.61% 36.07% 29.66% 29.39% 27.68%
Avg mortgage insurance % 5.87% 7.81% 10.99% 12.21% 14.67% 14.02% 13.42% 9.45%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Plainfield, New Jersey 07062

If you’re looking to buy a new home in Plainfield, we have compiled a list of the leading mortgage brokers around Plainfield, New Jersey 07062 to help you with your search.

Name
Address
Contact

Capital Solutions Consultant Firm

841 Dixie Ln

Plainfield NJ 07062

(908) 462-1166

World Commercial Corporation

861 South Ave

Plainfield NJ 07062

(908) 755-1771

Note One Funding

314 Watson Ave

Plainfield NJ 07062

(908) 226-5520

Eastern American Mortgage Co.

400 Park Ave

Plainfield NJ 07062

(908) 756-5100

http://www.americanlawnsprinkler.net/

Investors Mutual

210 Church St

Plainfield NJ 07062

(908) 757-2212

heard_will@aol.com

Address

841 Dixie Ln

Plainfield NJ

Contact

(908) 462-1166

Address

861 South Ave

Plainfield NJ

Contact

(908) 755-1771

Address

314 Watson Ave

Plainfield NJ

Contact

(908) 226-5520

News on Mortgages and Reverse Mortgages for Plainfield, New Jersey 07062