Compare Today’s Mortgage Rates in Point Pleasant Beach, New Jersey 08742
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Point Pleasant Beach, New Jersey 08742.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $48,308 over the lifetime of your 30-year fixed loan, or a monthly savings of $134 in Point Pleasant Beach and other areas of Ocean county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Point Pleasant Beach, New Jersey 08742
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Interactive Mortgage Rate Projections for Point Pleasant Beach, New Jersey 08742
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Point Pleasant Beach, NJ 08742. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Point Pleasant Beach, New Jersey 08742 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Point Pleasant Beach, New Jersey and around Ocean county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.37% | 92.66% | 93.10% | 91.83% | 93.50% | 89.36% | 88.93% | 89.50% | 89.24% |
avg mortgage rate | 6.53% | 4.73% | 3.11% | 3.54% | 4.44% | 4.67% | 4.24% | 3.94% | 4.14% |
% 15 year fixed mortgage | 4.63% | 5.50% | 5.88% | 5.72% | 4.33% | 8.51% | 9.02% | 8.00% | 9.49% |
avg mortgage rate | 5.70% | 3.97% | 2.38% | 2.85% | 3.76% | 4.22% | 3.43% | 3.06% | 3.38% |
Avg credit score | 749.43 | 771.20 | 755.26 | 755.58 | 749.94 | 757.06 | 754.65 | 754.39 | 745.89 |
Avg LTV (loan to value) | 80.63% | 80.27% | 81.59% | 81.54% | 81.47% | 78.14% | 78.41% | 79.70% | 80.67% |
Avg DTI (debt to income) | 38.95 | 36.64 | 34.21 | 34.65 | 35.39 | 33.70 | 34.07 | 34.04 | 34.59 |
% First time homebuyer | 35.19% | 30.96% | 29.61% | 24.80% | 23.47% | 25.96% | 22.54% | 21.50% | 22.15% |
Avg mortgage insurance % | 12.40% | 12.86% | 13.43% | 13.00% | 13.14% | 10.76% | 10.22% | 9.31% | 11.10% |
Best Mortgage Brokers around Point Pleasant Beach, New Jersey 08742
For those searching for a new home in Point Pleasant Beach, we have compiled a list of the top mortgage brokers located in and around Point Pleasant Beach, New Jersey 08742 to assist you with your search.
Aquarius Mortgage
1101 Richmond Ave
Point Pleasant Beach NJ 08742
(732) 892-8882
Goldstar Mortgage
302 Hawthorne Ave
Point Pleasant Beach NJ 08742
(732) 714-7733
All American
1101 Richmond Ave
Point Pleasant Beach NJ 08742
(732) 892-7888
http://www.allamericanlending.com
Crown Mortgage
707 Arnold Ave
Point Pleasant Beach NJ 08742
(732) 714-0967
info@crownloans.net
Prospect Mortgage
2200 Bridge Ave
Point Pleasant Boro NJ 08742
(732) 295-1084
hmdalarpublicrequests@prospectmtg.com
Address
1101 Richmond Ave
Point Pleasant Beach NJ
Contact
(732) 892-8882
Address
302 Hawthorne Ave
Point Pleasant Beach NJ
Contact
(732) 714-7733
Address
1101 Richmond Ave
Point Pleasant Beach NJ
Contact
(732) 892-7888
http://www.allamericanlending.com