Compare Today’s Mortgage Rates for Roseland, New Jersey

Pureloan searches mortgage lenders and major banks in Roseland, New Jersey 07068 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,900 or $19 / month is expected in Roseland and other areas of Essex county.

Pureloan’s search engine explores all home mortgage options in Roseland, New Jersey 07068, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Roseland, New Jersey 07068

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Roseland, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Roseland, NJ 07068, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Roseland, NJ

Historical Mortgage Rates for Roseland, New Jersey 07068 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Roseland, New Jersey and around Essex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 87.41% 92.09% 86.86% 87.95% 91.80% 88.97% 90.79% 90.18%
avg mortgage rate 4.93% 4.73% 3.89% 3.93% 4.48% 4.13% 3.98% 4.13%
% 15 year fixed mortgage 9.09% 6.47% 9.49% 8.48% 6.56% 9.13% 6.58% 6.25%
avg mortgage rate 4.29% 4.01% 3.27% 3.08% 3.49% 3.34% 3.32% 3.79%
Avg credit score 752.68 749.68 749.99 749.11 745.10 741.27 744.80 747.46
Avg LTV (loan to value) 75.06% 79.22% 82.02% 81.84% 84.06% 83.20% 83.45% 80.18%
Avg DTI (debt to income) 32.13 32.58 31.87 32.53 33.19 32.17 33.40 33.40
% First time homebuyer 32.17% 27.34% 29.93% 36.61% 36.07% 29.66% 29.39% 27.68%
Avg mortgage insurance % 5.87% 7.81% 10.99% 12.21% 14.67% 14.02% 13.42% 9.45%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Roseland, New Jersey 07068

If you’re looking to buy a new home in Roseland, we have compiled a list of the leading mortgage brokers around Roseland, New Jersey 07068 to help you with your search.

Name
Address
Contact

Countrywide Home Loans

4 Becker Farm Rd

Roseland NJ 07068

(973) 992-5559

http://www.countrywide.com

Solomon Edwards

425 Eagle Rock Ave

Roseland NJ 07068

(973) 232-1101

http://solomonedwards.com

Brightwire Loans

155 Park Ave

Lyndhurst NJ 07068

(973) 453-2472

todd@brightwireloans.com

Superior Mortgage

1099 Wall St W

Lyndhurst NJ 07068

(201) 796-8770

http://www.supmort.com

Excelsior

22 Ridge Rd

Lyndhurst NJ 07068

(201) 460-0600

Address

4 Becker Farm Rd

Roseland NJ

Contact

(973) 992-5559

http://www.countrywide.com

Address

425 Eagle Rock Ave

Roseland NJ

Contact

(973) 232-1101

http://solomonedwards.com

Address

155 Park Ave

Lyndhurst NJ

Contact

(973) 453-2472

todd@brightwireloans.com

News on Mortgages and Reverse Mortgages for Roseland, New Jersey 07068