Compare Today’s Mortgage Rates in Roseland, New Jersey 07068
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Roseland, New Jersey 07068.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $48,308 over the lifetime of your 30-year fixed loan, or a monthly savings of $134 in Roseland and other areas of Essex county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Roseland, New Jersey 07068
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Interactive Mortgage Rate Projections for Roseland, New Jersey 07068
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Roseland, NJ 07068. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Roseland, New Jersey 07068 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Roseland, New Jersey and around Essex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.44% | 91.69% | 92.96% | 89.97% | 86.84% | 87.70% | 88.73% | 89.19% | 86.96% |
avg mortgage rate | 6.63% | 4.54% | 3.05% | 3.60% | 4.58% | 4.71% | 4.26% | 3.95% | 4.20% |
% 15 year fixed mortgage | 4.17% | 7.14% | 4.94% | 7.12% | 8.50% | 10.36% | 9.30% | 7.81% | 9.13% |
avg mortgage rate | 6.08% | 3.68% | 2.39% | 3.02% | 3.93% | 4.15% | 3.59% | 3.06% | 3.40% |
Avg credit score | 753.93 | 749.23 | 776.93 | 752.41 | 746.16 | 777.49 | 747.07 | 743.98 | 741.93 |
Avg LTV (loan to value) | 81.54% | 83.44% | 84.50% | 85.40% | 84.79% | 82.61% | 82.11% | 82.39% | 84.40% |
Avg DTI (debt to income) | 35.41 | 34.77 | 32.92 | 32.76 | 33.89 | 34.25 | 32.45 | 32.53 | 32.19 |
% First time homebuyer | 23.61% | 35.38% | 30.84% | 36.68% | 39.47% | 32.36% | 29.30% | 28.23% | 31.30% |
Avg mortgage insurance % | 13.33% | 14.95% | 15.56% | 16.65% | 15.97% | 13.43% | 12.61% | 13.33% | 14.64% |
Best Mortgage Brokers around Roseland, New Jersey 07068
For those searching for a new home in Roseland, we have compiled a list of the top mortgage brokers located in and around Roseland, New Jersey 07068 to assist you with your search.
Countrywide Home Loans
4 Becker Farm Rd
Roseland NJ 07068
(973) 992-5559
http://www.countrywide.com
Solomon Edwards
425 Eagle Rock Ave
Roseland NJ 07068
(973) 232-1101
http://solomonedwards.com
Brightwire Loans
155 Park Ave
Lyndhurst NJ 07068
(973) 453-2472
todd@brightwireloans.com
Superior Mortgage
1099 Wall St W
Lyndhurst NJ 07068
(201) 796-8770
http://www.supmort.com
Excelsior
22 Ridge Rd
Lyndhurst NJ 07068
(201) 460-0600
Address
4 Becker Farm Rd
Roseland NJ
Contact
(973) 992-5559
http://www.countrywide.com
Address
425 Eagle Rock Ave
Roseland NJ
Contact
(973) 232-1101
http://solomonedwards.com
Address
155 Park Ave
Lyndhurst NJ
Contact
(973) 453-2472
todd@brightwireloans.com