Compare Today’s Mortgage Rates in Saddle River, New Jersey 07458
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Saddle River, New Jersey 07458.
Our search engine thoroughly explores all home mortgage options in Saddle River, New Jersey 07458, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $32,070 in lifetime cash or $89 per month in Saddle River and other areas of Bergen county.
Summary of Average Mortgages in Saddle River, New Jersey 07458
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Interactive Mortgage Rate Projections for Saddle River, New Jersey 07458
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saddle River, NJ 07458. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saddle River, New Jersey 07458 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saddle River, New Jersey and around Bergen county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.09% | 93.11% | 90.84% | 89.70% | 90.76% | 86.44% | 85.09% | 87.00% | 83.27% |
avg mortgage rate | 6.51% | 4.63% | 3.05% | 3.36% | 4.42% | 4.69% | 4.17% | 3.89% | 4.07% |
% 15 year fixed mortgage | 4.32% | 5.17% | 7.36% | 8.33% | 7.35% | 10.68% | 11.36% | 10.43% | 13.59% |
avg mortgage rate | 5.56% | 3.86% | 2.50% | 2.89% | 3.76% | 4.08% | 3.47% | 3.09% | 3.29% |
Avg credit score | 750.96 | 752.10 | 753.79 | 755.23 | 751.50 | 756.16 | 755.90 | 749.80 | 751.75 |
Avg LTV (loan to value) | 80.61% | 82.08% | 83.80% | 84.95% | 84.75% | 81.54% | 82.68% | 83.54% | 82.58% |
Avg DTI (debt to income) | 36.54 | 35.08 | 33.52 | 33.47 | 34.00 | 33.15 | 33.10 | 31.88 | 30.88 |
% First time homebuyer | 33.18% | 31.56% | 29.08% | 33.12% | 31.82% | 21.44% | 19.48% | 18.62% | 24.52% |
Avg mortgage insurance % | 12.79% | 13.79% | 14.51% | 16.08% | 15.29% | 12.35% | 12.84% | 13.91% | 13.44% |
Best Mortgage Brokers around Saddle River, New Jersey 07458
For those searching for a new home in Saddle River, we have compiled a list of the top mortgage brokers located in and around Saddle River, New Jersey 07458 to assist you with your search.
N E Resident Mortgage
152 W Saddle River Rd
Saddle River NJ 07458
(201) 483-6844
Barnstable Mortgage Group
70 E Allendale Rd
Saddle River NJ 07458
(201) 818-1700
info@barnstablemortgage.com
Guaranteed Home Mortgage Company
1 Park Way
Upper Saddle River NJ 07458
(201) 327-8466
http://ghmc.com
American Home Mortgage
345 State Rt 17
Upper Saddle River NJ 07458
(201) 934-4222
http://americanhm.com
Homebridge Financial Services
1 Park Way
Upper Saddle River NJ 07458
(201) 327-4026
http://ghmc.com
Address
152 W Saddle River Rd
Saddle River NJ
Contact
(201) 483-6844
Address
70 E Allendale Rd
Saddle River NJ
Contact
(201) 818-1700
info@barnstablemortgage.com
Address
1 Park Way
Upper Saddle River NJ
Contact
(201) 327-8466
http://ghmc.com