Compare Today’s Mortgage Rates for Saddle River, New Jersey

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Saddle River, New Jersey 07458. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $61,807 or $172 / month in Saddle River and surrounding areas of Bergen county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Saddle River, New Jersey 07458.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Saddle River, New Jersey 07458

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Saddle River, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saddle River, NJ 07458, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Saddle River, NJ

Historical Mortgage Rates for Saddle River, New Jersey 07458 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Saddle River, New Jersey and around Bergen county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 87.56% 84.09% 86.16% 85.07% 89.14% 86.93% 91.07% 90.45%
avg mortgage rate 4.96% 4.69% 3.92% 3.96% 4.44% 4.09% 3.90% 4.05%
% 15 year fixed mortgage 9.89% 13.14% 11.11% 12.94% 9.37% 10.60% 7.13% 7.52%
avg mortgage rate 4.38% 3.96% 3.24% 3.12% 3.43% 3.27% 3.09% 3.48%
Avg credit score 761.29 760.93 758.16 758.68 753.67 751.23 749.29 751.17
Avg LTV (loan to value) 74.20% 76.97% 78.03% 78.49% 80.05% 80.04% 81.88% 81.03%
Avg DTI (debt to income) 32.22 32.27 32.33 32.60 33.19 33.44 34.23 35.46
% First time homebuyer 32.10% 30.83% 29.42% 31.55% 35.23% 36.28% 33.32% 35.67%
Avg mortgage insurance % 3.97% 6.23% 8.27% 8.94% 10.47% 11.26% 12.10% 11.55%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saddle River, New Jersey 07458

If you’re looking to buy a new home in Saddle River, we have compiled a list of the leading mortgage brokers around Saddle River, New Jersey 07458 to help you with your search.

Name
Address
Contact

N E Resident Mortgage

152 W Saddle River Rd

Saddle River NJ 07458

(201) 483-6844

Barnstable Mortgage Group

70 E Allendale Rd

Saddle River NJ 07458

(201) 818-1700

info@barnstablemortgage.com

Guaranteed Home Mortgage Company

1 Park Way

Upper Saddle River NJ 07458

(201) 327-8466

http://ghmc.com

American Home Mortgage

345 State Rt 17

Upper Saddle River NJ 07458

(201) 934-4222

http://americanhm.com

Homebridge Financial Services

1 Park Way

Upper Saddle River NJ 07458

(201) 327-4026

http://ghmc.com

Address

152 W Saddle River Rd

Saddle River NJ

Contact

(201) 483-6844

Address

70 E Allendale Rd

Saddle River NJ

Contact

(201) 818-1700

info@barnstablemortgage.com

Address

1 Park Way

Upper Saddle River NJ

Contact

(201) 327-8466

http://ghmc.com

News on Mortgages and Reverse Mortgages for Saddle River, New Jersey 07458