Compare Today’s Mortgage Rates in South Plainfield, New Jersey 07080
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in South Plainfield, New Jersey 07080.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $64,411 over the lifetime of your 30-year fixed loan, or a monthly savings of $179 in South Plainfield and other areas of Middlesex county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in South Plainfield, New Jersey 07080
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Interactive Mortgage Rate Projections for South Plainfield, New Jersey 07080
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in South Plainfield, NJ 07080. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in South Plainfield, New Jersey 07080 from 2024 - 2016
We have compiled mortgage rates charts for home loans in South Plainfield, New Jersey and around Middlesex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.77% | 93.48% | 93.78% | 91.63% | 91.44% | 88.48% | 89.20% | 90.17% | 89.30% |
avg mortgage rate | 6.56% | 4.66% | 3.06% | 3.43% | 4.54% | 4.69% | 4.26% | 3.99% | 4.15% |
% 15 year fixed mortgage | 4.53% | 5.39% | 5.12% | 6.83% | 6.19% | 9.49% | 9.17% | 8.28% | 9.01% |
avg mortgage rate | 5.81% | 3.90% | 2.47% | 2.91% | 3.87% | 4.01% | 3.48% | 3.19% | 3.34% |
Avg credit score | 753.86 | 762.39 | 757.05 | 757.50 | 760.89 | 754.60 | 751.79 | 752.22 | 751.20 |
Avg LTV (loan to value) | 80.27% | 83.14% | 84.90% | 84.12% | 84.05% | 79.50% | 81.18% | 81.08% | 82.18% |
Avg DTI (debt to income) | 35.64 | 34.44 | 33.44 | 33.04 | 33.84 | 33.68 | 33.18 | 32.17 | 31.71 |
% First time homebuyer | 40.07% | 32.10% | 33.91% | 42.11% | 43.30% | 31.03% | 32.29% | 30.53% | 32.64% |
Avg mortgage insurance % | 11.47% | 13.64% | 15.66% | 14.16% | 13.01% | 9.11% | 10.41% | 12.08% | 11.74% |
Best Mortgage Brokers around South Plainfield, New Jersey 07080
For those searching for a new home in South Plainfield, we have compiled a list of the top mortgage brokers located in and around South Plainfield, New Jersey 07080 to assist you with your search.
Comstar Interactive
4041 Hadley Rd
South Plainfield NJ 07080
(732) 417-4447
http://www.comstarinteractive.com/
Pfs Patient Financing
1510 Park Ave
South Plainfield NJ 07080
(908) 754-2500
Tractel Solutions
50 Cragwood Rd
South Plainfield NJ 07080
(908) 561-5540
Wholesale Mortgaging
50 Cragwood Rd
South Plainfield NJ 07080
(908) 315-0855
Alliance Mortgage Finance
900 Oak Tree Ave
South Plainfield NJ 07080
(908) 222-9511
http://alliancelend.com
Address
4041 Hadley Rd
South Plainfield NJ
Contact
(732) 417-4447
http://www.comstarinteractive.com/
Address
1510 Park Ave
South Plainfield NJ
Contact
(908) 754-2500
Address
50 Cragwood Rd
South Plainfield NJ
Contact
(908) 561-5540