Compare Today’s Mortgage Rates in South River, New Jersey 08882
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in South River, New Jersey 08882.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $46,898 over the lifetime of your 30-year fixed loan, or a monthly savings of $130 in South River and other areas of Middlesex county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in South River, New Jersey 08882
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for South River, New Jersey 08882
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in South River, NJ 08882. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in South River, New Jersey 08882 from 2024 - 2016
We have compiled mortgage rates charts for home loans in South River, New Jersey and around Middlesex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.08% | 90.87% | 87.30% | 88.93% | 84.85% | 82.49% | 76.80% | 84.17% | 75.76% |
| avg mortgage rate | 6.67% | 4.71% | 3.08% | 3.53% | 4.61% | 4.71% | 4.26% | 4.01% | 4.10% |
| % 15 year fixed mortgage | 3.28% | 7.60% | 10.48% | 9.84% | 11.62% | 15.25% | 19.20% | 14.17% | 21.97% |
| avg mortgage rate | 5.56% | 4.01% | 2.42% | 2.82% | 3.76% | 4.02% | 3.47% | 3.23% | 3.33% |
| Avg credit score | 745.38 | 788.40 | 759.43 | 761.89 | 758.03 | 749.38 | 757.24 | 757.14 | 761.80 |
| Avg LTV (loan to value) | 76.39% | 77.91% | 79.46% | 80.49% | 79.55% | 76.41% | 77.98% | 80.20% | 77.36% |
| Avg DTI (debt to income) | 34.33 | 34.95 | 32.98 | 32.92 | 33.70 | 33.68 | 31.79 | 31.63 | 30.21 |
| % First time homebuyer | 22.95% | 18.63% | 20.32% | 14.34% | 17.17% | 21.47% | 10.40% | 15.00% | 15.15% |
| Avg mortgage insurance % | 10.98% | 9.22% | 9.37% | 9.89% | 9.60% | 7.99% | 5.47% | 8.06% | 6.27% |
Best Mortgage Brokers around South River, New Jersey 08882
For those searching for a new home in South River, we have compiled a list of the top mortgage brokers located in and around South River, New Jersey 08882 to assist you with your search.
Name
Address
Contact
Integrity Funding
119 Main St
South River NJ 08882
(732) 254-0001
Millennium Home Mortgage
8 Old Bridge Tpke
South River NJ 08882
(732) 390-7676
kryan@mhmlender.com
New Millienum Finance
19 Snowhill St
Spotswood NJ 08882
(732) 251-0077
Nj Community Loan Fun
108 Church St
New Brunswick NJ 08882
(732) 543-1200
mail@njclf.com
Montgomery Capital Company
75 Paterson St
New Brunswick NJ 08882
(732) 354-3180
Address
119 Main St
South River NJ
Contact
(732) 254-0001
Address
8 Old Bridge Tpke
South River NJ
Contact
(732) 390-7676
kryan@mhmlender.com
Address
19 Snowhill St
Spotswood NJ
Contact
(732) 251-0077