Compare Today’s Mortgage Rates in Stanhope, New Jersey 07874
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Stanhope, New Jersey 07874.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Stanhope, New Jersey 07874. For a 30-year fixed loan, our calculations show that you can expect to save up to $21,254 over the lifetime of your mortgage, which translates to a monthly savings of $59 in Stanhope and other areas of Sussex county.
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Summary of Average Mortgages in Stanhope, New Jersey 07874
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Stanhope, New Jersey 07874
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stanhope, NJ 07874. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stanhope, New Jersey 07874 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stanhope, New Jersey and around Sussex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.40% | 92.87% | 92.28% | 91.52% | 90.83% | 89.33% | 87.87% | 89.25% | 88.91% |
avg mortgage rate | 6.41% | 4.55% | 3.02% | 3.37% | 4.41% | 4.66% | 4.23% | 3.96% | 4.13% |
% 15 year fixed mortgage | 5.34% | 5.19% | 6.57% | 6.46% | 7.53% | 8.68% | 10.29% | 9.57% | 9.98% |
avg mortgage rate | 5.26% | 3.48% | 2.44% | 2.97% | 3.90% | 3.99% | 3.37% | 3.25% | 3.36% |
Avg credit score | 774.56 | 752.92 | 759.42 | 762.47 | 749.58 | 748.61 | 749.39 | 743.22 | 746.86 |
Avg LTV (loan to value) | 78.25% | 79.98% | 81.11% | 82.06% | 80.76% | 80.82% | 80.88% | 82.03% | 81.32% |
Avg DTI (debt to income) | 38.10 | 36.41 | 34.69 | 35.38 | 36.17 | 36.08 | 35.29 | 35.53 | 34.15 |
% First time homebuyer | 34.10% | 31.29% | 29.18% | 29.18% | 28.67% | 27.30% | 23.41% | 29.62% | 27.42% |
Avg mortgage insurance % | 11.34% | 11.89% | 12.55% | 13.17% | 12.90% | 12.04% | 11.26% | 11.54% | 11.57% |
Best Mortgage Brokers around Stanhope, New Jersey 07874
For those searching for a new home in Stanhope, we have compiled a list of the top mortgage brokers located in and around Stanhope, New Jersey 07874 to assist you with your search.
Name
Address
Contact
Palace Funding
283 Sparta Ave
Sparta NJ 07874
(973) 726-0450
MetLife
200 Woodport Rd
Sparta NJ 07874
(973) 729-4180
http://www.metlife.com/
The Lending Source
156 Woodport Rd
Sparta NJ 07874
(973) 601-2122
Resedential Home Funding
54 Woodport Rd
Sparta NJ 07874
(973) 729-9198
http://rhfund.com
Wells Fargo Home Mortgage
43 Main St
Sparta NJ 07874
(973) 726-3080
timothy.r.jackson@wellsfargo.com
Address
283 Sparta Ave
Sparta NJ
Contact
(973) 726-0450
Address
200 Woodport Rd
Sparta NJ
Contact
(973) 729-4180
http://www.metlife.com/
Address
156 Woodport Rd
Sparta NJ
Contact
(973) 601-2122