Compare Today’s Mortgage Rates for Toms River, New Jersey

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Toms River, New Jersey 08756. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,469 or $26 / month in Toms River and other areas of Ocean county.

Our search engine explores all home mortgage options in Toms River, New Jersey 08756, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Toms River, New Jersey 08756

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Toms River, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Toms River, NJ 08756, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Toms River, NJ

Historical Mortgage Rates for Toms River, New Jersey 08756 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Toms River, New Jersey and around Ocean county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.58% 88.97% 88.46% 89.14% 90.92% 90.89% 93.76% 94.84%
avg mortgage rate 5.00% 4.68% 3.92% 3.95% 4.49% 4.16% 3.97% 4.17%
% 15 year fixed mortgage 5.03% 8.12% 8.19% 9.01% 7.73% 7.41% 4.99% 4.53%
avg mortgage rate 4.40% 3.89% 3.33% 3.15% 3.53% 3.40% 3.15% 3.34%
Avg credit score 758.62 758.08 759.68 755.93 753.89 752.77 750.59 750.91
Avg LTV (loan to value) 71.70% 72.10% 72.72% 75.26% 75.88% 76.43% 77.23% 77.00%
Avg DTI (debt to income) 36.31 34.97 34.74 35.00 35.54 35.96 36.67 36.84
% First time homebuyer 32.01% 30.17% 25.59% 34.83% 35.65% 36.59% 37.43% 35.16%
Avg mortgage insurance % 1.95% 2.48% 3.88% 5.62% 6.53% 6.72% 7.52% 7.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Toms River, New Jersey 08756

If you’re looking to buy a new home in Toms River, we have compiled a list of the leading mortgage brokers around Toms River, New Jersey 08756 to help you with your search.

Name
Address
Contact

Commercial Credit

864 Route 37 W

Toms River NJ 08756

(732) 240-4721

http://firstcommercialcredit.com/

Greenway Mortgage Funding

1200 Route 37 W

Toms River NJ 08756

(732) 979-2274

http://newdirectionrealty.com

Alan Krohn

168 Route 37 W

Toms River NJ 08756

(732) 245-1642

akrohn@crossroadsrealtynj.com

Home Capital Network-Southern

168 Route 37 W

Toms River NJ 08756

(732) 341-5100

http://www.homecapitalnetwork.com

Ocean Home Mortgage

1740 Route 9

Toms River NJ 08756

(732) 341-7585

http://oceanmortgages.com

Address

864 Route 37 W

Toms River NJ

Contact

(732) 240-4721

http://firstcommercialcredit.com/

Address

1200 Route 37 W

Toms River NJ

Contact

(732) 979-2274

http://newdirectionrealty.com

Address

168 Route 37 W

Toms River NJ

Contact

(732) 245-1642

akrohn@crossroadsrealtynj.com

News on Mortgages and Reverse Mortgages for Toms River, New Jersey 08756