Compare Today’s Mortgage Rates in Toms River, New Jersey 08756
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Toms River, New Jersey 08756.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Toms River, New Jersey 08756. For a 30-year fixed loan, our calculations show that you can expect to save up to $19,619 over the lifetime of your mortgage, which translates to a monthly savings of $54 in Toms River and other areas of Ocean county.
Summary of Average Mortgages in Toms River, New Jersey 08756
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Interactive Mortgage Rate Projections for Toms River, New Jersey 08756
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Toms River, NJ 08756. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Toms River, New Jersey 08756 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Toms River, New Jersey and around Ocean county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.61% | 92.83% | 94.29% | 91.51% | 90.22% | 89.14% | 88.37% | 87.94% | 90.38% |
avg mortgage rate | 6.58% | 4.62% | 3.01% | 3.39% | 4.43% | 4.62% | 4.20% | 3.92% | 4.09% |
% 15 year fixed mortgage | 6.25% | 5.56% | 4.83% | 7.41% | 7.13% | 8.45% | 8.53% | 11.11% | 6.92% |
avg mortgage rate | 5.72% | 3.51% | 2.42% | 2.93% | 3.81% | 4.06% | 3.47% | 3.15% | 3.45% |
Avg credit score | 766.01 | 765.17 | 765.21 | 765.36 | 761.70 | 764.31 | 781.00 | 760.41 | 757.40 |
Avg LTV (loan to value) | 73.28% | 75.83% | 76.91% | 77.22% | 75.59% | 74.65% | 76.62% | 76.35% | 76.52% |
Avg DTI (debt to income) | 35.43 | 33.84 | 32.67 | 33.20 | 34.43 | 33.98 | 33.44 | 34.21 | 33.82 |
% First time homebuyer | 35.23% | 31.92% | 34.25% | 33.02% | 29.35% | 25.52% | 26.16% | 24.76% | 28.46% |
Avg mortgage insurance % | 8.40% | 8.75% | 9.41% | 8.48% | 8.19% | 6.69% | 7.60% | 6.61% | 7.72% |
Best Mortgage Brokers around Toms River, New Jersey 08756
For those searching for a new home in Toms River, we have compiled a list of the top mortgage brokers located in and around Toms River, New Jersey 08756 to assist you with your search.
Commercial Credit
864 Route 37 W
Toms River NJ 08756
(732) 240-4721
http://firstcommercialcredit.com/
Greenway Mortgage Funding
1200 Route 37 W
Toms River NJ 08756
(732) 979-2274
http://newdirectionrealty.com
Alan Krohn
168 Route 37 W
Toms River NJ 08756
(732) 245-1642
akrohn@crossroadsrealtynj.com
Home Capital Network-Southern
168 Route 37 W
Toms River NJ 08756
(732) 341-5100
http://www.homecapitalnetwork.com
Ocean Home Mortgage
1740 Route 9
Toms River NJ 08756
(732) 341-7585
http://oceanmortgages.com
Address
864 Route 37 W
Toms River NJ
Contact
(732) 240-4721
http://firstcommercialcredit.com/
Address
1200 Route 37 W
Toms River NJ
Contact
(732) 979-2274
http://newdirectionrealty.com
Address
168 Route 37 W
Toms River NJ
Contact
(732) 245-1642
akrohn@crossroadsrealtynj.com