Compare Today’s Mortgage Rates in Trenton, New Jersey 08601
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Trenton, New Jersey 08601.
Our search engine thoroughly explores all home mortgage options in Trenton, New Jersey 08601, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $21,965 in lifetime cash or $61 per month in Trenton and other areas of Mercer county.
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Summary of Average Mortgages in Trenton, New Jersey 08601
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Trenton, New Jersey 08601
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Trenton, NJ 08601. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Trenton, New Jersey 08601 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Trenton, New Jersey and around Mercer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.26% | 95.46% | 96.30% | 93.27% | 92.97% | 94.67% | 93.18% | 93.48% | 92.33% |
avg mortgage rate | 6.73% | 4.71% | 3.11% | 3.41% | 4.51% | 4.80% | 4.41% | 4.11% | 4.26% |
% 15 year fixed mortgage | 2.80% | 4.03% | 3.14% | 5.17% | 6.05% | 4.19% | 5.65% | 5.65% | 6.82% |
avg mortgage rate | 6.50% | 3.77% | 2.43% | 2.80% | 3.96% | 3.93% | 3.43% | 3.27% | 3.41% |
Avg credit score | 762.06 | 771.89 | 762.16 | 764.38 | 762.39 | 762.13 | 760.28 | 756.48 | 762.80 |
Avg LTV (loan to value) | 78.32% | 75.84% | 80.06% | 79.94% | 79.56% | 78.22% | 79.82% | 80.49% | 80.35% |
Avg DTI (debt to income) | 38.38 | 35.64 | 34.39 | 33.52 | 35.15 | 35.76 | 34.56 | 34.66 | 33.09 |
% First time homebuyer | 31.78% | 30.42% | 26.01% | 25.24% | 24.80% | 26.10% | 21.83% | 25.43% | 29.83% |
Avg mortgage insurance % | 10.97% | 9.02% | 10.79% | 10.96% | 10.56% | 8.78% | 8.76% | 9.65% | 10.20% |
Best Mortgage Brokers around Trenton, New Jersey 08601
For those searching for a new home in Trenton, we have compiled a list of the top mortgage brokers located in and around Trenton, New Jersey 08601 to assist you with your search.
Name
Address
Contact
Stonite Coil
476 Route 156
Trenton NJ 08601
(609) 585-6600
http://www.STONITECOIL.COM
Pancho's Grocery Deli
918 Hamilton Ave
Trenton NJ 08601
(609) 989-9605
Pawn Abc
146 E State St
Trenton NJ 08601
(609) 777-5500
Auto Title Loans
190 S Broad St
Trenton NJ 08601
(609) 341-9210
New Jersey Citizen Action
118 W State St
Trenton NJ 08601
(619) 328-0080
application@njcitizenaction.org
Address
476 Route 156
Trenton NJ
Contact
(609) 585-6600
http://www.STONITECOIL.COM
Address
918 Hamilton Ave
Trenton NJ
Contact
(609) 989-9605
Address
146 E State St
Trenton NJ
Contact
(609) 777-5500