Compare Today’s Mortgage Rates in Union City, New Jersey 07087
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Union City, New Jersey 07087.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Union City, New Jersey 07087. For a 30-year fixed loan, our calculations show that you can expect to save up to $34,621 over the lifetime of your mortgage, which translates to a monthly savings of $96 in Union City and other areas of Hudson county.
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Summary of Average Mortgages in Union City, New Jersey 07087
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Union City, New Jersey 07087
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Union City, NJ 07087. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Union City, New Jersey 07087 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Union City, New Jersey and around Hudson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.77% | 93.48% | 93.78% | 91.63% | 91.44% | 88.48% | 89.20% | 90.17% | 89.30% |
avg mortgage rate | 6.56% | 4.66% | 3.06% | 3.43% | 4.54% | 4.69% | 4.26% | 3.99% | 4.15% |
% 15 year fixed mortgage | 4.53% | 5.39% | 5.12% | 6.83% | 6.19% | 9.49% | 9.17% | 8.28% | 9.01% |
avg mortgage rate | 5.81% | 3.90% | 2.47% | 2.91% | 3.87% | 4.01% | 3.48% | 3.19% | 3.34% |
Avg credit score | 753.86 | 762.39 | 757.05 | 757.50 | 760.89 | 754.60 | 751.79 | 752.22 | 751.20 |
Avg LTV (loan to value) | 80.27% | 83.14% | 84.90% | 84.12% | 84.05% | 79.50% | 81.18% | 81.08% | 82.18% |
Avg DTI (debt to income) | 35.64 | 34.44 | 33.44 | 33.04 | 33.84 | 33.68 | 33.18 | 32.17 | 31.71 |
% First time homebuyer | 40.07% | 32.10% | 33.91% | 42.11% | 43.30% | 31.03% | 32.29% | 30.53% | 32.64% |
Avg mortgage insurance % | 11.47% | 13.64% | 15.66% | 14.16% | 13.01% | 9.11% | 10.41% | 12.08% | 11.74% |
Best Mortgage Brokers around Union City, New Jersey 07087
For those searching for a new home in Union City, we have compiled a list of the top mortgage brokers located in and around Union City, New Jersey 07087 to assist you with your search.
Name
Address
Contact
Excelsior Mortgage
545 39th St
Union City NJ 07087
(201) 624-8855
Ficohsa Express N J
2902 Bergenline Ave
Union City NJ 07087
(201) 865-2311
Atlantic Home Loans
3916 Bergenline Ave
Union City NJ 07087
(201) 865-6070
http://sunsetmortgage.com
The Lending Source
500 Central Ave
Union City NJ 07087
(201) 330-8900
Smart Maid 4 You
2513 Central Ave
Union City NJ 07087
(201) 330-0331
Address
545 39th St
Union City NJ
Contact
(201) 624-8855
Address
2902 Bergenline Ave
Union City NJ
Contact
(201) 865-2311
Address
3916 Bergenline Ave
Union City NJ
Contact
(201) 865-6070
http://sunsetmortgage.com