Compare Today’s Mortgage Rates for Union City, New Jersey

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Union City, New Jersey 07087. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,397 or $34 / month in Union City and other areas of Hudson county.

Our search engine explores all home mortgage options in Union City, New Jersey 07087, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Union City, New Jersey 07087

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Union City, NJ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Union City, NJ 07087, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Union City, NJ

Historical Mortgage Rates for Union City, New Jersey 07087 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Union City, New Jersey and around Hudson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 87.41% 92.09% 86.86% 87.95% 91.80% 88.97% 90.79% 90.18%
avg mortgage rate 4.93% 4.73% 3.89% 3.93% 4.48% 4.13% 3.98% 4.13%
% 15 year fixed mortgage 9.09% 6.47% 9.49% 8.48% 6.56% 9.13% 6.58% 6.25%
avg mortgage rate 4.29% 4.01% 3.27% 3.08% 3.49% 3.34% 3.32% 3.79%
Avg credit score 752.68 749.68 749.99 749.11 745.10 741.27 744.80 747.46
Avg LTV (loan to value) 75.06% 79.22% 82.02% 81.84% 84.06% 83.20% 83.45% 80.18%
Avg DTI (debt to income) 32.13 32.58 31.87 32.53 33.19 32.17 33.40 33.40
% First time homebuyer 32.17% 27.34% 29.93% 36.61% 36.07% 29.66% 29.39% 27.68%
Avg mortgage insurance % 5.87% 7.81% 10.99% 12.21% 14.67% 14.02% 13.42% 9.45%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Union City, New Jersey 07087

If you’re looking to buy a new home in Union City, we have compiled a list of the leading mortgage brokers around Union City, New Jersey 07087 to help you with your search.

Name
Address
Contact

Excelsior Mortgage

545 39th St

Union City NJ 07087

(201) 624-8855

Ficohsa Express N J

2902 Bergenline Ave

Union City NJ 07087

(201) 865-2311

Atlantic Home Loans

3916 Bergenline Ave

Union City NJ 07087

(201) 865-6070

http://sunsetmortgage.com

The Lending Source

500 Central Ave

Union City NJ 07087

(201) 330-8900

Smart Maid 4 You

2513 Central Ave

Union City NJ 07087

(201) 330-0331

Address

545 39th St

Union City NJ

Contact

(201) 624-8855

Address

2902 Bergenline Ave

Union City NJ

Contact

(201) 865-2311

Address

3916 Bergenline Ave

Union City NJ

Contact

(201) 865-6070

http://sunsetmortgage.com

News on Mortgages and Reverse Mortgages for Union City, New Jersey 07087