Compare Today’s Mortgage Rates in Vauxhall, New Jersey 07088
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Vauxhall, New Jersey 07088.
Our search engine thoroughly explores all home mortgage options in Vauxhall, New Jersey 07088, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $58,442 in lifetime cash or $162 per month in Vauxhall and other areas of Essex county.
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Summary of Average Mortgages in Vauxhall, New Jersey 07088
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Vauxhall, New Jersey 07088
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vauxhall, NJ 07088. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Vauxhall, New Jersey 07088 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Vauxhall, New Jersey and around Essex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.77% | 93.48% | 93.78% | 91.63% | 91.44% | 88.48% | 89.20% | 90.17% | 89.30% |
| avg mortgage rate | 6.56% | 4.66% | 3.06% | 3.43% | 4.54% | 4.69% | 4.26% | 3.99% | 4.15% |
| % 15 year fixed mortgage | 4.53% | 5.39% | 5.12% | 6.83% | 6.19% | 9.49% | 9.17% | 8.28% | 9.01% |
| avg mortgage rate | 5.81% | 3.90% | 2.47% | 2.91% | 3.87% | 4.01% | 3.48% | 3.19% | 3.34% |
| Avg credit score | 753.86 | 762.39 | 757.05 | 757.50 | 760.89 | 754.60 | 751.79 | 752.22 | 751.20 |
| Avg LTV (loan to value) | 80.27% | 83.14% | 84.90% | 84.12% | 84.05% | 79.50% | 81.18% | 81.08% | 82.18% |
| Avg DTI (debt to income) | 35.64 | 34.44 | 33.44 | 33.04 | 33.84 | 33.68 | 33.18 | 32.17 | 31.71 |
| % First time homebuyer | 40.07% | 32.10% | 33.91% | 42.11% | 43.30% | 31.03% | 32.29% | 30.53% | 32.64% |
| Avg mortgage insurance % | 11.47% | 13.64% | 15.66% | 14.16% | 13.01% | 9.11% | 10.41% | 12.08% | 11.74% |
Best Mortgage Brokers around Vauxhall, New Jersey 07088
For those searching for a new home in Vauxhall, we have compiled a list of the top mortgage brokers located in and around Vauxhall, New Jersey 07088 to assist you with your search.
Name
Address
Contact
Sovereign Bank
1322 Paterson Plank Rd
Secaucus NJ 07088
(201) 865-8700
mortserv@sovereignbank.com
Atlas Funding
700 Plaza Dr
Secaucus NJ 07088
(201) 293-4462
Ahm Mortgage
1 Harmon Plz
Secaucus NJ 07088
(201) 558-9031
Meridian Capital Group
517 US Hwy
Woodbridge NJ 07088
(732) 750-7925
Ameriquest Mortgage Company
90 Woodbridge Center Dr
Woodbridge NJ 07088
(732) 750-1253
http://www.ameriquestmortgage.com
Address
1322 Paterson Plank Rd
Secaucus NJ
Contact
(201) 865-8700
mortserv@sovereignbank.com
Address
700 Plaza Dr
Secaucus NJ
Contact
(201) 293-4462
Address
1 Harmon Plz
Secaucus NJ
Contact
(201) 558-9031