Compare Today’s Mortgage Rates in Verona, New Jersey 07044
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Verona, New Jersey 07044.
Our search engine thoroughly explores all home mortgage options in Verona, New Jersey 07044, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $11,750 in lifetime cash or $33 per month in Verona and other areas of Essex county.
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Summary of Average Mortgages in Verona, New Jersey 07044
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Verona, New Jersey 07044
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Verona, NJ 07044. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Verona, New Jersey 07044 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Verona, New Jersey and around Essex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 87.83% | 92.87% | 90.81% | 90.75% | 85.98% | 85.92% | 88.32% | 89.90% | |
avg mortgage rate | 4.23% | 3.98% | 4.13% | 4.49% | 4.00% | 3.94% | 4.72% | 5.01% | |
% 15 year fixed mortgage | 9.21% | 6.23% | 7.23% | 8.11% | 12.73% | 12.61% | 8.63% | 7.45% | |
avg mortgage rate | 3.30% | 3.13% | 3.32% | 3.60% | 3.15% | 3.35% | 4.01% | 4.35% | |
Avg credit score | 745.51 | 745.24 | 752.47 | 750.75 | 752.94 | 756.07 | 758.05 | 750.68 | |
Avg LTV (loan to value) | 79.79% | 81.48% | 80.60% | 80.45% | 79.23% | 78.48% | 75.89% | 75.73% | |
Avg DTI (debt to income) | 34.33 | 34.13 | 33.07 | 32.48 | 32.36 | 31.57 | 32.74 | 32.85 | |
% First time homebuyer | 30.59% | 27.63% | 27.08% | 30.44% | 28.23% | 21.41% | 21.83% | 30.77% | |
Avg mortgage insurance % | 10.72% | 12.01% | 11.55% | 10.97% | 9.76% | 8.53% | 6.18% | 4.40% |
Best Mortgage Brokers around Verona, New Jersey 07044
For those searching for a new home in Verona, we have compiled a list of the top mortgage brokers located in and around Verona, New Jersey 07044 to assist you with your search.
Name
Address
Contact
Americus Derivatives
2 Claridge Dr
Verona NJ 07044
(973) 239-0442
English Financial
97 Pease Ave
Verona NJ 07044
(973) 857-3922
Loan Search
532 Bloomfield Ave
Verona NJ 07044
(973) 239-7373
East Coast Mortgage
110 Fairview Ave
Verona NJ 07044
(973) 433-1200
http://www.eastcoastmtg.com
Torres Ramon A
7911 Bergenline Ave
North Bergen NJ 07044
(201) 758-2508
Address
2 Claridge Dr
Verona NJ
Contact
(973) 239-0442
Address
97 Pease Ave
Verona NJ
Contact
(973) 857-3922
Address
532 Bloomfield Ave
Verona NJ
Contact
(973) 239-7373