Compare Today’s Mortgage Rates in Vineland, New Jersey 08361

Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Vineland, New Jersey 08361.

Our search engine thoroughly explores all home mortgage options in Vineland, New Jersey 08361, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,980 in lifetime cash or $14 per month in Vineland and other areas of Cumberland county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.4606 -74.9748 3054

Summary of Average Mortgages in Vineland, New Jersey 08361

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Vineland, New Jersey 08361

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vineland, NJ 08361. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Vineland, New Jersey 08361

Vineland is a city in Cumberland County, in the U.S. state of New Jersey. Bridgeton and Vineland are the two principal cities of the Vineland-Bridgeton metropolitan statistical area, which encompasses those cities and all of Cumberland County for statistical purposes and which constitutes a part of the Delaware Valley. Read more

Vineland is a city in Cumberland County, in the U.S. state of New Jersey. Bridgeton and Vineland are the two principal cities of the Vineland-Bridgeton metropolitan statistical area, which encompasses those cities and all of Cumberland County for statistical purposes and which constitutes a part of the Delaware Valley. The MSA had a population of 156,898 as of the 2010 census. As of the 2020 United States census, the city's population was 60,780, an increase of 56 from the 2010 census count of 60,724, which in turn reflected an increase of 4,453 from the 56,271 counted in the 2000 census. The Census Bureau's Population Estimates Program calculated that the city's population was 60,491 in 2022, ranking the city the 639th-most-populous in the country.Vineland was formed on July 1, 1952, through the merger of Landis Township and Vineland Borough, based on the results of a referendum held on February 5, 1952. Festivities on July 1, 1952, when the merger took effect, included a parade and speeches from such notables as Senator Estes Kefauver. The name is derived from the plans of its founder to use the land to grow grapes.Geographically, the city is part of the South Jersey. It has large Italian-American and Hispanic-American populations. Read less

Historical Mortgage Rates in Vineland, New Jersey 08361 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Vineland, New Jersey and around Cumberland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 98.05% 96.93% 96.77% 95.94% 95.92% 94.23% 92.51% 93.82% 91.23%
avg mortgage rate 6.14% 4.37% 2.99% 3.37% 4.32% 4.68% 4.23% 3.94% 4.14%
% 15 year fixed mortgage 1.95% 2.39% 2.82% 3.36% 3.34% 4.97% 5.56% 4.98% 7.57%
avg mortgage rate 5.40% 3.75% 2.47% 2.84% 3.86% 4.05% 3.40% 3.26% 3.32%
Avg credit score 753.58 758.82 761.00 753.78 754.29 761.31 759.00 751.80 757.69
Avg LTV (loan to value) 76.08% 72.99% 76.96% 78.76% 79.31% 75.39% 77.96% 79.50% 78.94%
Avg DTI (debt to income) 39.15 37.42 35.70 35.77 36.23 36.21 34.90 34.67 34.02
% First time homebuyer 38.63% 27.82% 27.85% 29.21% 27.68% 14.66% 15.03% 16.27% 16.71%
Avg mortgage insurance % 10.85% 8.32% 9.48% 9.63% 9.17% 7.98% 9.08% 9.98% 9.35%

Source: Financial Report of the US Government

Best Mortgage Brokers around Vineland, New Jersey 08361

For those searching for a new home in Vineland, we have compiled a list of the top mortgage brokers located in and around Vineland, New Jersey 08361 to assist you with your search.

Name
Address
Contact

Global Mortgage

1006 McClain Dr

Vineland NJ 08361

(609) 501-5351

Lincoln Mortgage

782 S Brewster Rd

Vineland NJ 08361

(856) 457-7310

cwilhelm@linc-mort.com

Foundation Title

782 S Brewster Rd

Vineland NJ 08361

(856) 563-1200

http://gatewayfunding.com

Mariner Finance

3600 E Landis Ave

Vineland NJ 08361

(856) 896-0742

contactus@marinerfinance.com

Sun Home Loans

226 W Landis Ave

Vineland NJ 08361

(856) 833-9080

Address

1006 McClain Dr

Vineland NJ

Contact

(609) 501-5351

Address

782 S Brewster Rd

Vineland NJ

Contact

(856) 457-7310

cwilhelm@linc-mort.com

Address

782 S Brewster Rd

Vineland NJ

Contact

(856) 563-1200

http://gatewayfunding.com

News on Mortgages and Reverse Mortgages for Vineland, New Jersey 08361