Compare Today’s Mortgage Rates in Vineland, New Jersey 08361
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Vineland, New Jersey 08361.
Our search engine thoroughly explores all home mortgage options in Vineland, New Jersey 08361, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,980 in lifetime cash or $14 per month in Vineland and other areas of Cumberland county.
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Summary of Average Mortgages in Vineland, New Jersey 08361
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Vineland, New Jersey 08361
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vineland, NJ 08361. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Vineland, New Jersey 08361 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Vineland, New Jersey and around Cumberland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.05% | 96.93% | 96.77% | 95.94% | 95.92% | 94.23% | 92.51% | 93.82% | 91.23% |
avg mortgage rate | 6.14% | 4.37% | 2.99% | 3.37% | 4.32% | 4.68% | 4.23% | 3.94% | 4.14% |
% 15 year fixed mortgage | 1.95% | 2.39% | 2.82% | 3.36% | 3.34% | 4.97% | 5.56% | 4.98% | 7.57% |
avg mortgage rate | 5.40% | 3.75% | 2.47% | 2.84% | 3.86% | 4.05% | 3.40% | 3.26% | 3.32% |
Avg credit score | 753.58 | 758.82 | 761.00 | 753.78 | 754.29 | 761.31 | 759.00 | 751.80 | 757.69 |
Avg LTV (loan to value) | 76.08% | 72.99% | 76.96% | 78.76% | 79.31% | 75.39% | 77.96% | 79.50% | 78.94% |
Avg DTI (debt to income) | 39.15 | 37.42 | 35.70 | 35.77 | 36.23 | 36.21 | 34.90 | 34.67 | 34.02 |
% First time homebuyer | 38.63% | 27.82% | 27.85% | 29.21% | 27.68% | 14.66% | 15.03% | 16.27% | 16.71% |
Avg mortgage insurance % | 10.85% | 8.32% | 9.48% | 9.63% | 9.17% | 7.98% | 9.08% | 9.98% | 9.35% |
Best Mortgage Brokers around Vineland, New Jersey 08361
For those searching for a new home in Vineland, we have compiled a list of the top mortgage brokers located in and around Vineland, New Jersey 08361 to assist you with your search.
Name
Address
Contact
Global Mortgage
1006 McClain Dr
Vineland NJ 08361
(609) 501-5351
Lincoln Mortgage
782 S Brewster Rd
Vineland NJ 08361
(856) 457-7310
cwilhelm@linc-mort.com
Foundation Title
782 S Brewster Rd
Vineland NJ 08361
(856) 563-1200
http://gatewayfunding.com
Mariner Finance
3600 E Landis Ave
Vineland NJ 08361
(856) 896-0742
contactus@marinerfinance.com
Sun Home Loans
226 W Landis Ave
Vineland NJ 08361
(856) 833-9080
Address
1006 McClain Dr
Vineland NJ
Contact
(609) 501-5351
Address
782 S Brewster Rd
Vineland NJ
Contact
(856) 457-7310
cwilhelm@linc-mort.com
Address
782 S Brewster Rd
Vineland NJ
Contact
(856) 563-1200
http://gatewayfunding.com