Compare Today’s Mortgage Rates in Waldwick, New Jersey 07463
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Waldwick, New Jersey 07463.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Waldwick, New Jersey 07463. For a 30-year fixed loan, our calculations show that you can expect to save up to $17,939 over the lifetime of your mortgage, which translates to a monthly savings of $50 in Waldwick and other areas of Bergen county.
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Summary of Average Mortgages in Waldwick, New Jersey 07463
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Waldwick, New Jersey 07463
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Waldwick, NJ 07463. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Waldwick, New Jersey 07463 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Waldwick, New Jersey and around Bergen county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.09% | 93.11% | 90.84% | 89.70% | 90.76% | 86.44% | 85.09% | 87.00% | 83.27% |
avg mortgage rate | 6.51% | 4.63% | 3.05% | 3.36% | 4.42% | 4.69% | 4.17% | 3.89% | 4.07% |
% 15 year fixed mortgage | 4.32% | 5.17% | 7.36% | 8.33% | 7.35% | 10.68% | 11.36% | 10.43% | 13.59% |
avg mortgage rate | 5.56% | 3.86% | 2.50% | 2.89% | 3.76% | 4.08% | 3.47% | 3.09% | 3.29% |
Avg credit score | 750.96 | 752.10 | 753.79 | 755.23 | 751.50 | 756.16 | 755.90 | 749.80 | 751.75 |
Avg LTV (loan to value) | 80.61% | 82.08% | 83.80% | 84.95% | 84.75% | 81.54% | 82.68% | 83.54% | 82.58% |
Avg DTI (debt to income) | 36.54 | 35.08 | 33.52 | 33.47 | 34.00 | 33.15 | 33.10 | 31.88 | 30.88 |
% First time homebuyer | 33.18% | 31.56% | 29.08% | 33.12% | 31.82% | 21.44% | 19.48% | 18.62% | 24.52% |
Avg mortgage insurance % | 12.79% | 13.79% | 14.51% | 16.08% | 15.29% | 12.35% | 12.84% | 13.91% | 13.44% |
Best Mortgage Brokers around Waldwick, New Jersey 07463
For those searching for a new home in Waldwick, we have compiled a list of the top mortgage brokers located in and around Waldwick, New Jersey 07463 to assist you with your search.
Name
Address
Contact
US Military Loans
81 Franklin Tpke
Waldwick NJ 07463
(201) 447-3338
American Home Loans
19 W Prospect St
Waldwick NJ 07463
(201) 880-9727
http://www.americanhm.com
Pizza Theresa
167 Franklin Tpke
Waldwick NJ 07463
(201) 652-1919
Biltmore Capito
24 Wyckoff Ave
Waldwick NJ 07463
(201) 857-4502
http://www.biltmorecapital.net
Del Webb Homes
6100 Warrens Way
Wanaque NJ 07463
(866) 926-2783
http://www.delwebb.com/
Address
81 Franklin Tpke
Waldwick NJ
Contact
(201) 447-3338
Address
19 W Prospect St
Waldwick NJ
Contact
(201) 880-9727
http://www.americanhm.com
Address
167 Franklin Tpke
Waldwick NJ
Contact
(201) 652-1919