Compare Today’s Mortgage Rates in West New York, New Jersey 07093
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in West New York, New Jersey 07093.
Our search engine thoroughly explores all home mortgage options in West New York, New Jersey 07093, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $41,062 in lifetime cash or $114 per month in West New York and other areas of Hudson county.
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Summary of Average Mortgages in West New York, New Jersey 07093
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for West New York, New Jersey 07093
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in West New York, NJ 07093. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in West New York, New Jersey 07093 from 2024 - 2016
We have compiled mortgage rates charts for home loans in West New York, New Jersey and around Hudson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.44% | 91.69% | 92.96% | 89.97% | 86.84% | 87.70% | 88.73% | 89.19% | 86.96% |
avg mortgage rate | 6.63% | 4.54% | 3.05% | 3.60% | 4.58% | 4.71% | 4.26% | 3.95% | 4.20% |
% 15 year fixed mortgage | 4.17% | 7.14% | 4.94% | 7.12% | 8.50% | 10.36% | 9.30% | 7.81% | 9.13% |
avg mortgage rate | 6.08% | 3.68% | 2.39% | 3.02% | 3.93% | 4.15% | 3.59% | 3.06% | 3.40% |
Avg credit score | 753.93 | 749.23 | 776.93 | 752.41 | 746.16 | 777.49 | 747.07 | 743.98 | 741.93 |
Avg LTV (loan to value) | 81.54% | 83.44% | 84.50% | 85.40% | 84.79% | 82.61% | 82.11% | 82.39% | 84.40% |
Avg DTI (debt to income) | 35.41 | 34.77 | 32.92 | 32.76 | 33.89 | 34.25 | 32.45 | 32.53 | 32.19 |
% First time homebuyer | 23.61% | 35.38% | 30.84% | 36.68% | 39.47% | 32.36% | 29.30% | 28.23% | 31.30% |
Avg mortgage insurance % | 13.33% | 14.95% | 15.56% | 16.65% | 15.97% | 13.43% | 12.61% | 13.33% | 14.64% |
Best Mortgage Brokers around West New York, New Jersey 07093
For those searching for a new home in West New York, we have compiled a list of the top mortgage brokers located in and around West New York, New Jersey 07093 to assist you with your search.
Name
Address
Contact
Ams Mortgage Services
6119 Bergenline Ave
West New York NJ 07093
(201) 624-8800
First Solution Services
6506 Bergenline Ave
West New York NJ 07093
(201) 758-5422
Djm Home Lending Group
4914 Kennedy Blvd W
West New York NJ 07093
(201) 271-1700
First Jersey Mortgage
5809 Madison St
West New York NJ 07093
(201) 624-1116
First Residential
560 60th St
West New York NJ 07093
(201) 590-8290
Address
6119 Bergenline Ave
West New York NJ
Contact
(201) 624-8800
Address
6506 Bergenline Ave
West New York NJ
Contact
(201) 758-5422
Address
4914 Kennedy Blvd W
West New York NJ
Contact
(201) 271-1700