Compare Today’s Mortgage Rates in Westfield, New Jersey 07090
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Westfield, New Jersey 07090.
Our search engine thoroughly explores all home mortgage options in Westfield, New Jersey 07090, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $24,406 in lifetime cash or $68 per month in Westfield and other areas of Union county.
Summary of Average Mortgages in Westfield, New Jersey 07090
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Interactive Mortgage Rate Projections for Westfield, New Jersey 07090
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Westfield, NJ 07090. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Westfield, New Jersey 07090 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Westfield, New Jersey and around Union county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.44% | 91.69% | 92.96% | 89.97% | 86.84% | 87.70% | 88.73% | 89.19% | 86.96% |
avg mortgage rate | 6.63% | 4.54% | 3.05% | 3.60% | 4.58% | 4.71% | 4.26% | 3.95% | 4.20% |
% 15 year fixed mortgage | 4.17% | 7.14% | 4.94% | 7.12% | 8.50% | 10.36% | 9.30% | 7.81% | 9.13% |
avg mortgage rate | 6.08% | 3.68% | 2.39% | 3.02% | 3.93% | 4.15% | 3.59% | 3.06% | 3.40% |
Avg credit score | 753.93 | 749.23 | 776.93 | 752.41 | 746.16 | 777.49 | 747.07 | 743.98 | 741.93 |
Avg LTV (loan to value) | 81.54% | 83.44% | 84.50% | 85.40% | 84.79% | 82.61% | 82.11% | 82.39% | 84.40% |
Avg DTI (debt to income) | 35.41 | 34.77 | 32.92 | 32.76 | 33.89 | 34.25 | 32.45 | 32.53 | 32.19 |
% First time homebuyer | 23.61% | 35.38% | 30.84% | 36.68% | 39.47% | 32.36% | 29.30% | 28.23% | 31.30% |
Avg mortgage insurance % | 13.33% | 14.95% | 15.56% | 16.65% | 15.97% | 13.43% | 12.61% | 13.33% | 14.64% |
Best Mortgage Brokers around Westfield, New Jersey 07090
For those searching for a new home in Westfield, we have compiled a list of the top mortgage brokers located in and around Westfield, New Jersey 07090 to assist you with your search.
Jsw Financial Group
108 Central Ave
Westfield NJ 07090
(908) 654-0800
Westfield Mortgage
774 Central Ave
Westfield NJ 07090
(908) 518-0800
http://www.westfieldareachamber.com
Westfield Mortgage
335 Sycamore St
Westfield NJ 07090
(908) 518-0800
http://www.westfieldareachamber.com
Millenium Home Mortgage
211 North Ave E
Westfield NJ 07090
(908) 233-6610
joegalayda@aol.com
Onemain Financial
240 North Ave W
Westfield NJ 07090
(908) 928-1024
http://www.onemainfinancial.com/
Address
108 Central Ave
Westfield NJ
Contact
(908) 654-0800
Address
774 Central Ave
Westfield NJ
Contact
(908) 518-0800
http://www.westfieldareachamber.com
Address
335 Sycamore St
Westfield NJ
Contact
(908) 518-0800
http://www.westfieldareachamber.com