Compare Today’s Mortgage Rates in Whitehouse, New Jersey 08888
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Whitehouse, New Jersey 08888.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $27,170 over the lifetime of your 30-year fixed loan, or a monthly savings of $75 in Whitehouse and other areas of Somerset county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
40.57109
-74.637691
3206
Summary of Average Mortgages in Whitehouse, New Jersey 08888
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Whitehouse, New Jersey 08888
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Whitehouse, New Jersey 08888
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Whitehouse, NJ 08888. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Whitehouse, New Jersey 08888 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Whitehouse, New Jersey and around Somerset county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.08% | 90.87% | 87.30% | 88.93% | 84.85% | 82.49% | 76.80% | 84.17% | 75.76% |
avg mortgage rate | 6.67% | 4.71% | 3.08% | 3.53% | 4.61% | 4.71% | 4.26% | 4.01% | 4.10% |
% 15 year fixed mortgage | 3.28% | 7.60% | 10.48% | 9.84% | 11.62% | 15.25% | 19.20% | 14.17% | 21.97% |
avg mortgage rate | 5.56% | 4.01% | 2.42% | 2.82% | 3.76% | 4.02% | 3.47% | 3.23% | 3.33% |
Avg credit score | 745.38 | 788.40 | 759.43 | 761.89 | 758.03 | 749.38 | 757.24 | 757.14 | 761.80 |
Avg LTV (loan to value) | 76.39% | 77.91% | 79.46% | 80.49% | 79.55% | 76.41% | 77.98% | 80.20% | 77.36% |
Avg DTI (debt to income) | 34.33 | 34.95 | 32.98 | 32.92 | 33.70 | 33.68 | 31.79 | 31.63 | 30.21 |
% First time homebuyer | 22.95% | 18.63% | 20.32% | 14.34% | 17.17% | 21.47% | 10.40% | 15.00% | 15.15% |
Avg mortgage insurance % | 10.98% | 9.22% | 9.37% | 9.89% | 9.60% | 7.99% | 5.47% | 8.06% | 6.27% |
Best Mortgage Brokers around Whitehouse, New Jersey 08888
For those searching for a new home in Whitehouse, we have compiled a list of the top mortgage brokers located in and around Whitehouse, New Jersey 08888 to assist you with your search.
Name
Address
Contact
Nj Community Loan Fun
108 Church St
New Brunswick NJ 08888
(732) 543-1200
mail@njclf.com
Montgomery Capital Company
75 Paterson St
New Brunswick NJ 08888
(732) 354-3180
Signature Mortgage
96 Bayard St
New Brunswick NJ 08888
(732) 246-3777
Order Express
140 French St
New Brunswick NJ 08888
(732) 246-7723
http://www.orderexpress.com.mx/
Riverside Hope Manor Community Building
15 John St
New Brunswick NJ 08888
(732) 435-1001
Address
108 Church St
New Brunswick NJ
Contact
(732) 543-1200
mail@njclf.com
Address
75 Paterson St
New Brunswick NJ
Contact
(732) 354-3180
Address
96 Bayard St
New Brunswick NJ
Contact
(732) 246-3777